gt3 ...138 cars for sale !!!!
Discussion
So if I capitulate and decide to buy a car for £140 k (?) from Mr. JZM can anyone tell me what type of a deal I could expect from regarding finance from them. I appreciate that I can call them and ask , but it’s 1.47 am now ..and I can’t sleep as I’m jet lagged, thinking about the falling snow in the alps and wondering where to invest my car cash...
I have never had finance on my car before so was wondering how much it affects my credit rating ( which is scored 995 I think on Experian) . I have about 13 K of unsecured debt on a 0% credit card...
I am thinking about buying a BMWX 50 D , I understand that I could put down 15 K on one of those and pay about a grand a month for four years .... I then need to pay about 30 K at the end of it ...
How much would this affect my credit rating does anyone know from experience, And would it preclude me from getting A finance deal on a GT3 which was, say, two years old, or 3 1/2 if I got a .1 RS ?
If I were to buy from a Porsche specialist, a GT3 ( price 140k) on finance, with a deposit of 80 K , over three years, My understanding is they would look at the ‘agreed value’ in three years which would be, for arguments sake, in their eyes, 100 K (?) does that mean as far as my credit rating goes I essentially have a loan to the tune of 40 K, in my name, affecting my credit rating ??
What sort of rate would a lender charge ?
Which lenders does anyone recommend for such a purchase ?
How much does The BMW purchase affect the subsequent Porsche purchase ? I.e are these types of ( pcp) purchases considered to be unsecured, or secured ?
If the BMW were to affect my credit rating unduly, May need to just get a secondhand BMW with cash...
I have never had finance on my car before so was wondering how much it affects my credit rating ( which is scored 995 I think on Experian) . I have about 13 K of unsecured debt on a 0% credit card...
I am thinking about buying a BMWX 50 D , I understand that I could put down 15 K on one of those and pay about a grand a month for four years .... I then need to pay about 30 K at the end of it ...
How much would this affect my credit rating does anyone know from experience, And would it preclude me from getting A finance deal on a GT3 which was, say, two years old, or 3 1/2 if I got a .1 RS ?
If I were to buy from a Porsche specialist, a GT3 ( price 140k) on finance, with a deposit of 80 K , over three years, My understanding is they would look at the ‘agreed value’ in three years which would be, for arguments sake, in their eyes, 100 K (?) does that mean as far as my credit rating goes I essentially have a loan to the tune of 40 K, in my name, affecting my credit rating ??
What sort of rate would a lender charge ?
Which lenders does anyone recommend for such a purchase ?
How much does The BMW purchase affect the subsequent Porsche purchase ? I.e are these types of ( pcp) purchases considered to be unsecured, or secured ?
If the BMW were to affect my credit rating unduly, May need to just get a secondhand BMW with cash...
GT4RS said:
Av185
Everytime I ask you a question directly to a gt3 which you don’t agree with you choose not to answer it in a straight forward manner.
So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
Demons twin. He has one. He talks them up. We all know that. Scroll over.Everytime I ask you a question directly to a gt3 which you don’t agree with you choose not to answer it in a straight forward manner.
So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
hunter 66 said:
Yes knew someone worth a few hundred million paid cash for everything including homes . Was offered a great deal on car finance 0 percent but was turned down due to. A poor credit rating .
Crazy but true if you do not use credit you have no rating. Car credit though i thought anybody could get that!cayman-black said:
Dammit said:
I think that anyone betting that 2019 is going to be like the years that precede it is, er, brave.
Most likely outcome right now is no-deal, and whilst I acknowledge that the posters in this thread (myself included) are going to be somewhat insulated from the impact, we all have to eat, statistically there will be some diabetics posting, and there may well be no fuel available to anyone bar the emergency services.
Dammit, no fuel,, that's a new one.Most likely outcome right now is no-deal, and whilst I acknowledge that the posters in this thread (myself included) are going to be somewhat insulated from the impact, we all have to eat, statistically there will be some diabetics posting, and there may well be no fuel available to anyone bar the emergency services.
GT4RS said:
Av185
So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
If you read my post properly you will find the answer to your questions.So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
And as I said mines a keeper until at least the end of 2019 early 2020. Makes no odds to me whether it drops to £100k or goes back up to £185k both scenarios of which won't happen btw.
A question for you....are you ever going to buy one or do you intend to spend all your free time posting on here?
For a bit of fun...
We should have a price prediction competition. One for a spec which is often considered to be ’undesireable’and one with ‘lift PCCB’s and buckets (. + anything else which is considered essential ).
Someone on here with more knowledge , perhaps they’ve owned one, or own one and can decide the spec and those interested can predict the value of both !
