Tesla Insurance - Brutal
Discussion
witten said:
Quotes for my model 3 in the 3 years of me owning it with me not claiming anything nor getting any speeding fines
- £605
- £768
- £1202 is my latest renewal quote.
A quick look on a comparison site showed it can come down to £900 with a £900 excess but that is insane.
I’m sure I replied to this post previously but it’s vanished…? My experience very similar, with recent renewal quote at £1290 from £770 last year. - £605
- £768
- £1202 is my latest renewal quote.
A quick look on a comparison site showed it can come down to £900 with a £900 excess but that is insane.
Increasing my excess from £350 (with zero voluntary) to £850 (with £500 voluntary) reduced it to £840.
Imasurv said:
I’m sure I replied to this post previously but it’s vanished…? My experience very similar, with recent renewal quote at £1290 from £770 last year.
Increasing my excess from £350 (with zero voluntary) to £850 (with £500 voluntary) reduced it to £840.
Yeah I've got it down in the same way. I am genuinely perplexed as to how this is apparently the most expensive car to insure I have ever owned despite getting older, having no claims, no convictions and living in the Cotswolds now. I hate the idea of an excess that high but I might have to swallow it.Increasing my excess from £350 (with zero voluntary) to £850 (with £500 voluntary) reduced it to £840.
witten said:
Yeah I've got it down in the same way. I am genuinely perplexed as to how this is apparently the most expensive car to insure I have ever owned despite getting older, having no claims, no convictions and living in the Cotswolds now. I hate the idea of an excess that high but I might have to swallow it.
I think insurance is increasingly becoming of limited benefit: for legal reasons (3rd party cover) and total, or near total loss. Anything else it’s almost becoming not worth it, high excesses and punishing renewals seeing to that…!Imasurv said:
I’m sure I replied to this post previously but it’s vanished…? My experience very similar, with recent renewal quote at £1290 from £770 last year.
Increasing my excess from £350 (with zero voluntary) to £850 (with £500 voluntary) reduced it to £840.
Rang them back and they came back with pretty much identical numbers. As someone else said below - anything but a big smash isn't worth a claim now with those sort of excesses.Increasing my excess from £350 (with zero voluntary) to £850 (with £500 voluntary) reduced it to £840.
NDA said:
I've just renewed my M3LR insurance.
Direct Line wanted £1,176 (up from £400 2 years ago and £750 this year).
I took out a policy with Admiral at £622.
Not sure why DL are so expensive now? They used to be the go-to insurers for Tesla.
Presumably they’ve been stung by the cost of claims on them. Direct Line wanted £1,176 (up from £400 2 years ago and £750 this year).
I took out a policy with Admiral at £622.
Not sure why DL are so expensive now? They used to be the go-to insurers for Tesla.
t.
Looking at a used Tesla as my first ev and obvs insurance was a shock on a 16 plate model s….. but
Having calmed down and thought about it, iiuc I won’t be paying car tax? So that subs the insurance to a point And given the performance of these is vaguely double most ice cars, where even the original leaf would leave a 250 hp ice for dead off the lights… it didn’t seem quite so bad. Seem
But what is mostly concerning me is the demand for cheap and efficient production lines to build these cars turning them almost into a throw away item if damaged. Ie the front and rear casting on the newer cars and on older cars the rear wings being spot welded on makes insurance repair almost impossible beyond a mild dent. Although slot of cars have spot welded rear wings. Add in the 5mm dent rule (if that’s correct ?) on righting off the battery things become more clear re insurance. But going further a cheap car does not look like a repairable structure the cheaper/more efficient you go. Ok most cars are like that now but the throw away mentality seems more deeply routed. I was hoping Elon would reverse the trend.
But then I guess repair is a luxury in production line terms
Having calmed down and thought about it, iiuc I won’t be paying car tax? So that subs the insurance to a point And given the performance of these is vaguely double most ice cars, where even the original leaf would leave a 250 hp ice for dead off the lights… it didn’t seem quite so bad. Seem
But what is mostly concerning me is the demand for cheap and efficient production lines to build these cars turning them almost into a throw away item if damaged. Ie the front and rear casting on the newer cars and on older cars the rear wings being spot welded on makes insurance repair almost impossible beyond a mild dent. Although slot of cars have spot welded rear wings. Add in the 5mm dent rule (if that’s correct ?) on righting off the battery things become more clear re insurance. But going further a cheap car does not look like a repairable structure the cheaper/more efficient you go. Ok most cars are like that now but the throw away mentality seems more deeply routed. I was hoping Elon would reverse the trend.
But then I guess repair is a luxury in production line terms
Gassing Station | Tesla | Top of Page | What's New | My Stuff