Good starter car for 17 year old - £750-£1500 budget?

Good starter car for 17 year old - £750-£1500 budget?

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Discussion

Slow

6,973 posts

137 months

Monday 2nd April 2018
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Kinky said:
Interesting topic which I'm following as kinky Junior turns 17 in a few weeks time yikes

We already have a car sorted for him (an '07 1.4 Fiesta which has been in the family since new), But kind of a spin-off from the 'what car' question is the 'what insurance' question. I've not started nosing around yet, but Marmalade were mentioned to me by a few people, as a specialist: https://www.wearemarmalade.co.uk/

Just wondering if anyone has any experience or guidance on the best way to approach it.

Sorry for thread hi-jack, although it is kind of the next consideration after the car smile
If i remember they are good for when your still on L plates, not so good once passed.

Basically just run quotes with between 5k-8k mileage, add on parents as named drivers, change the start date from like 5 days ahead to 3 weeks, same again with when you bought the car as the family owned it so you can change this to suit (even I havent bought the car yet option sometimes helps). Play around with the parking options too, sometimes just marking it as private property over a driveway makes a big change.

Keep mixing it all up till you hit the magical point where it likes everything and shows 1 quote much less than the rest.

Willy Nilly

12,511 posts

167 months

Monday 2nd April 2018
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Don't get your daughter the Jazz. The back seats fold flat and you don't want to be encouraging that kind of behaviour.

Piersman2

6,597 posts

199 months

Monday 2nd April 2018
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My son passed last year and we ended up getting him a KA Sport 1.6 as his first car. Standard KAs were about £850 for him to insure, the Sport about £1050. The car itself was about £900 IIRC. Finding one that wasn't effectivley more rust than metal was a challenge though.

Great little car to learn to drive in, handles like a go cart, nippy with the 1.6 engine and generally a great round town car. KA image is not up to much but the Sport is a step up from the standard ones.

He ran it for 6 months and then swapped it for a MG TF 1.8, which cost him an extra £400 top up for the remaining 5 months, but he'll be able to insure that next year with a years NCB for about the same as the KA was this year. So it might be worth hanging onto that MX5! smile

Blackpuddin

16,518 posts

205 months

Monday 2nd April 2018
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Found my lad two bubble Micras, then a Jazz, now a £670 '05 Fabia three-pot that he loves best of all.
I got Fiat Puntos for the other two kids, cheap and cheerful and surprisingly reliable.

greenarrow

Original Poster:

3,592 posts

117 months

Monday 2nd April 2018
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Piersman2 said:
My son passed last year and we ended up getting him a KA Sport 1.6 as his first car. Standard KAs were about £850 for him to insure, the Sport about £1050. The car itself was about £900 IIRC. Finding one that wasn't effectivley more rust than metal was a challenge though.

Great little car to learn to drive in, handles like a go cart, nippy with the 1.6 engine and generally a great round town car. KA image is not up to much but the Sport is a step up from the standard ones.

He ran it for 6 months and then swapped it for a MG TF 1.8, which cost him an extra £400 top up for the remaining 5 months, but he'll be able to insure that next year with a years NCB for about the same as the KA was this year. So it might be worth hanging onto that MX5! smile
Funny you mention the Sportska as I have been looking at a few on ebay....always very well regarded as I recall, a sort of 2000s version of the Up GTI, in a way. What puts me off to some extent is the VED rate which is pretty high for a small car...I'm not sure but I think it may be as much as £280. That's a lot when you're running two other cars.

Re the MX-5, its coming up to the next round of rust treatment for its MOT so as this seems to be an annual event, I've been wondering if its time to bail out. I've had 2 and a half years of fun. But you're right, in a year or two the insurance might not be bad. Also, the last three letters of the MX5's numberplate, purely by coincidence I add, are LEB, which are my daughter's initials!

Brave Fart

5,724 posts

111 months

Monday 2nd April 2018
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I'm on the south coast too, OP, and one issue you'll have is getting a decent selection to look at within sensible travelling distance. However, if you go for a Yaris, there should be four or five fairly local in the £750 to £1200 range. It's what we did for my daughter - they are also a good choice because they've got a cam chain, so no belt to worry about. Parts are cheap, so is insurance (relatively speaking) and they are simple enough to fix. They are easy to drive and will be easy to sell on later should you need to.

SCEtoAUX

4,119 posts

81 months

Monday 2nd April 2018
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Another vote for the Aygo.

I love ours. It's an 07 "sport" model which at least has alloys, central locking, rev counter and aircon. Owned it for 7 years from 10k miles to 75k miles.

Only non-routine spend in all that time was under £300.00 to replace the clutch which had become a bit juddery. (Known issue and the uprated one is a lot better).

Even though it's a cheap car it has the most amazing grey metallic paint. It reflects countless colours in the sun with a superbly deep shine.

Great fun to chuck around, an eager little thing that returns 55-65mpg with ease. As mentioned earlier in the thread it has no power to speak of but I won't be parting with mine unless it throws up massive repair bill and even then I'd still think about keeping it. It's one of the very few cars I've owned that I've really felt attached to, the other ones being my previous and current MR2 Roadster.

Darkslider

3,073 posts

189 months

Monday 2nd April 2018
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I'd struggle to look past a new Mini for the criteria. You'd be looking for an early One to fit in with budget and insurance, but we loved ours. Solidly built reliable and quite nice to drive, should never have got rid of it really.

