Leasing - General Discussion

[adminkatana]

Milkbuttons said:

Might be that the broker hasn't fulfilled enough orders to confirm the deal you have signed up to yet!

Ah, interesting. Thank you.

It appears to be an in stock pre reg car. Would that apply to this? I wonder if anyone else has been experiencing ALD being slow doing a finance check?

[Milkbuttons]

adminkatana said:

Milkbuttons said:

Might be that the broker hasn't fulfilled enough orders to confirm the deal you have signed up to yet!

Ah, interesting. Thank you.

It appears to be an in stock pre reg car. Would that apply to this? I wonder if anyone else has been experiencing ALD being slow doing a finance check?

I wouldn't pay to much attention to the broker saying stock offer, I have been burnt many a time by a broker saying that and the deal being cancelled a few weeks later.

My advise would be to send emails and call them frequently, hopefully their telling the truth but a finance application takes no longer than filling in your details for insurance on a comparison site and finance checks are 95% automated.

[Dyl]

adminkatana said:

Ah, interesting. Thank you.

It appears to be an in stock pre reg car. Would that apply to this? I wonder if anyone else has been experiencing ALD being slow doing a finance check?

My Kia lease is funded by ALD, credit check came back in the same afternoon, applied 3 weeks ago. There could be a small element of truth though - the impending VED increase could have caused an influx of last minute applications before April.

[adminkatana]

Thank you both! I shall pester them in the morning!

[tygar2]

Hi everyone,

Can anyone offer advice on servicing pre reg cars?

Car reg date: 30/03/019
Car delivery date: 30/04/2019
1+11 deal 8000 miles
Current mileage - 6900 miles

I have had the car for 11 months but the broker is saying I have to service the car as it was registered on 30 March 2019. The thing is the car has a service indicator which tells you the number of days before the next service is due. This works out as the service being due on 28 April yet they are saying that does not matter and the car needs to be serviced by 30 March just because it was registered.

I'm curious to know what registering a car with the DVLA has to do with vehicle wear and tear. The car was probably manufactured months before registration, shipped to dealer and parked in a compound until just before it was delivered to me. At this point it was prepped and the service counter activated before delivery to me. The service schedule should start when the car starts getting used - i.e when the customer gets it and in this case it was.

According to the broker my options are I return the car early and basically give them free money to cover the last month or I keep the car for my full contract term but have to pay £280 for a service that is not yet due - neither option seems right. Apparently I will be charged if I return it unserviced any day after 30 March.

Anyone with experience of this to advise?

[senorblm]

tygar2 said:

Hi everyone,

Can anyone offer advice on servicing pre reg cars?

Car reg date: 30/03/019
Car delivery date: 30/04/2019
1+11 deal 8000 miles
Current mileage - 6900 miles

I have had the car for 11 months but the broker is saying I have to service the car as it was registered on 30 March 2019. The thing is the car has a service indicator which tells you the number of days before the next service is due. This works out as the service being due on 28 April yet they are saying that does not matter and the car needs to be serviced by 30 March just because it was registered.

I'm curious to know what registering a car with the DVLA has to do with vehicle wear and tear. The car was probably manufactured months before registration, shipped to dealer and parked in a compound until just before it was delivered to me. At this point it was prepped and the service counter activated before delivery to me. The service schedule should start when the car starts getting used - i.e when the customer gets it and in this case it was.

According to the broker my options are I return the car early and basically give them free money to cover the last month or I keep the car for my full contract term but have to pay £280 for a service that is not yet due - neither option seems right. Apparently I will be charged if I return it unserviced any day after 30 March.

Anyone with experience of this to advise?

Check your lease/finance agreement T&Cs.

It will say how the vehicle should be maintained - usually "according to manufacturers" guidance. should give you some wriggle room.

We handed back our lease a month early to avoid a service bill & mot at year 3

[NSS89]

senorblm said:

tygar2 said:

Hi everyone,

Can anyone offer advice on servicing pre reg cars?

Car reg date: 30/03/019
Car delivery date: 30/04/2019
1+11 deal 8000 miles
Current mileage - 6900 miles

I have had the car for 11 months but the broker is saying I have to service the car as it was registered on 30 March 2019. The thing is the car has a service indicator which tells you the number of days before the next service is due. This works out as the service being due on 28 April yet they are saying that does not matter and the car needs to be serviced by 30 March just because it was registered.

I'm curious to know what registering a car with the DVLA has to do with vehicle wear and tear. The car was probably manufactured months before registration, shipped to dealer and parked in a compound until just before it was delivered to me. At this point it was prepped and the service counter activated before delivery to me. The service schedule should start when the car starts getting used - i.e when the customer gets it and in this case it was.

According to the broker my options are I return the car early and basically give them free money to cover the last month or I keep the car for my full contract term but have to pay £280 for a service that is not yet due - neither option seems right. Apparently I will be charged if I return it unserviced any day after 30 March.

Anyone with experience of this to advise?

Check your lease/finance agreement T&Cs.

It will say how the vehicle should be maintained - usually "according to manufacturers" guidance. should give you some wriggle room.

We handed back our lease a month early to avoid a service bill & mot at year 3

As above check your agreement T&C's as it should state it in there.

Also don't listen to the broker - your agreement isn't with them its with the finance company so only what they say matters.

Who is the broker/finance company out of interest?

[PenelopaPitstop]

I'm guessing it's Pink Leasing, as they did A-class deals last year. Looks like car had proper PDI before delivery and service date was set up to 1 year from delivery, which is what would be expected.