Seems like harmless fun, on topic And then we can all agree whether they’ve gone up down or stood still...
The colour and mileage would need to be specified for the benchmark now, and the milage adjustments agreed In the event there weren’t exact car on sale...?
The difficult thing may be to agree the asking price now ?!
We should have a price prediction competition. One for a spec which is often considered to be ’undesireable’and one with ‘lift PCCB’s and buckets (. + anything else which is considered essential ).
Someone on here with more knowledge , perhaps they’ve owned one, or own one and can decide the spec and those interested can predict the value of both !
Seems like harmless fun, on topic And then we can all agree whether they’ve gone up down or stood still...
The colour and mileage would need to be specified for the benchmark now, and the milage adjustments agreed In the event there weren’t exact car on sale...?
The difficult thing may be to agree the asking price now ?!
av185 said:
GT4RS said:
Av185
So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
If you read my post properly you will find the answer to your questions.So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
And as I said mines a keeper until at least the end of 2019 early 2020. Makes no odds to me whether it drops to £100k or goes back up to £185k both scenarios of which won't happen btw.
A question for you....are you ever going to buy one or do you intend to spend all your free time posting on here?
av185 said:
GT4RS said:
Av185
So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
If you read my post properly you will find the answer to your questions.So are you saying that a 991.2 gt3 is not depreciating at the moment?
I bet you have your gt3 up for sale right now trying your best to get out
And as I said mines a keeper until at least the end of 2019 early 2020. Makes no odds to me whether it drops to £100k or goes back up to £185k both scenarios of which won't happen btw.
A question for you....are you ever going to buy one or do you intend to spend all your free time posting on here?
I person buy cars to use and enjoy not to try and make a profit, my business is there to make a profit.
So just to be clear you agree that Porsche GT cars are currently depreciating?
_Superleggera_ said:
av185 said:
On prices, as usual, it depends on which cars we are talking about. As has been shown numerous times, spec and to an extent mileage is all. But even with mileage of 13k on an average spec early ex Press car these still sell for over list as we have just recently seen on here.
I have paid pretty much list price for the Porsche press car. I'd hardly call it an average spec car. List of £130,106 comprised of £ 2,147 for Interior Colour Black leather interior package (in conjunction with option contrast seams in Red), £ 1,865 for Exterior LED main headlights in black including Porsche Dynamic Light System (PDLS), £ 203 for SportDesign exterior mirror lower trims painted in Black (high-gloss), £84 for Door handles painted in black (high-gloss), £1,599 for Front axle lift system, £6,498 for Porsche Ceramic Composite Brake (PCCB), £336 for Chrono Package and preparation for lap trigger, £716 for Wheels painted in satin black (complete), £168 for 12-o'clock marking in Red, £3,324 for Full bucket seats, £194 for Guards Red seat belts, £834 for Leather interior with stitching in red and £336 for Digital radio).
angussampson said:
For a bit of fun...
We should have a price prediction competition. One for a spec which is often considered to be ’undesireable’and one with ‘lift PCCB’s and buckets (. + anything else which is considered essential ).
Someone on here with more knowledge , perhaps they’ve owned one, or own one and can decide the spec and those interested can predict the value of both !
Seems like harmless fun, on topic And then we can all agree whether they’ve gone up down or stood still...
The colour and mileage would need to be specified for the benchmark now, and the milage adjustments agreed In the event there weren’t exact car on sale...?
The difficult thing may be to agree the asking price now ?!
people are more savvy than the old days and now want to know what the list price was, Spec makes no odds imo (unless 2 cars are priced the same so you take the higher spec one) , the list price does and what people want to pay over list.We should have a price prediction competition. One for a spec which is often considered to be ’undesireable’and one with ‘lift PCCB’s and buckets (. + anything else which is considered essential ).
Someone on here with more knowledge , perhaps they’ve owned one, or own one and can decide the spec and those interested can predict the value of both !
Seems like harmless fun, on topic And then we can all agree whether they’ve gone up down or stood still...
The colour and mileage would need to be specified for the benchmark now, and the milage adjustments agreed In the event there weren’t exact car on sale...?
The difficult thing may be to agree the asking price now ?!
hence why I have said higher spec cars are selling quite well as they are far better value to the buyer. the lower spec cars should be £135k not £150k
the higher spec cars can be as low as £10k overs. So going forward the difference in price will always be £15k from a low spec car to a high spec one as it's always been that goes for Ferrari, Lambo, GT market or any thing.
some times you get the really bad lemon spec car which bucks the trend can cannot even sell £10k cheaper than anything, always happens.
this in the past (although I see a load more cars with them this time round ) was painted vents or red dials. both are massive lemon spec options in the past. In fact any painted trim in these cars in the past has just been a lemon to sell at any price and cars just sit there. Also happens in the 996 and 997 GT market , non bucket seated cars are just lemons to move. Time will tell if the 991 have this non bucket seated lemon spec issue which drive the price down a little.
back in the day dealers shuns 996 GT3 in comfort sepc even at £30k they were just non sellers.
