Best Lease Car Deals Available? (Vol 3)

[Emeye]

Carl_Manchester said:

Deal's only please. Take all the guff outside of the thread (5+ pages of it now).

I don't mind the guff if it is informative - if there were lots of decent deals then this thread would be full of them.

[43034]

Carl_Manchester said:

Deal's only please. Take all the guff outside of the thread (5+ pages of it now).

Sorry moderator.

There is a deals only thread. This isn't that.

[Matthew Clarke]

OK this looks pretty good at £143 a month from Gateway to Lease

Ford Fiesta
1.6T 182 ST 2 EcoBoost 6speed
2016 Model, 3 Doors, Metallic Paint
24 month contract term
8,000 miles per annum
Initial rental - 9 rental(s) in month 1 equivalent to £1,079.91 excluding VAT / £1,295.89 including VAT

About £4500 over term

[Sheepshanks]

mikeN54 said:

Only commercial class vehicles need a commercial policy for business use.

For a passenger car, regardless of owner, any personal retail insurance with business use and the legal owner & V5 address correctly declared is 100% fine.

It is a very grey area but if the lease is in the company name then the company should be the policyholder. A company can't buy personal retail insurance. However it's been discussed here before where people have rung the same insurer and got different answers.

[ArsE92]

43034 said:

Carl_Manchester said:

Deal's only please. Take all the guff outside of the thread (5+ pages of it now).

Sorry moderator.

There is a deals only thread. This isn't that.

Can we start another thread with "80% deals/20% chat"? And maybe another for "20% deals/80% chat"? And rename this one to "50% chat/50% deals"?

Just a thought.

Then we'd need people to moderate and act on any transgressions.

Or just be normal people and skip over the posts that don't interest?

[Matthew Clarke]

This BS is excessive though..... Chat about current listed deals then fair enough!

[Zoon]

43034 said:

Sorry moderator.

There is a deals only thread. This isn't that.

Where is the deals only thread?

[spookly]

ArsE92 said:

43034 said:

Carl_Manchester said:

Deal's only please. Take all the guff outside of the thread (5+ pages of it now).

Sorry moderator.

There is a deals only thread. This isn't that.

Can we start another thread with "80% deals/20% chat"? And maybe another for "20% deals/80% chat"? And rename this one to "50% chat/50% deals"?

Just a thought.

Then we'd need people to moderate and act on any transgressions.

Or just be normal people and skip over the posts that don't interest?

The funniest thing is that the people who seem to whinge the most about chat and lack of deals are the same ones who seem to contribute f*ck all and have never posted any deals themselves.

[NickGibbs]

Any lease companies on here want to message me for a story I'm writing on the impact on lease prices post-Brexit? Movement or no movement, interested either way.
Many thanks

[MrOnTheRopes]

A2Z said:

Sorry to interject with a basic question but I am looking at a Personal Contract Hire for the first time.

Asked for a quote from a local dealer via contracthireandleasing.com and they called me saying that it's only for people in receipt of car allowance or business mileage from their employer.

Is this correct or just this particular dealer? We will be private retail by the way.

Thanks.

There is one car in particular that nearly always requires those things for a PERSONAL Contract Hire - and that's the Citroen C1.

The company I got my Merc lease from mentions it on their C1 ads (not seen it on any other car).

[spookly]

MrOnTheRopes said:

A2Z said:

Sorry to interject with a basic question but I am looking at a Personal Contract Hire for the first time.

Asked for a quote from a local dealer via contracthireandleasing.com and they called me saying that it's only for people in receipt of car allowance or business mileage from their employer.

Is this correct or just this particular dealer? We will be private retail by the way.

Thanks.

There is one car in particular that nearly always requires those things for a PERSONAL Contract Hire - and that's the Citroen C1.

The company I got my Merc lease from mentions it on their C1 ads (not seen it on any other car).

There is nothing to stop them from making any deals they want business only. So for limited numbers of cars at huge discount it makes sense to make them business only to reduce any effect on normal dealer pricing. What the rules are will be entirely down to a combination of the manufacturer and finance house.... so it'll be different rules depending on the deal. Just phone and ask, if they say no then it's a no.

[43034]

Zoon said:

Where is the deals only thread?

http://www.pistonheads.com/gassing/topic.asp?h=0&f=23&t=1569561&i=40

Not that popular. People may be prefer the discussion aspect? God knows, I just tend to read this thread.

[mikeN54]

Sorry, some more "non deal" BS related to business leases (relevant to the topic?)...

Sheepshanks said:

but if the lease is in the company name then the company should be the policyholder.

Not at all. Insuring a vehicle for use has nothing to do with who owns it (or leases it). The insurers only need to know who owns (or know that you DON'T own it) it so they can make payments to the rightful owner in the event of a payout. Whoever / whatever initiates the lease, the owner is still the lease firm.