I have pre-reg car with Leasys and dealer put sticker with next service date as 1yr anniversary from time when they did PDI, not when the car was registered while it stood somewhere in the field.

[tygar2]

Yes it was Pink Leasing and the A180d deal. I have asked them for the relevant section of the T&Cs but none forthcoming. Their approach essentially turns a 1 year pre reg leases into a 11 month lease.

Will see if they will let me speak to Close Brothers directly.

[brittas14]

tygar2 said:

Yes it was Pink Leasing and the A180d deal. I have asked them for the relevant section of the T&Cs but none forthcoming. Their approach essentially turns a 1 year pre reg leases into a 11 month lease.

Will see if they will let me speak to Close Brothers directly.

I don’t really get why the broker is so involved at this stage - is that normal for Pink? Your contract is with the finance company, not the broker, so why are they bothered?

[Sheepshanks]

tygar2 said:

Yes it was Pink Leasing and the A180d deal. I have asked them for the relevant section of the T&Cs but none forthcoming. Their approach essentially turns a 1 year pre reg leases into a 11 month lease.

I was confused by that in your other thread - would you always assume you could lease a car, which had annual servicng schedules, for a year and avoid the annual service?

If you don't want to pay for the service perhaps you could get a dealer to email you saying it's not due until the service indicator asks for it, and then try and tough it out with the lease company.

[tygar2]

Sheepshanks said:

I was confused by that in your other thread - would you always assume you could lease a car, which had annual servicng schedules, for a year and avoid the annual service?

If you don't want to pay for the service perhaps you could get a dealer to email you saying it's not due until the service indicator asks for it, and then try and tough it out with the lease company.

No, I would assume I would be expected to service a vehicle after having it for a year and not after 11 months.

At this stage it's looking like that is the route I will be taking. Asked broker to supply the T&Cs section stating this and nothing has been sent.

[Sheepshanks]

tygar2 said:

No, I would assume I would be expected to service a vehicle after having it for a year and not after 11 months.

Is the car going back early? If you keep it for 12 mths you'll have to have it serviced anyway. I understand where you're coming from - why pay for something you don't have to - but normally the car woud be serviced in month 12, not left until beyond that.

[Starjet99]

I've had a few leases, and I've never had the service carried out in the final year (e.g. second service for a 2-year lease, or third on a 3-year lease, etc.). Always ensure the collection/hand back is just under the contract term, e.g. 2 years 11 months and 3 weeks, etc. Never been charged or had this queried at all.

Actually, I've never been charged for anything other than the lease cost aside from one expected over mileage charge. The cars have all been returned in good condition, but usually with one or two things that are not classed as 'fair wear and tear', these include:

- A faint but long scratch on one panel caused I think by someone's handbag
- A chip in the windscreen in the drivers line of sight
- Paint removed in two patches about the size of 10p each, caused by me leaving bird excrement on the paint in the hot sun for too long!
- Quite a bit of 'white worm' on some diamond-cut alloys, including

At all times I've expected charges to materialise, but been pleased they haven't.

[cheeky_chops]

Any experience of cancelling a buiness lease before delivery? Due to get a etron via autolease in a couple of weeks. Totally PITA as ive just sold my car

[loskie]

I leased (well technically it was PCP) an Astra for 12m. The handbook states that the service must be carried out at 12m or 20000m whichever sooner but with a caveat that it can be up to one month or 1000m later and still maintain the warranty. My car went back at 12m and 18000m on it. The oil service indicator came on but I pressed the relevant buttons to extinguish it.
No one said anything when returned but if asked then the service WAS NOT overdue as it was not yet 13 m old.

[Sochaux]

Just had my Lex Autolease PCH collected, the inspector said the car was mint and there was no damage.

I know for a fact there's damage on the passenger door where someone smacked it off a brick wall and a dent in the rear quarter panel. Have I got lucky or is there come backs?

[DickiePhitt]

Seeing how things are going on mainland Europe I believe it is only a matter of weeks, maybe days, that we will continue to have the freedom to jump in our leased cars and drive where we want.
With our cars forced to remain kerbside or on the drive we are going to struggle to achieve the mileages we have contracted for. This effectively changes the cost dynamic and makes the leases more expensive.
1st World problem I know but could we be left paying a monthly lease for a car that is barely turning a wheel?

[Ham_and_Jam]

DickiePhitt said:

Seeing how things are going on mainland Europe I believe it is only a matter of weeks, maybe days, that we will continue to have the freedom to jump in our leased cars and drive where we want.
With our cars forced to remain kerbside or on the drive we are going to struggle to achieve the mileages we have contracted for. This effectively changes the cost dynamic and makes the leases more expensive.
1st World problem I know but could we be left paying a monthly lease for a car that is barely turning a wheel?

First world problem my friend.

Whether you are leasing, PCP or bought outright we are all in the same boat. The costs are still there whether through monthlies or depreciation.

The fact you may be wish to, or be forced to drive less is just the way it is. Life isn’t always smooth or straight forward.

There will be, hopefully, some measures to guarantee income from the government very soon. As a self employed person with many employees I am not currently entitled to SSP or any form of support yet, so I am watching this space very carefully.

My lease car is very much down my list if priorities.

Anyway hope everyone is safe and the future is kind to you in your jobs and businesses

[joannerose66]

Hello - long time lurker here and looking to potentially FTK my first lease on a Ford Kuga.


What's the best way to decide if the option to include maintenance is worth considering? Is there a rough guide to use?


TIA