I see loads of comfort GT cars now which have been on the market for 12 months + imo the 2nd hand market for comfort GT cars is tiny.
new buyers don't care and buy what they like, 2nd hand market is so far removed from the new market regarding spec.
you can have nice low spec cars, you can have gash high spec cars.
asking price now TO SELL A CAR needs to be £15k overs and not a gash spec (so can be low or high spec) , subtract £1k for every extra 1k miles above 3000.
all imo of course. but been watching this market for 10 years and one can see what sits about moving from dealer to dealer to ebay then to auction !!!
As for colours 2nd hand dark blue and black seem the slower sellers. GT silver , Red and bold colours work. Crayon hard to tell, it's a bit of a fashion choice, so who knows.
Whites a safe colour but the most common so the spec needs to be good on a white car as a lot of cars are white. rhodium silver, well that's a non seller !
Yellow is ltd market so risky either way, GT4 worked well and sells well, GT3 never seem to do well in yellow ! but I like it.
Launch colours seem to always do well for any brand.
last 2 year seems to be white comfort 991.1 GT3 were bad sellers, too many on the market.
Today markets though people will buy almost any ok spec car if the overs value is right. and thus today we are left with a load of over priced low spec cars hanging about all of which need a £15k price drop, this has no effect on the higher spec cars prices, but people will love to see a £128k 991.2 GT3 and say the markets gone to the dogs when really that's what a low spec cars needs to be now to move.
Edited by Porsche911R on Monday 17th December 13:11
Porsche911R said:
people are more savvy than the old days and now want to know what the list price was, Spec makes no odds imo (unless 2 cars are priced the same so you take the higher spec one) , the list price does and what people want to pay over list.
hence why I have said higher spec cars are selling quite well as they are far better value to the buyer. the lower spec cars should be £135k not £150k
the higher spec cars can be as low as £10k overs. So going forward the difference in price will always be £15k from a low spec car to a high spec one as it's always been that goes for Ferrari, Lambo, GT market or any thing.
some times you get the really bad lemon spec car which bucks the trend can cannot even sell £10k cheaper than anything, always happens.
this in the past (although I see a load more cars with them this time round ) was painted vents or red dials. both are massive lemon spec options in the past. In fact any painted trim in these cars in the past has just been a lemon to sell at any price and cars just sit there. Also happens in the 996 and 997 GT market , non bucket seated cars are just lemons to move. Time will tell if the 991 have this non bucket seated lemon spec issue which drive the price down a little.
back in the day dealers shuns 996 GT3 in comfort sepc even at £30k they were just non sellers.
I see loads of comfort GT cars now which have been on the market for 12 months + imo the 2nd hand market for comfort GT cars is tiny.
new buyers don't care and buy what they like, 2nd hand market is so far removed from the new market regarding spec.
you can have nice low spec cars, you can have gash high spec cars.
asking price now TO SELL A CAR needs to be £15k overs and not a gash spec (so can be low or high spec) , subtract £1k for every extra 1k miles above 3000.
all imo of course. but been watching this market for 10 years and one can see what sits about moving from dealer to dealer to ebay then to auction !!!
As for colours 2nd hand dark blue and black seem the slower sellers. GT silver , Red and bold colours work. Crayon hard to tell, it's a bit of a fashion choice, so who knows.
Whites a safe colour but the most common so the spec needs to be good on a white car as a lot of cars are white. rhodium silver, well that's a non seller !
Yellow is ltd market so risky either way, GT4 worked well and sells well, GT3 never seem to do well in yellow ! but I like it.
Launch colours seem to always do well for any brand.
last 2 year seems to be white comfort 991.1 GT3 were bad sellers, too many on the market.
Today markets though people will buy almost any ok spec car if the overs value is right. and thus today we are left with a load of over priced low spec cars hanging about all of which need a £15k price drop, this has no effect on the higher spec cars prices, but people will love to see a £128k 991.2 GT3 and say the markets gone to the dogs when really that's what a low spec cars needs to be now to move.
