Taycan insurance

Taycan insurance

Author
Discussion

TwoManyCars

Original Poster:

136 posts

32 months

Wednesday 16th March 2022
quotequote all
Murph7355 said:
A sub 80k Taycan?

There's always one insurer trying to win business. So I wouldn't worry about that.

Do you have multiple cars? Try a fleet policy.

A wife/partner? Add them.

A dad/mum? Ditto.

All can help.
Yes - it’s a RWD with standard battery.

Am I just being crazy then?

ds666

2,641 posts

180 months

Wednesday 16th March 2022
quotequote all
TwoManyCars said:
Murph7355 said:
A sub 80k Taycan?

There's always one insurer trying to win business. So I wouldn't worry about that.

Do you have multiple cars? Try a fleet policy.

A wife/partner? Add them.

A dad/mum? Ditto.

All can help.
Yes - it’s a RWD with standard battery.

Am I just being crazy then?
Yip - who'd buy the RWD one ?

TwoManyCars

Original Poster:

136 posts

32 months

Thursday 17th March 2022
quotequote all
ds666 said:
TwoManyCars said:
Murph7355 said:
A sub 80k Taycan?

There's always one insurer trying to win business. So I wouldn't worry about that.

Do you have multiple cars? Try a fleet policy.

A wife/partner? Add them.

A dad/mum? Ditto.

All can help.
Yes - it’s a RWD with standard battery.

Am I just being crazy then?
Yip - who'd buy the RWD one ?
Well in the end I did, because we only live once and it’s all the power I need tbh. And it’s now sitting on the driveway. Not had a chance to play with it yet as had a manic day.

AB

16,988 posts

196 months

Thursday 17th March 2022
quotequote all
Congratulations

ds666

2,641 posts

180 months

Thursday 17th March 2022
quotequote all
Blimey . Bit of a volte face
Custard required .

TwoManyCars

Original Poster:

136 posts

32 months

Thursday 17th March 2022
quotequote all
ds666 said:
Blimey . Bit of a volte face
Custard required .
Moneyshot? Man you are sick.

Or do you mean powdered?? On bananas? On an apple crumble? Oh wait….am I your biatch????

ds666

2,641 posts

180 months

Thursday 17th March 2022
quotequote all
TwoManyCars said:
ds666 said:
Blimey . Bit of a volte face
Custard required .
Moneyshot? Man you are sick.

Or do you mean powdered?? On bananas? On an apple crumble? Oh wait….am I your biatch????
Fairly normal pistonheads request . For those not believing .
Apple crumble will do .
(Take a picture of your car with a tin of custard to prove it is your picture )
Blimey .

TwoManyCars

Original Poster:

136 posts

32 months

Friday 18th March 2022
quotequote all

Flying machine

1,132 posts

177 months

Friday 18th March 2022
quotequote all
Good for you! For what it's worth, I'm really impressed with my Taycan having had it about a month and driven 1500 miles in it. The only thing that I don't like is the sheer size of the thing!

Did you manage to get sensible insurance sorted? I'm same sort of age as you and renewed insurance last week on my CT Turbo. I did have a quick look on a couple of compare sites and got some weirdly daft prices from around 2.7k confused So I just accepted my renewed quote my current multicar policy with Admiral - 480.

Enjoy your new car!

TwoManyCars

Original Poster:

136 posts

32 months

Friday 18th March 2022
quotequote all
Flying machine said:
Good for you! For what it's worth, I'm really impressed with my Taycan having had it about a month and driven 1500 miles in it. The only thing that I don't like is the sheer size of the thing!

Did you manage to get sensible insurance sorted? I'm same sort of age as you and renewed insurance last week on my CT Turbo. I did have a quick look on a couple of compare sites and got some weirdly daft prices from around 2.7k confused So I just accepted my renewed quote my current multicar policy with Admiral - 480.

Enjoy your new car!
Managed to get if for a whisker under £500 plus the security fee which was £265 I think.

