Best Lease Car Deals Available? (Vol 9)

[James-gbg1e]

ITP said:

Discs almost certainly need replacing between 3 and 4 years? Really?

With most leases being 5k/year, or 8k/year, that is total nonsense. Unless you regularly track your leased Skoda.

You won't need them on your horse pal. "Likely" is a word you may wish to lookup Mr Literal.

The point is your Y3-Y4 costs are significantly higher in cost than Y1-Y2, Y2-Y3.

Fairly simple stuff really...

[ivrytwr3]

Still having issues becoming 'prime user' on my Kodiaq Took it a dealership today, guy spent 15mins on it and said the internet reception is crap, call back Monday and book it into the workshop for a diagnosis - i drove 45mins for that

Still a lovely motor, but it's annoying everytime you switch on to have to clear the "no primary user" message and the fact most things are deactivated as it requires a working Skoda Connect and an 'activated' vehicle.

[Macneil]

robz said:

I've never leased, but typically now that I'm considering it, the deals appear to be nowhere near what they were years ago.

Do we think they'll stay that way or that when we finally get out of Lockdown once and for all, that the market will shift?

My take on it is that whilst there's still so many working from home, that the market will favour the manufacturer vs consumer?

I think the prices are crazy and I don't understand why people think they're getting a good deal. My last deal ended in 2019, a GLA, it was an absolute bargain, two colleagues and a couple of guys from another local firm had them too.

Renting an out of warranty car while you're liable for every dent and alloy scrape and for keeping it serviced for the next owner is only worth it if you're saving substantially on the cost of ownership, and at today's prices I don't think anyone is.

[talksthetorque]

James-gbg1e said:

ITP said:

Discs almost certainly need replacing between 3 and 4 years? Really?

With most leases being 5k/year, or 8k/year, that is total nonsense. Unless you regularly track your leased Skoda.

You won't need them on your horse pal. "Likely" is a word you may wish to lookup Mr Literal.

The point is your Y3-Y4 costs are significantly higher in cost than Y1-Y2, Y2-Y3.

Fairly simple stuff really...

It’s likely that you’re literally telling us “facts” based on your anecdotal evidence.
If you can stretch the first (or first three) services out so you don’t have to do the fourth service no extra cost. Otherwise it’s an MOT. I have taken cars to 50k without needing disks and pads and two leases over 100k and needed a set at 80k on one of them - the other didn’t need them. This will be even better if you’re in a hybrid, as regen replaces brake dust.
Nobody checks if brake fluid has been done. It should be done every 2 years.

[Wagonwheel555]

ITP said:

Discs almost certainly need replacing between 3 and 4 years? Really?

With most leases being 5k/year, or 8k/year, that is total nonsense. Unless you regularly track your leased Skoda.

You are likely to need pads on a 4 years Lease/PCP assuming 8-10k a year. I would be amazed if neither sets of pads needs replacing in that sort of timeframe but you wont need discs. I have never ever got more than 40k miles out of a set of pads.

I realise dealers say discs and pads at the same time but this is nonsense, discs will last 2-3 sets of pads easily.

Many cars are CBS servicing so ours was 18k or 2 years therefore doing 10k a year meant the 'major service' was due before the 4 years point where we could hand the car back. Brake fluid was also due at year three.

In our case, we bought a service plan for £600 which covered both services plus the brake fluid change but without it, I was looking at about £950 in the 4 years of owning the car. I also replaced the front tyres twice in that four year period and the rear pads.

[Sheepshanks]

PenelopaPitstop said:

kemp596 said:

Had our first VAG lease delivered on Friday, a Cupra Formentor. Really like the car so far, on looking through the menus I spotted the oil service countdown is just dashed out and that the inspection service is in 690 days, which would be 2 years since the car was built and not 2 years from delivery and will mean we will have to service it 6 weeks before it goes back, is this right ? as obviously I would prefer not to have to carry out the inspection service and in previous cars the service due date has been 1 or 2years from the pdi/delivery, Cheers.

Depending on your driving pattern, you might be able to do oil and inspection together. You can also return car earlier to avoid service, assuming it makes financial sense.

