Best Lease Car Deals Available? (Vol 5)
Discussion
snake_oil said:
VAGLover said:
knight said:
georgefreeman918 said:
Wonderman said:
Jordan210 said:
knight said:
I sent off my order for an Up GTi last night, was a 12 week wait but got an email back today saying VW are now saying 26 weeks!!
Even a 12 week wait would be a pain as my current car goes back in April but 26 weeks is just crazy!
What kind of deal was that ?Even a 12 week wait would be a pain as my current car goes back in April but 26 weeks is just crazy!
Edited by VAGLover on Tuesday 27th February 21:29
Unless you have a really short driveway I can't think of a reason why you would.
Yipper said:
ELUSIVEJIM said:
PenelopaPitstop said:
Only "cheap" AMG I saw is A45 at £11,481.60 total for 2 years, Madsheep and a few other companies offer them. Must be going out model, as it's in stock.
Mercedes-Benz A Class Amg Hatchback A45 4Matic Premium 5dr Auto
https://www.contracthireandleasing.com/independent...
CLA45 is from £13,010.40 total for 2 years.
I think M4 recent offer wasn't bad but is probably gone.
You are a worth of knowledge. Great find Mercedes-Benz A Class Amg Hatchback A45 4Matic Premium 5dr Auto
https://www.contracthireandleasing.com/independent...
CLA45 is from £13,010.40 total for 2 years.
I think M4 recent offer wasn't bad but is probably gone.
Maybe not so great if it's a 17 plate though!
knight said:
georgefreeman918 said:
Wonderman said:
Jordan210 said:
knight said:
I sent off my order for an Up GTi last night, was a 12 week wait but got an email back today saying VW are now saying 26 weeks!!
Even a 12 week wait would be a pain as my current car goes back in April but 26 weeks is just crazy!
What kind of deal was that ?Even a 12 week wait would be a pain as my current car goes back in April but 26 weeks is just crazy!
Fast Bug said:
Yipper said:
ELUSIVEJIM said:
PenelopaPitstop said:
Only "cheap" AMG I saw is A45 at £11,481.60 total for 2 years, Madsheep and a few other companies offer them. Must be going out model, as it's in stock.
Mercedes-Benz A Class Amg Hatchback A45 4Matic Premium 5dr Auto
https://www.contracthireandleasing.com/independent...
CLA45 is from £13,010.40 total for 2 years.
I think M4 recent offer wasn't bad but is probably gone.
You are a worth of knowledge. Great find Mercedes-Benz A Class Amg Hatchback A45 4Matic Premium 5dr Auto
https://www.contracthireandleasing.com/independent...
CLA45 is from £13,010.40 total for 2 years.
I think M4 recent offer wasn't bad but is probably gone.
Maybe not so great if it's a 17 plate though!
Only reason I suppose is the "keeping up with the Jones'" mindset of needing the newest car in the cul-de-sac.
burty39 said:
For anyone with one of the cracking Golf R Estate deals from 2016 I have managed to extend for 12 months @ £195 per month with £60 admin fee
5k miles with excess @ £0.06p + VAT
Car will need a service but still very cheap motoring
Interesting - I did the same for my R estate and the monthly came out at £350+ annual mileage is/was 10k5k miles with excess @ £0.06p + VAT
Car will need a service but still very cheap motoring
mikeN54 said:
I'd read the terms in each case. Most I've read state a total loss does not end the contract, or it does and constitutes an early termination by the leasee with all payments due (it's your fault not theirs). Lease gap is to pay all outstanding payments that fall due,whatever they may be, but worst case the whole lease cost if it gets nicked on day 1.
I'm going through the total loss of a lease car process at the moment, and in my case, the insurance company and lease company agree with each other's valuation of the car. The insurance company has paid the lease company that value less my excess, which is the only balance outstandingEdited by mikeN54 on Tuesday 27th February 21:49
I would ordinarily have lost my initial rental, but covered it up to 2k via my gap insurance policy. This is where I am having the issue, as the gap insurance provider is trying to weasel out of paying that due it not being a "deposit".
The broker I bought the policy through has assured me that the policy sold was (and still is being sold) to cover the initial rental, and is clearly advertising it that way
Most frustrating!
Which gap company is it? What's their basis for "not being deposit". Aren't most policies worded as "Initial payment"
Regarding A45, it must be model which is going out of production, as it's in stock. Still if someone wanted it, it's not tragic. I can't remember seeing similar price for A45. I was on AMG meeting last year and when I heard how much someone paid for their A45 on PCP, I wanted to scream. And he was quite happy with it.
With 17 plate there's one issue: first service, warranty will be for 3 years so will cover 2 years lease.
Regarding A45, it must be model which is going out of production, as it's in stock. Still if someone wanted it, it's not tragic. I can't remember seeing similar price for A45. I was on AMG meeting last year and when I heard how much someone paid for their A45 on PCP, I wanted to scream. And he was quite happy with it.
With 17 plate there's one issue: first service, warranty will be for 3 years so will cover 2 years lease.
