Model 3 UK orders.

Model 3 UK orders.

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Evanivitch

20,203 posts

123 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
Evanivitch said:
Scamper said:
Dave Hedgehog said:
I got the second free 5% power increase update last night which should take it close to 500 bhp biggrin

Can’t wait to try full one foot driving
How does this affect your insurance premiums? do these count as "modifications"?

if it was an ICE and I added aftermarket filter and exhaust id have to declare it and expect some premium increase....
But that's your own deviation from the manufacturer's baseline.

Anytime your car receives a service update it's a deviation from a baseline, but it meets the manufacturer's definition of the car. Therefore, insurance don't care. The biggest example of this is VAG diesel emissions fixes.
Isn’t insurance based on power output of cars though too?
And that has what to do with modification?

Does your insurance decrease if your engine has lost a few ponies? Does it change if the factory figure is understated? Do any insurers ask for Dyno figures on factory cars?

No, because they accept the manufacturer's design baseline as the insured item.

Durzel

12,287 posts

169 months

Wednesday 13th November 2019
quotequote all
Evanivitch said:
p1stonhead said:
Well if you add a mod even from a manufacturer (that keeps the warranty even) like Mountune for a Ford, you have to notify your insurers. Who carries out a mod has no bearing on the insurance company policy.
Yes, it does.

Tesla aren't modifying the car. They are updating the cars to meet the latest definition (the baseline) of what a Tesla Model 3. Therefore the end result meets the definition of a "Tesla Model 3" the same as every other one on the road.

Also note, there are loads of grey areas in car insurance "modification". Tyres, friction material and fueling can all offer performance advantages, but they are not considered deviations by the insurance company or the manufacturer.
That is a weak argument in my opinion.

Brokers will have assessed the car based on whatever spec it was sold as originally. The fact Tesla are gifting people power increases is notable, I can't think of another car manufacturer that does it. 25bhp might not be a night and day difference in a car that already has ~470bhp, but it's still a power increase. As said before, there's nothing stopping Tesla dishing out a free "Drift Mode" or making the stability/traction control default to off, or something.

Tesla are performing a remote remap of the car. The fact that now becomes the baseline for new cars is neither here nor there really. As far as insurers are concerned, it's a more powerful car than they originally quoted for.

Evanivitch

20,203 posts

123 months

Wednesday 13th November 2019
quotequote all
Durzel said:
That is a weak argument in my opinion.

Brokers will have assessed the car based on whatever spec it was sold as originally. The fact Tesla are gifting people power increases is notable, I can't think of another car manufacturer that does it. 25bhp might not be a night and day difference in a car that already has ~470bhp, but it's still a power increase. As said before, there's nothing stopping Tesla dishing out a free "Drift Mode" or making the stability/traction control default to off, or something.

Tesla are performing a remote remap of the car. The fact that now becomes the baseline for new cars is neither here nor there really. As far as insurers are concerned, it's a more powerful car than they originally quoted for.
Missing the point.

If insurers want to increase Tesla Model 3 at renewal time because of the power change then that's fine. But that's because they've changed the risk across all Model 3s, the recognised baseline.

There's no reason you would need to declare this to the insurer a vehicle modification mid-policy because the car remains what you declared when you bought the policy, a Tesla Model 3 baseline.

NDNDNDND

2,025 posts

184 months

Wednesday 13th November 2019
quotequote all
Sambucket said:
Its a contentious point, but Tesla care more about safety imo. They wouldn’t release an update that makes the car more dangerous. Power updates will be netted against safety features. The acceleration curve is much better now and the car more controllable.

I shopped around for all models. My performance quote was basically same price as SR price especially after adjusting for rrp. The car isn’t known for boy racer crashes. The net impact of rolling updates is a safer car for insurers.

TLDR the risk profile went down after the update imo
Tesla. Care. About. Safety?

How's that Kool Aid taste?

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
NHTSA safest car
IIHS top pic
EuroNcap safest car
‎ANCAP safest car
Statistically safest car in USA, safer on Autopilot by 8 times than the average car.

All safety features enabled in all cars at no extra cost.

Obviously tesla dont care about safety.

p1stonhead

25,599 posts

168 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
NHTSA safest car
IIHS top pic
EuroNcap safest car
?ANCAP safest car
Statistically safest car in USA, safer on Autopilot by 8 times than the average car.

All safety features enabled in all cars at no extra cost.

Obviously tesla dont care about safety.
How good of them!

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
How good of them!
Yes, this is not industry standard, most manufacturers have safety packs etc you need to pay extra for.

p1stonhead

25,599 posts

168 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
p1stonhead said:
How good of them!
Yes, this is not industry standard, most manufacturers have safety packs etc you need to pay extra for.
Such as who and what?

Genuinely I don’t recall seeing this anywhere.

Terminator X

15,141 posts

205 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.
And the EV owners wonder why they get so much stick ...

TX.

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
RobDickinson said:
p1stonhead said:
How good of them!
Yes, this is not industry standard, most manufacturers have safety packs etc you need to pay extra for.
Such as who and what?

Genuinely I don’t recall seeing this anywhere.
Ford Focus - £500 for blind spot system
Vauxhall astra £815 for driver assist pack

etc etc. I do think the most of the German cars at the same level as the 3 include what they have mostly..

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
Terminator X said:
RobDickinson said:
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.
And the EV owners wonder why they get so much stick ...

TX.
and? these 2 are both here purely to troll.

p1stonhead

25,599 posts

168 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
Terminator X said:
RobDickinson said:
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.
And the EV owners wonder why they get so much stick ...

TX.
and? these 2 are both here purely to troll.
I agree.

You and....?

gangzoom

Original Poster:

6,318 posts

216 months

Wednesday 13th November 2019
quotequote all
I genuinely never thought I would see the day when on a website called 'PistonHeads' where one of the lead stories is about a 815 BHP McLaren people would be putting a negative spin on a manufacture providing a FREE power upgrade to owners.

Some of you guys really need to find better things to stress about in life!!

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
But its the wrong kind of power, wont someone think of the.. ... ... .. uh ....

ZesPak

24,439 posts

197 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
Such as who and what?

Genuinely I don’t recall seeing this anywhere.
Really? I remember when the 159 came out it was the safest in its class as it was the only one with knee airbags standard, as other manufactures charged extra for having 8 airbags instead of 4 or something.
And as said, blind spot monitoring, emergency braking, lighting upgrades, are all options on a lot of cars today.

jamoor

14,506 posts

216 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
Such as who and what?

Genuinely I don’t recall seeing this anywhere.
How much is radar cruise on the latest 3 series?

p1stonhead

25,599 posts

168 months

Wednesday 13th November 2019
quotequote all
How much is the autopilot thing on the Model 3?

£5k isn’t it?

UnderSteerD

241 posts

183 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
How much is the autopilot thing on the Model 3?

£5k isn’t it?
Autopilot is standard on all models.

jamoor

14,506 posts

216 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
How much is the autopilot thing on the Model 3?

£5k isn’t it?
Self driving or autopilot? Autopilot was included in the cost of the car with free updates for life on my Model 3.

p1stonhead

25,599 posts

168 months

Wednesday 13th November 2019
quotequote all
UnderSteerD said:
p1stonhead said:
How much is the autopilot thing on the Model 3?

£5k isn’t it?
Autopilot is standard on all models.
What’s the thing that’s £5k? Autopilot plus thing?