The new 718 Gt4/Spyder are here!
Discussion
due to collect a Spyder later this week and just looking into getting insured, so far have only looked on comparison websites , Esure was the cheapest quote so far at £900 and they don't seem to be asking for a tracker.
just wondering who people have ended up going with and if any of the specialist brokers are worth a call.
just wondering who people have ended up going with and if any of the specialist brokers are worth a call.
Try everyone and anyone, but beware that a lot of insurers are now stating that factory fitted options are "modifications". You may have to list every single option for your quote and policy to be valid. Check the small print.
NFU Mutual, ClassicLine and (if you're in PCGB) Lockton are some of the most used at the moment.
NFU Mutual, ClassicLine and (if you're in PCGB) Lockton are some of the most used at the moment.
Admiral for me on a multi car policy. I was with NFU for years but they increased premiums and demanded trackers.
Admiral for 4 sports cars was less than NFU for the Turbo S.
You’re right about the modifications/options which does make it a ball ache first time round or when changing a car. Don’t forget to tell them about PPF as well if you’ve got any on the car.
Admiral for 4 sports cars was less than NFU for the Turbo S.
You’re right about the modifications/options which does make it a ball ache first time round or when changing a car. Don’t forget to tell them about PPF as well if you’ve got any on the car.
Twinfan said:
Try everyone and anyone, but beware that a lot of insurers are now stating that factory fitted options are "modifications". You may have to list every single option for your quote and policy to be valid. Check the small print.
NFU Mutual, ClassicLine and (if you're in PCGB) Lockton are some of the most used at the moment.
These three insurers are the only ones worth wasting one's time to phone up for quotes IME. The NFU are great if you don't need track cover, ClassicLine best for track day cover and Lockton the best policy overall as long as you only do PCGB track days.NFU Mutual, ClassicLine and (if you're in PCGB) Lockton are some of the most used at the moment.
Shiverman said:
Admiral for me on a multi car policy. I was with NFU for years but they increased premiums and demanded trackers.
Admiral for 4 sports cars was less than NFU for the Turbo S.
You’re right about the modifications/options which does make it a ball ache first time round or when changing a car. Don’t forget to tell them about PPF as well if you’ve got any on the car.
Admiral for me too, NFU wanted a tracker and to charge 3x the premiumAdmiral for 4 sports cars was less than NFU for the Turbo S.
You’re right about the modifications/options which does make it a ball ache first time round or when changing a car. Don’t forget to tell them about PPF as well if you’ve got any on the car.
Admiral for me too, by far, and I'm moving the family 'bus' to a multi-car policy with the GT4 this weekend, which according to the illustration saves me a further 17%.
Having worked in Insurance marketing, I know how the algorithms work, how the comparison engines work in relation, and Admiral seem to be one of only. handful of companies currently playing with a straight bat when it comes to prices.
Even though I asked/offered, I was told there was no longer the requirement to declare any manufacturer options, only the PPF (in my case) and a value. In the event of claim my purchase receipt/spec would be all that was need to verify the value and options against a market value and/or ROI claim.
Having worked in Insurance marketing, I know how the algorithms work, how the comparison engines work in relation, and Admiral seem to be one of only. handful of companies currently playing with a straight bat when it comes to prices.
Even though I asked/offered, I was told there was no longer the requirement to declare any manufacturer options, only the PPF (in my case) and a value. In the event of claim my purchase receipt/spec would be all that was need to verify the value and options against a market value and/or ROI claim.
Twinfan said:
I've just checked Admiral and it does state that optional extras are not modifications which is good! I'm sure that hasn't always been the case, so common sense seems to have prevailed 
You're right, that was the case when I insured a previous car through Admiral circa 2010-2015, which is why I was careful to ask the question when getting quotes for the GT4 last year. I was pleasantly surprised by the answer, it does seem like common sense has prevailed. I insured mine through admiral last year (Sept) and still had to list the modifications (all optional extras) but they just marked them as interior modifications and exterior modifications (exterior just being the PPF). Good to hear that this has now changed as it’s a right pain with Porsche and everything being an extra!
thanks I tried a quote with admiral this morning online and strangely they were not competitive for me at all, in fact one of the most expensive quotes I have had so far coming back at £1500, same price quoted from Porsche via their approved driveaway insurance broker. Esure currently is the cheapest at £890.
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