Or as our insurance says simply "the policy holder is NOT the registered keeper or owner of the vehicle"

Also in my experience a company cannot be a policy holder, an individual at the company has to be the named policy holder. We have had both business leased and owned outright vans and I have been the named policy holder on all of those commercial policies. This might not apply to large fleet policies though.

Edited by mikeN54 on Tuesday 26th July 16:02

[neil1jnr]

Back to deals then...

Deals I've found, probably going for the cheapest one for a run around for myself to replace the shed.

Two from yes-lease.co.uk

• POLO GTI (The best hot hatch ever made )

3dr, Manual, 8K per annum
1+23 @ £199.36 pcm
£300 admin fee

• Fiesta 'ST-line' 1 litre Ecoboost

3dr, Manual, 10K per annum (free metallic paint)
1+23 @ £144.64 pcm
£300 admin fee

One from 21stcenturymotors.co.uk

• Fiesta 'ST-line' 1 litre Ecoboost 140PS

3dr, Manual, 10K per annum (free metallic paint)
1+23 @ £179.99 pcm
Zero admin fee

Edited by neil1jnr on Tuesday 26th July 16:35

[Bash123]

Just got this email from kgvs.

C250d AMG Line Premium Auto Coupe

Obsidian Black with Black interior x1
Iridium Silver with Black interior x1

Business Contract-hire
9+23/10k: £253+VAT 
6+23/10k: £279+VAT
3+23/10k: £311+VAT

Personal Contract-hire
9+23/10k: £333incVAT
6+23/10k: £267incVAT
3+23/10k: £298incVAT

Further term/mileage options available on request.

Must be offered on a first-order-secures basis. 

Cars cannot be held.
RFL (road-tax) is included. 
No doc-fee is payable.
Delivery to mainland UK is included.

KG Vehicle Solutions Ltd

[bchavda]

Just been offered this deal, which I believe is the cheapest for the M140i yet..

M140i 5 Door, automatic inc metallic paint

6 + 23 x £319.86 inc VAT

8000/ per annum

what you guys think? word is they are getting big discounts on the BMW 1 series and 2 series apart from the M240i

[Ste1987]

neil1jnr said:

Back to deals then...

Deals I've found, probably going for the cheapest one for a run around for myself to replace the shed.

Two from yes-lease.co.uk

• POLO GTI (The best hot hatch ever made )

3dr, Manual, 8K per annum
1+23 @ £199.36 pcm
£300 admin fee

• Fiesta 'ST-line' 1 litre Ecoboost

3dr, Manual, 10K per annum (free metallic paint)
1+23 @ £144.64 pcm
£300 admin fee

One from 21stcenturymotors.co.uk

• Fiesta 'ST-line' 1 litre Ecoboost 140PS

3dr, Manual, 10K per annum (free metallic paint)
1+23 @ £179.99 pcm
Zero admin fee

Edited by neil1jnr on Tuesday 26th July 16:35

Seen the ST-Line on this 24 month, 5000 mile per year lease, for anyone interested:

£102.16 incl VAT monthly rentals
£612.96 incl VAT initial rental
£199 admin fee

http://www.fleetprices.co.uk/personal-lease-cars/f...

[Sheepshanks]

mikeN54 said:

Not at all. Insuring a vehicle for use has nothing to do with who owns it (or leases it).

Last thing on this.

It's got everything to do with who owns or leases it. As an individual, you don't have an insurable interest in the car. Your company does, as they lease it. The leasing company does, as they own it.

You get away with it because insurance companies don't expect this scenario so aren't asking the right questions.


ETA: From Direct Line: "Company cars should be insured by the company that owns or leases them, as fleet insurance."

https://www.directline.com/car-insurance/business

Edited by Sheepshanks on Tuesday 26th July 17:10

[Rochester TVR]

Looking to lease my next car and would appreciate some opinions on the following deal I've seen with fleetprices.co.uk

Mercedes C220d AMG Line Premium Plus 4dr Auto
6+35
10k mileage
Deposit £2,195.70
Additional Fees £298.80
Per Month £365.45

Personal so all including VAT.

[Bash123]

Bash123 said:

Just got this email from kgvs.

C250d AMG Line Premium Auto Coupe

Obsidian Black with Black interior x1
Iridium Silver with Black interior x1

Business Contract-hire
9+23/10k: £253+VAT 
6+23/10k: £279+VAT
3+23/10k: £311+VAT

Personal Contract-hire
9+23/10k: £333incVAT
6+23/10k: £267incVAT
3+23/10k: £298incVAT

Further term/mileage options available on request.

Must be offered on a first-order-secures basis. 

Cars cannot be held.
RFL (road-tax) is included. 
No doc-fee is payable.
Delivery to mainland UK is included.

KG Vehicle Solutions Ltd

Just been emailed again with amended prices.

Business Contract-hire

9+23/10k: £253+VAT 
6+23/10k: £279+VAT
3+23/10k: £311+VAT

Personal Contract-hire

9+23/10k: £333incVAT
6+23/10k: £367incVAT
3+23/10k: £409incVAT

Not worth it anymore Imo.