I'm not sure what the rules are on posting the company names, hopefully this isn't breaking any
Gapinsurance123 was the website I bought the cover through - they are one of a number of brands for this broker, all of which sell the same policy. This is a link where it clearly says that the policy covers the initial rental
https://gapinsurance123.co.uk/1312/deposit-protect...
Unfortunately, the insurance is being provided by Motorway Direct, who claim that the insurance covers "deposits" as that is what it says on the policy
"Deposit Paid
Subject to an additional premium being paid (identified by ‘deposit paid’ in the
additional option section of the policy Schedule) and in the event of a valid
claim, this policy will cover the original deposit paid as detailed on the finance
agreement up to the maximum claim limit of £2,000. "
The broker completely agrees with my interpretation, and has been very good, giving me a free policy for my new car through one of their other brands which uses a different insurer. i'm in contact with a senior person there, and they advised that they are already awaiting on an FCA ruling due to the behaviour of the insurance company, and advised me to complain through the official channels.
They are confident that I will be paid out, which is what I am hoping will happen
Gapinsurance123 was the website I bought the cover through - they are one of a number of brands for this broker, all of which sell the same policy. This is a link where it clearly says that the policy covers the initial rental
https://gapinsurance123.co.uk/1312/deposit-protect...
Unfortunately, the insurance is being provided by Motorway Direct, who claim that the insurance covers "deposits" as that is what it says on the policy
"Deposit Paid
Subject to an additional premium being paid (identified by ‘deposit paid’ in the
additional option section of the policy Schedule) and in the event of a valid
claim, this policy will cover the original deposit paid as detailed on the finance
agreement up to the maximum claim limit of £2,000. "
The broker completely agrees with my interpretation, and has been very good, giving me a free policy for my new car through one of their other brands which uses a different insurer. i'm in contact with a senior person there, and they advised that they are already awaiting on an FCA ruling due to the behaviour of the insurance company, and advised me to complain through the official channels.
They are confident that I will be paid out, which is what I am hoping will happen
Thanks, I have RTI policy with gap123 on cash purchase and it's also administered by Motor Way Direct Plc but there's no deposit in case of cash purchase. My lease car is with sister company Total Loss underwritten by Qudos Insurance A/S. I guess it's time to read policy again and in more detail.
So my policy with Total Loss has following definition:
"deposit means the initial deposit paid by you under the terms of your lease agreement and specifically listed on your invoice and finance agreement."
WVFS agreement states: "Advance Rental". Vehicle order form says: "Balance due from customer", so no document says initial deposit or deposit.
So my policy with Total Loss has following definition:
"deposit means the initial deposit paid by you under the terms of your lease agreement and specifically listed on your invoice and finance agreement."
WVFS agreement states: "Advance Rental". Vehicle order form says: "Balance due from customer", so no document says initial deposit or deposit.
Edited by PenelopaPitstop on Wednesday 28th February 11:08
Stu-nph26 said:
If Manheim is similar to BCA you'll have nothing to worry about I don't think you'll be charged anything. My Scirroco R went back last week and it had been keyed along the side, had numerous stone chips and a badly curbed alloy, total cost £161 it's not worth worrying about.
Yeh, depends on the guy that turns up but generally it will be a case of "nothing to see here". Just make sure it's had a full clean inside and out.skahigh said:
Interesting, what was your original mileage allowance?
I'm on 10k pa but with 3 months left the car has only done 11k miles.
This is interesting to know, I have one of the decent deals from last Summer (6+23 @ £250/month). At the moment I would definitely consider extending another year...I'm on 10k pa but with 3 months left the car has only done 11k miles.
Yes, Total Loss is another brand of the same broker, and the free policy they have given me for the inconvenience is via Total Loss also underwritten by Qudos Insurance
I'm not the first, and won't be the last person to be affected by Motorway Direct's interpretation, so would advise anyone who thinks they have their initial rental covered to check their policy!
I'm not the first, and won't be the last person to be affected by Motorway Direct's interpretation, so would advise anyone who thinks they have their initial rental covered to check their policy!
Sochaux said:
Some cheaper offers there, I might be getting the following:https://www.contracthireandleasing.com/independent...
boombap said:
Sochaux said:
Some cheaper offers there, I might be getting the following:https://www.contracthireandleasing.com/independent...
There are cheaper offer for the same car the DSG one with lower fees.
uchoose for example are
£1,291.03 upfront and £215.17 a month with a £120 fee
Total £6380
Evan cheaper at Central
£1259.93 upfront.£209.99 a month £180 fee
Total £6268
https://centralukvehicleleasing.co.uk/lease-volksw...
Thats if I have got my maths right
Edited by Jordan210 on Wednesday 28th February 11:37
Jordan210 said:
Big fee on that Leasehub one.
There are cheaper offer for the same car the DSG one with lower fees.
uchoose for example are
£1,291.03 upfront and £215.17 a month with a £120 fee
That's for 10k miles though isn't it.There are cheaper offer for the same car the DSG one with lower fees.
uchoose for example are
£1,291.03 upfront and £215.17 a month with a £120 fee
leasehub is around £6336 with 15k miles.
Edited by boombap on Wednesday 28th February 11:45
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