I do agree with a lot of what you are saying above.hence why I have said higher spec cars are selling quite well as they are far better value to the buyer. the lower spec cars should be £135k not £150k
the higher spec cars can be as low as £10k overs. So going forward the difference in price will always be £15k from a low spec car to a high spec one as it's always been that goes for Ferrari, Lambo, GT market or any thing.
some times you get the really bad lemon spec car which bucks the trend can cannot even sell £10k cheaper than anything, always happens.
this in the past (although I see a load more cars with them this time round ) was painted vents or red dials. both are massive lemon spec options in the past. In fact any painted trim in these cars in the past has just been a lemon to sell at any price and cars just sit there. Also happens in the 996 and 997 GT market , non bucket seated cars are just lemons to move. Time will tell if the 991 have this non bucket seated lemon spec issue which drive the price down a little.
back in the day dealers shuns 996 GT3 in comfort sepc even at £30k they were just non sellers.
I see loads of comfort GT cars now which have been on the market for 12 months + imo the 2nd hand market for comfort GT cars is tiny.
new buyers don't care and buy what they like, 2nd hand market is so far removed from the new market regarding spec.
you can have nice low spec cars, you can have gash high spec cars.
asking price now TO SELL A CAR needs to be £15k overs and not a gash spec (so can be low or high spec) , subtract £1k for every extra 1k miles above 3000.
all imo of course. but been watching this market for 10 years and one can see what sits about moving from dealer to dealer to ebay then to auction !!!
As for colours 2nd hand dark blue and black seem the slower sellers. GT silver , Red and bold colours work. Crayon hard to tell, it's a bit of a fashion choice, so who knows.
Whites a safe colour but the most common so the spec needs to be good on a white car as a lot of cars are white. rhodium silver, well that's a non seller !
Yellow is ltd market so risky either way, GT4 worked well and sells well, GT3 never seem to do well in yellow ! but I like it.
Launch colours seem to always do well for any brand.
last 2 year seems to be white comfort 991.1 GT3 were bad sellers, too many on the market.
Today markets though people will buy almost any ok spec car if the overs value is right. and thus today we are left with a load of over priced low spec cars hanging about all of which need a £15k price drop, this has no effect on the higher spec cars prices, but people will love to see a £128k 991.2 GT3 and say the markets gone to the dogs when really that's what a low spec cars needs to be now to move.
Edited by Porsche911R on Monday 17th December 13:11
This is my scenario now with Ferrari.
I am currently close to buying a Ferrari 488 and some good value high spec cars have been totally discounted due to the exterior colour, hideous interior colour (original owners personal taste but not mine
), comfort seats, lack of carbon and some other options I want on the car.The car I end up buying won't be the cheapest but it will have the main options I require in a colour I want and with the correct Nero Black interior for my taste. Also miles are very important on a Ferrari and once they hit 10k they seem to take a drop to a different price level so I am avoiding cars with 7k upwards as I know in 12 to 18 months time the penalty is much greater than buying a car with 2-5k miles.
Porsche911R said:
people are more savvy than the old days and now want to know what the list price was, Spec makes no odds imo (unless 2 cars are priced the same so you take the higher spec one) , the list price does and what people want to pay over list.
hence why I have said higher spec cars are selling quite well as they are far better value to the buyer. the lower spec cars should be £135k not £150k
the higher spec cars can be as low as £10k overs. So going forward the difference in price will always be £15k from a low spec car to a high spec one as it's always been that goes for Ferrari, Lambo, GT market or any thing.
some times you get the really bad lemon spec car which bucks the trend can cannot even sell £10k cheaper than anything, always happens.
this in the past (although I see a load more cars with them this time round ) was painted vents or red dials. both are massive lemon spec options in the past. In fact any painted trim in these cars in the past has just been a lemon to sell at any price and cars just sit there. Also happens in the 996 and 997 GT market , non bucket seated cars are just lemons to move. Time will tell if the 991 have this non bucket seated lemon spec issue which drive the price down a little.
back in the day dealers shuns 996 GT3 in comfort sepc even at £30k they were just non sellers.
I see loads of comfort GT cars now which have been on the market for 12 months + imo the 2nd hand market for comfort GT cars is tiny.
new buyers don't care and buy what they like, 2nd hand market is so far removed from the new market regarding spec.
you can have nice low spec cars, you can have gash high spec cars.
asking price now TO SELL A CAR needs to be £15k overs and not a gash spec (so can be low or high spec) , subtract £1k for every extra 1k miles above 3000.
all imo of course. but been watching this market for 10 years and one can see what sits about moving from dealer to dealer to ebay then to auction !!!
As for colours 2nd hand dark blue and black seem the slower sellers. GT silver , Red and bold colours work. Crayon hard to tell, it's a bit of a fashion choice, so who knows.
Whites a safe colour but the most common so the spec needs to be good on a white car as a lot of cars are white. rhodium silver, well that's a non seller !