Decided to go PCP in the end as deal offered was very attractive. Everything last minute and I’m guessing they rushed getting the car out because……

Annoyed this morning though to find 3tyre pressures at 2.5 bar, 1 at 2.0bar, two dust caps missing. They also refurbed all wheels (when only two needed doing) and not the best job. Also had a small stone chip on front wing and they’ve painted the whole wing. And it it terrible. The worst I’ve seen. Ever.

Got meetings for most of today but need to give the car a proper looking over. We were in a rush because I had to pick car up just before they were closing then rush to get my son to football. I didn’t even look over the car. Feel like a total plonker. Never buy in a rush. Ever.

Murph7355

37,761 posts

257 months

Friday 18th March 2022
quotequote all
TwoManyCars said:
Brilliant biggrin

Murph7355

37,761 posts

257 months

Friday 18th March 2022
quotequote all
TwoManyCars said:
Managed to get if for a whisker under £500 plus the security fee which was £265 I think.

Decided to go PCP in the end as deal offered was very attractive. Everything last minute and I’m guessing they rushed getting the car out because……

Annoyed this morning though to find 3tyre pressures at 2.5 bar, 1 at 2.0bar, two dust caps missing. They also refurbed all wheels (when only two needed doing) and not the best job. Also had a small stone chip on front wing and they’ve painted the whole wing. And it it terrible. The worst I’ve seen. Ever.

Got meetings for most of today but need to give the car a proper looking over. We were in a rush because I had to pick car up just before they were closing then rush to get my son to football. I didn’t even look over the car. Feel like a total plonker. Never buy in a rush. Ever.
Avoid using it now and get straight back to them.

Presumably not an OPC?

TwoManyCars

Original Poster:

136 posts

32 months

Friday 18th March 2022
quotequote all
Murph7355 said:
TwoManyCars said:
Managed to get if for a whisker under £500 plus the security fee which was £265 I think.

Decided to go PCP in the end as deal offered was very attractive. Everything last minute and I’m guessing they rushed getting the car out because……

Annoyed this morning though to find 3tyre pressures at 2.5 bar, 1 at 2.0bar, two dust caps missing. They also refurbed all wheels (when only two needed doing) and not the best job. Also had a small stone chip on front wing and they’ve painted the whole wing. And it it terrible. The worst I’ve seen. Ever.

Got meetings for most of today but need to give the car a proper looking over. We were in a rush because I had to pick car up just before they were closing then rush to get my son to football. I didn’t even look over the car. Feel like a total plonker. Never buy in a rush. Ever.
Avoid using it now and get straight back to them.

Presumably not an OPC?
Yes OPC.

So it turns out the 3 wheels at 2.5bar have been refurbed - badly. The one at 2.0bar hasn’t been refurbed as there’s nothing wrong with it.

I don’t want to share photos at the moment as feel it would be unfair on the OPC as haven’t given them time to respond. I’ve asked to speak to the dealer principal. I’ve never experienced this from a main dealer before to this extent.

ds666

2,641 posts

180 months

Friday 18th March 2022
quotequote all
TwoManyCars said:
Fair play 👍🏻
Enjoy

Murph7355

37,761 posts

257 months

Friday 18th March 2022
quotequote all
TwoManyCars said:
Yes OPC.

So it turns out the 3 wheels at 2.5bar have been refurbed - badly. The one at 2.0bar hasn’t been refurbed as there’s nothing wrong with it.

I don’t want to share photos at the moment as feel it would be unfair on the OPC as haven’t given them time to respond. I’ve asked to speak to the dealer principal. I’ve never experienced this from a main dealer before to this extent.
The good thing is you should have few issues getting it sorted. Just get it back to them quickly.

21ATS

1,100 posts

73 months

Friday 18th March 2022
quotequote all
ds666 said:
Murph7355 said:
TwoManyCars said:
Given I’ve never had an accident or points or claim in over 25 years of driving, yes I think it’s expensive when you include I MUST have a tracker so that’s 500 plus 275ish is nearly £800. Given my Continental GT was sub £300, my A110 £250, my 430 Spider was £350ish. 911s etc for years, I’ve haven’t paid more than 400 in the last 10years (probably 40cars in total in that time) with the exception of my RRS which is ridiculous at about 700.