You right about inspection being 2y from production date. Just checked that on day counter for my car. Strange system.

It should be reset on the registration date. The oil counter doesn't start until the car has done (I think) 100 miles.

[r390]

Thoughts on this deal:
Volkswagen Golf,
1.0 eTSI Life 5dr DSG,
Petrol, Auto,
1+35 at £219.86 (£99 broker fee), 5k miles

[fbrj]

As a data point:

Just about to sign up on

Volvo V60 Inscription AWD T6 engine (this is the 340PS version, plug in hybrid, 0-60 5.2secs)
1x35
6000mls pa
Includes metallic and 3 yrs servicing
£518

Stoneacre most competitive having got quotes direct from Santander and local dealer. Comparison sites obviously checked too!

[anonymous-user]

fbrj said:

As a data point:

Just about to sign up on

Volvo V60 Inscription AWD T6 engine (this is the 340PS version, plug in hybrid, 0-60 5.2secs)
1x35
6000mls pa
Includes metallic and 3 yrs servicing
£518

Stoneacre most competitive having got quotes direct from Santander and local dealer. Comparison sites obviously checked too!

That's a horrific deal, it's basically full RRP. They are doing 2.9% APR at the moment on PCP and massive discounts are available on that model, so leasing at that price makes no sense at all.

[mason19]

r390 said:

Thoughts on this deal:
Volkswagen Golf,
1.0 eTSI Life 5dr DSG,
Petrol, Auto,
1+35 at £219.86 (£99 broker fee), 5k miles

wheres that from?

for those interested, current lease with leasys which ends in december, they have said i can do an informal extension for up to 5 months, i may take that up
a formal extension is 50% more than current payments

[Zoon]

charltjr said:

fbrj said:

As a data point:

Just about to sign up on

Volvo V60 Inscription AWD T6 engine (this is the 340PS version, plug in hybrid, 0-60 5.2secs)
1x35
6000mls pa
Includes metallic and 3 yrs servicing
£518

Stoneacre most competitive having got quotes direct from Santander and local dealer. Comparison sites obviously checked too!

That's a horrific deal, it's basically full RRP. They are doing 2.9% APR at the moment on PCP and massive discounts are available on that model, so leasing at that price makes no sense at all.

How have you calculated that?
RRP of the car is £45k, over three years the lease costs £18.6k

[JuanGandini]

Zoon said:

charltjr said:

fbrj said:

As a data point:

Just about to sign up on

Volvo V60 Inscription AWD T6 engine (this is the 340PS version, plug in hybrid, 0-60 5.2secs)
1x35
6000mls pa
Includes metallic and 3 yrs servicing
£518

Stoneacre most competitive having got quotes direct from Santander and local dealer. Comparison sites obviously checked too!

That's a horrific deal, it's basically full RRP. They are doing 2.9% APR at the moment on PCP and massive discounts are available on that model, so leasing at that price makes no sense at all.

How have you calculated that?
RRP of the car is £45k, over three years the lease costs £18.6k

A three year lease on 6k PA and you're paying the equivalent of 41% of the car's value indicates it's not a great deal.

[Zoon]

JuanGandini said:

A three year lease on 6k PA and you're paying the equivalent of 41% of the car's value indicates it's not a great deal.

I know it's not a great deal, that wasn't the question I asked.
I wanted to know how the deal equated to full RRP when it was only 41% of it.

[JuanGandini]

Zoon said:

JuanGandini said:

A three year lease on 6k PA and you're paying the equivalent of 41% of the car's value indicates it's not a great deal.

I know it's not a great deal, that wasn't the question I asked.
I wanted to know how the deal equated to full RRP when it was only 41% of it.

Ah ok, I presume the previous poster was maybe referring to the costs of the deal being equivalent to rocking up at a dealership and signing a contract on a standard lease at retailers' dismal rates. Who knows?! I'll let him reply and explain.

[star10159]

Hi guys new here, quick question:

any opinions on the following leases:
CORSA 1.2 elite NAV premium 5dr for 9 + 23 for £148/m (£1331 and £148)

and ford fiesta
1.0 EcoBoost Hybrid mHEV 125 ST-Line Edition 5dr.
9+23 for £169 (£1762 upfront)
https://www.leaseloco.com/car-leasing/ford/fiesta/...