Yellow is ltd market so risky either way, GT4 worked well and sells well, GT3 never seem to do well in yellow ! but I like it.
Launch colours seem to always do well for any brand.
last 2 year seems to be white comfort 991.1 GT3 were bad sellers, too many on the market.
Today markets though people will buy almost any ok spec car if the overs value is right. and thus today we are left with a load of over priced low spec cars hanging about all of which need a £15k price drop, this has no effect on the higher spec cars prices, but people will love to see a £128k 991.2 GT3 and say the markets gone to the dogs when really that's what a low spec cars needs to be now to move.
There was a time when buyers of GT3's were really only interested in how they drove. It strikes me that in terms of driving reward there is absolutely no difference between a current 'well' specced and a poorly specced one. hence why I have said higher spec cars are selling quite well as they are far better value to the buyer. the lower spec cars should be £135k not £150k
the higher spec cars can be as low as £10k overs. So going forward the difference in price will always be £15k from a low spec car to a high spec one as it's always been that goes for Ferrari, Lambo, GT market or any thing.
some times you get the really bad lemon spec car which bucks the trend can cannot even sell £10k cheaper than anything, always happens.
this in the past (although I see a load more cars with them this time round ) was painted vents or red dials. both are massive lemon spec options in the past. In fact any painted trim in these cars in the past has just been a lemon to sell at any price and cars just sit there. Also happens in the 996 and 997 GT market , non bucket seated cars are just lemons to move. Time will tell if the 991 have this non bucket seated lemon spec issue which drive the price down a little.
back in the day dealers shuns 996 GT3 in comfort sepc even at £30k they were just non sellers.
I see loads of comfort GT cars now which have been on the market for 12 months + imo the 2nd hand market for comfort GT cars is tiny.
new buyers don't care and buy what they like, 2nd hand market is so far removed from the new market regarding spec.
you can have nice low spec cars, you can have gash high spec cars.
asking price now TO SELL A CAR needs to be £15k overs and not a gash spec (so can be low or high spec) , subtract £1k for every extra 1k miles above 3000.
all imo of course. but been watching this market for 10 years and one can see what sits about moving from dealer to dealer to ebay then to auction !!!
As for colours 2nd hand dark blue and black seem the slower sellers. GT silver , Red and bold colours work. Crayon hard to tell, it's a bit of a fashion choice, so who knows.
Whites a safe colour but the most common so the spec needs to be good on a white car as a lot of cars are white. rhodium silver, well that's a non seller !
Yellow is ltd market so risky either way, GT4 worked well and sells well, GT3 never seem to do well in yellow ! but I like it.
Launch colours seem to always do well for any brand.
last 2 year seems to be white comfort 991.1 GT3 were bad sellers, too many on the market.
Today markets though people will buy almost any ok spec car if the overs value is right. and thus today we are left with a load of over priced low spec cars hanging about all of which need a £15k price drop, this has no effect on the higher spec cars prices, but people will love to see a £128k 991.2 GT3 and say the markets gone to the dogs when really that's what a low spec cars needs to be now to move.
Edited by Porsche911R on Monday 17th December 13:11
Porsche911R said:
Whites a safe colour but the most common so the spec needs to be good on a white car as a lot of cars are white. rhodium silver, well that's a non seller !
White is the most common colour on the gen 1 but one of the least common on the gen 2.Edited by Porsche911R on Monday 17th December 13:11
GT silver is the most common on the gen 2.
anonymous said:
[redacted]
Agree buckets make a massive difference to how the car feels and If you’re going to drive it “properly” definitely have a big benefit. PCCB’s and obviously what kind of gear lever it’s got are the other two that make a difference to how it drives. Maybe a CS cage makes the car feel stiffer ? No idea but would be interesting to drive them back to back. av185 said:
Sweeping statement of the month.
The 991.1 GT3, GT4, 981 Spyder, 991 Turbo S, 997 GTS and 991 GTS contradict your view.
To name but a few.
How about some more?
E90 92 M3 a one way bet.
And for newer stuff I would wager my house and cars that both a 458 Speciale and Performante bought realistically at today's money will appreciate short medium AND long term.
Hope you’ve got a nice tent, when it comes to Performante anyway. Prices for these continue to fall. Takes brave man to bet they will appreciate short term. The 991.1 GT3, GT4, 981 Spyder, 991 Turbo S, 997 GTS and 991 GTS contradict your view.
To name but a few.
How about some more?
E90 92 M3 a one way bet.
And for newer stuff I would wager my house and cars that both a 458 Speciale and Performante bought realistically at today's money will appreciate short medium AND long term.
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