So yes I do think it’s expensive as it’s basically £800 and a massive excess.
I'd shop around....though looking at 21ATS' experience on repairs on one of these, it wouldn't surprise me if premiums go up...
It is unknown if 21ATS's experience is specific to EV's - indeed someone on the same thread had a GT3 claim for £42k . This is how internet nonsense starts if we are not careful .
It doesn't appear that my claim is EV specific, it seems to be more "Porsche Approved Repairer" specific.

Repairs have now been authorised after two inspections, I get the car back mid April.

Interestingly/unfortunately my business partners Taycan had a similar incident this week and has been recovered, so now both of our cars off road awaiting repairs. We insure with the same company and they wanted to take it to the same repair, but he's refusing to allow them to take it there (after my experience) and they've agreed to take it to the HR Owen bodyshop in Slough.

We should get a real world comparison from different repairers.

Sadly it seems weve made a mistake buying these cars (or optioning the 21" wheels) as they just don't seem to be able to deal with the roads/country lanes where we live. It's also going to be interesting to see if the saloon's entre suspension is made of chocolate as it is on my CT.

The likelyhood is we'll be selling both of these as soon as we have them back from repair.

Having not had and accident/claim between us in 25 years we've manage three in three months with these cars. Clearly we're not meant to have them.

21ATS

1,100 posts

73 months

Friday 18th March 2022
quotequote all
Gnevans said:
I’m with Aviva age 55 paying £370 approx (£308 for ten months)on a Taycan 4S no tracker. I have two cars on a multcar policy.
I was with Aviva with a multicar policy but they refused insurance on my 4SCT. I assume on value (£110k)

I went with Admiral, who I have to say have handled everything very well even my objections to the amount of work the repairer is claiming is necessary.

londonlaw

92 posts

62 months

Saturday 19th March 2022
quotequote all
21ATS said:
I was with Aviva with a multicar policy but they refused insurance on my 4SCT. I assume on value (£110k)

I went with Admiral, who I have to say have handled everything very well even my objections to the amount of work the repairer is claiming is necessary.
If Admiral is covering the entire repair cost, bar the excess, why would you object to the amount of work that the official repairer wishes to do?
Morally, i can see why you would, but if the repairer is replacing everything to brand new, even if above & beyond, & it actually does not cost you anything?

garystoybox

782 posts

118 months

Sunday 20th March 2022
quotequote all
londonlaw said:
If Admiral is covering the entire repair cost, bar the excess, why would you object to the amount of work that the official repairer wishes to do?
Morally, i can see why you would, but if the repairer is replacing everything to brand new, even if above & beyond, & it actually does not cost you anything?
Possibly because he is going to be without his car for months, driving around in a substandard hire car, all because of a strict ‘replace everything at any cost even if there’s nothing wrong with it” policy? The worlds gone mad……..

21ATS

1,100 posts

73 months

Sunday 20th March 2022
quotequote all
garystoybox said:
londonlaw said:
If Admiral is covering the entire repair cost, bar the excess, why would you object to the amount of work that the official repairer wishes to do?
Morally, i can see why you would, but if the repairer is replacing everything to brand new, even if above & beyond, & it actually does not cost you anything?
Possibly because he is going to be without his car for months, driving around in a substandard hire car, all because of a strict ‘replace everything at any cost even if there’s nothing wrong with it” policy? The worlds gone mad……..
This ^

I've opened dialogue with my dealership about returning both cars. They can't quite believe what they are reading with regard to the repair costs, neither can the insurers.

They completely accept and understand why we want out as if this genuinely is Porsche repair policy going forward these cars are either not entirely fit for purpose or will quickly become uninsurable.

I've also contacted Porsche GB and provided them with the repair details and suggested they may wish audit M&A Coachworks, one of their Approved Repairers.