I just need a cheap reliable car to lease for two years for work and Ive driven the fiesta and think its brilliant to drive.
any opinions on either deal, which looks better or which car do you think is better out of the two in general

[Hg93]

star10159 said:

Hi guys new here, quick question:

any opinions on the following leases:
CORSA 1.2 elite NAV premium 5dr for 9 + 23 for £148/m (£1331 and £148)

and ford fiesta
1.0 EcoBoost Hybrid mHEV 125 ST-Line Edition 5dr.
9+23 for £169 (£1762 upfront)
https://www.leaseloco.com/car-leasing/ford/fiesta/...

I just need a cheap reliable car to lease for two years for work and Ive driven the fiesta and think its brilliant to drive.
any opinions on either deal, which looks better or which car do you think is better out of the two in general

Cant comment on drive but in terms of specs you get mpre for your money with thw corsa..it is equipped very well

Do you have a link for the corsa deal

[star10159]

Hg93 said:

Cant comment on drive but in terms of specs you get mpre for your money with thw corsa..it is equipped very well

Do you have a link for the corsa deal

https://www.leaseloco.com/car-leasing/vauxhall/corsa/12-turbo-elite-nav-premium-5dr/13498/2-24-8000-9-0

this is the deal:
https://www.jetvehiclefinance.co.uk/Search/10968/V...

10k miles

the specs seem to be the same for the fiesta and corsa (cruise control, car play and sensors) although fiesta has more BHP

[Hg93]

star10159 said:

https://www.leaseloco.com/car-leasing/vauxhall/cor...

this is the deal:
https://www.jetvehiclefinance.co.uk/Search/10968/V...

10k miles

the specs seem to be the same for the fiesta and corsa (cruise control, car play and sensors) although fiesta has more BHP

The corsa comes with heated seats and heated steering wheel if that something you looking for

[fbrj]

charltjr said:

That's a horrific deal, it's basically full RRP. They are doing 2.9% APR at the moment on PCP and massive discounts are available on that model, so leasing at that price makes no sense at all.

It may be a horrific deal but I wasn't seeking views as to how "good/bad" it was - which is why I described it as a "data point" as the best pricing I could find for the car and engine I particularly wanted.

The massive discounts (for cash) you mention are between 6-10% per Whatcar and Carwow.

What I don't understand is why you were inferring pcp may be the way to go. I did look at this briefly.
A Volvo dealer was quoting 2.9%, 48 months, Finance and Dealer contribution 7.8, my deposit 3.5. £449/month. Total 21.5 + my deposit = £25k or, cost to me, £520/month over 4 years. My quote over 3 yrs was £517 and that included servicing and metallic and we all know the difference between 3-4 yrs re big service, MOT and warranty etc.

Or did I miss something?

[fbrj]

fbrj said:

charltjr said:

That's a horrific deal, it's basically full RRP. They are doing 2.9% APR at the moment on PCP and massive discounts are available on that model, so leasing at that price makes no sense at all.

It may be a horrific deal but I wasn't seeking views as to how "good/bad" it was - which is why I described it as a "data point" as the best pricing I could find for the car and engine I particularly wanted.

The massive discounts (for cash) you mention are between 6-10% per Whatcar and Carwow.

What I don't understand is why you were inferring pcp may be the way to go. I did look at this briefly.
A Volvo dealer was quoting 2.9%, 48 months, Finance and Dealer contribution 7.8, my deposit 3.5. £449/month. Total 21.5 + my deposit = £25k or, cost to me, £520/month over 4 years. My quote over 3 yrs was £517 and that included servicing and metallic and we all know the difference between 3-4 yrs re big service, MOT and warranty etc.


EDIT : I now have a live pcp quote from a Volvo dealer on exactly the same basis as my pch (3 yrs, metallic, servicing)

Deposit 15% (6.75k), Monthly £423. Amortising the deposit this works out at £610/month, compared to my leasing deal (see up thread of £517).

Or did I miss something?