MorganP104

2,605 posts

130 months

Monday 2nd April 2018
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Willy Nilly said:
Don't get your daughter the Jazz. The back seats fold flat and you don't want to be encouraging that kind of behaviour.
laugh

Honestly, I don't know why I'm laughing, I have a teenage daughter. eek

RSTurboPaul

10,371 posts

258 months

Monday 2nd April 2018
quotequote all
Kinky said:
Interesting topic which I'm following as kinky Junior turns 17 in a few weeks time yikes

We already have a car sorted for him (an '07 1.4 Fiesta which has been in the family since new), But kind of a spin-off from the 'what car' question is the 'what insurance' question. I've not started nosing around yet, but Marmalade were mentioned to me by a few people, as a specialist: https://www.wearemarmalade.co.uk/

Just wondering if anyone has any experience or guidance on the best way to approach it.

Sorry for thread hi-jack, although it is kind of the next consideration after the car smile
Cooperative Insurance Services (CIS) were always good 'when I was young' - cheap rates and offered Third Party Only cover on driving other cars from 17, which most places didn't offer until 25.

Not sure if that's still the case, though.

Slow

6,973 posts

137 months

Tuesday 3rd April 2018
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RSTurboPaul said:
Cooperative Insurance Services (CIS) were always good 'when I was young' - cheap rates and offered Third Party Only cover on driving other cars from 17, which most places didn't offer until 25.

Not sure if that's still the case, though.
That changed sadly, I think elephant also did this which changed too.

greenarrow

Original Poster:

3,592 posts

117 months

Saturday 7th April 2018
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Anyone got any experience of the Ford Ka? Rust issues aside, they're dirt cheap to buy and insure and have a good rep for handling....I am taking about the original one, not the Fiat 500 clone....

At the moment the little Aygo/C1/107 seems high up the list....

gordyshreds

50 posts

97 months

Sunday 8th April 2018
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Rover Metro is a good shout. Plenty of low mileage garaged cars about as tend to be owned by old people. Get one with the k series 1.4 mpi engine and it makes a fun car. Crash protection far from best though

CubanPete

3,630 posts

188 months

Sunday 8th April 2018
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Does it have to be a small car?

One of the apprentices at work ran a volvo S60 with the 5 pot diesel, because it was an old man's choice, I don't think he paid any more to insure it than the 1.2 Corsa choosers.

greenarrow

Original Poster:

3,592 posts

117 months

Sunday 8th April 2018
quotequote all
CubanPete said:
Does it have to be a small car?

One of the apprentices at work ran a volvo S60 with the 5 pot diesel, because it was an old man's choice, I don't think he paid any more to insure it than the 1.2 Corsa choosers.
Er, no......I cant imagine any 17 year old girl wanting to drive a Volvo S60??!!!



seriousrikk

61 posts

129 months

Tuesday 10th April 2018
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RSTurboPaul said:
Why not insure said 17 year old on the MX5?

Parts are super cheap, they are simple to fix, stick it on some decent brand 14" tyres and buy an afternoon of skidpan training - the entire world drove RWD before FWD became common, so no reason not to start with RWD now.
This is a surprisingly good shout, especially if the mx5 is the 1.6.
Even more so if the mx5 is the 1.6 that got the detune to 90bhp.

Had a friend who ran one of these as a first car, was cheaper for him to insure than the usual small eurojapboxes he was looking at. Not fast but still perfectly capable of pressing on in the right hands!

A500leroy

5,125 posts

118 months

Tuesday 10th April 2018
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Try a 1.2 panda, eager but no power and lots of Italian engine noise.

NorthernSky

983 posts

117 months

Tuesday 10th April 2018
quotequote all
seriousrikk said:
RSTurboPaul said:
Why not insure said 17 year old on the MX5?

Parts are super cheap, they are simple to fix, stick it on some decent brand 14" tyres and buy an afternoon of skidpan training - the entire world drove RWD before FWD became common, so no reason not to start with RWD now.
This is a surprisingly good shout, especially if the mx5 is the 1.6.
Even more so if the mx5 is the 1.6 that got the detune to 90bhp.

Had a friend who ran one of these as a first car, was cheaper for him to insure than the usual small eurojapboxes he was looking at. Not fast but still perfectly capable of pressing on in the right hands!
If the MX5 is a mk1, share a classic insurance policy with her. How many 17 year old girls do you see driving these around?! Sports car as a first car... she'd be v lucky. Saves you taking risks on varying degrees of overpriced 'modern' hatchbacks.

defblade

7,434 posts

213 months

Tuesday 10th April 2018
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NorthernSky said:
If the MX5 is a mk1, share a classic insurance policy with her. How many 17 year old girls do you see driving these around?! Sports car as a first car... she'd be v lucky. Saves you taking risks on varying degrees of overpriced 'modern' hatchbacks.
be careful, most classic policies don't accrue NCB(/D)...

NorthernSky

983 posts

117 months

Wednesday 11th April 2018
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defblade said:
NorthernSky said:
If the MX5 is a mk1, share a classic insurance policy with her. How many 17 year old girls do you see driving these around?! Sports car as a first car... she'd be v lucky. Saves you taking risks on varying degrees of overpriced 'modern' hatchbacks.
be careful, most classic policies don't accrue NCB(/D)...
This is true, but NCB probably isn't a major goal of a young person at this stage of life! The main objective, surely, should be having fun, and a little classic would deliver on that, with the extra bonus of encouraging the kid to develop a passion for them!

This is all null and void if it isn't a MK1 of course (;