advice sought for nurburgring virgin!!

advice sought for nurburgring virgin!!

Author
Discussion

RobM77

35,349 posts

235 months

Thursday 13th September 2007
quotequote all
Munter said:
RobM77 said:
For a fiver less than that I could have hired an E36 325i coupe with roll cage etc! That's what I'll do next year yes I was going to use rent-racecar.de, glad to see you reccomend them. Are the cars nackered or well looked after?
I had a look at their site and i'd certainly consider that over paying insurnace on my own car. However. I read their terms and conditions page and inder the section about damage it says:

The lessee is liable for theft and for any damage caused to the rented vehicle during the rental period and any damage caused by the lessee’s driving unless he can demonstrate that he was not to blame.

So does that mean if I hit the Armco....I pay for the car repairs? Or even if someone else causes the accident but I cant prove it....

Has anybody crashed one of their cars at the 'ring. What was the procedure?
I would expect this, yes. Same as most arrive and drive race packages in the UK - you bend it, you mend it, regardless of fault. If someone totals my Caterham when I'm racing, then I have to pay for my own car - it's all part of the sport. I guess that racing mindset of mine means that these terms and conditions don't really bother me.

Bear in mind that if you hit the armco you've got to pay the Nurburgring company for the repair of the armco, and if you need a rescue truck that's about 1000 Euros... Crashing at the ring can get very expensive!

Munter

31,319 posts

242 months

Thursday 13th September 2007
quotequote all
RobM77 said:
Munter said:
RobM77 said:
For a fiver less than that I could have hired an E36 325i coupe with roll cage etc! That's what I'll do next year yes I was going to use rent-racecar.de, glad to see you reccomend them. Are the cars nackered or well looked after?
I had a look at their site and i'd certainly consider that over paying insurnace on my own car. However. I read their terms and conditions page and inder the section about damage it says:

The lessee is liable for theft and for any damage caused to the rented vehicle during the rental period and any damage caused by the lessee’s driving unless he can demonstrate that he was not to blame.

So does that mean if I hit the Armco....I pay for the car repairs? Or even if someone else causes the accident but I cant prove it....

Has anybody crashed one of their cars at the 'ring. What was the procedure?
I would expect this, yes. Same as most arrive and drive race packages in the UK - you bend it, you mend it, regardless of fault. If someone totals my Caterham when I'm racing, then I have to pay for my own car - it's all part of the sport. I guess that racing mindset of mine means that these terms and conditions don't really bother me.

Bear in mind that if you hit the armco you've got to pay the Nurburgring company for the repair of the armco, and if you need a rescue truck that's about 1000 Euros... Crashing at the ring can get very expensive!
In which case I might as well crash my own car (write off cost ~£4000) with only the minimum 3rd party insurance. (obviously I'd be trying not to....but you get my point).

RobM77

35,349 posts

235 months

Thursday 13th September 2007
quotequote all
Munter said:
RobM77 said:
Munter said:
RobM77 said:
For a fiver less than that I could have hired an E36 325i coupe with roll cage etc! That's what I'll do next year yes I was going to use rent-racecar.de, glad to see you reccomend them. Are the cars nackered or well looked after?
I had a look at their site and i'd certainly consider that over paying insurnace on my own car. However. I read their terms and conditions page and inder the section about damage it says:

The lessee is liable for theft and for any damage caused to the rented vehicle during the rental period and any damage caused by the lessee’s driving unless he can demonstrate that he was not to blame.

So does that mean if I hit the Armco....I pay for the car repairs? Or even if someone else causes the accident but I cant prove it....

Has anybody crashed one of their cars at the 'ring. What was the procedure?
I would expect this, yes. Same as most arrive and drive race packages in the UK - you bend it, you mend it, regardless of fault. If someone totals my Caterham when I'm racing, then I have to pay for my own car - it's all part of the sport. I guess that racing mindset of mine means that these terms and conditions don't really bother me.

Bear in mind that if you hit the armco you've got to pay the Nurburgring company for the repair of the armco, and if you need a rescue truck that's about 1000 Euros... Crashing at the ring can get very expensive!
In which case I might as well crash my own car (write off cost ~£4000) with only the minimum 3rd party insurance. (obviously I'd be trying not to....but you get my point).
I do get your point, yes. My car is worth at least £15k to replace, and I absolutely love it to the point where I honestly believe I'll never sell it (and I've never said that about any car I've owned). It's too precious to me to fling round the ring. smile

tertius

6,859 posts

231 months

Thursday 13th September 2007
quotequote all
Munter said:
RobM77 said:
For a fiver less than that I could have hired an E36 325i coupe with roll cage etc! That's what I'll do next year yes I was going to use rent-racecar.de, glad to see you reccomend them. Are the cars nackered or well looked after?
I had a look at their site and i'd certainly consider that over paying insurnace on my own car. However. I read their terms and conditions page and inder the section about damage it says:

The lessee is liable for theft and for any damage caused to the rented vehicle during the rental period and any damage caused by the lessee’s driving unless he can demonstrate that he was not to blame.

So does that mean if I hit the Armco....I pay for the car repairs? Or even if someone else causes the accident but I cant prove it....

Has anybody crashed one of their cars at the 'ring. What was the procedure?
Where does it say that?

I have my rental agreement in front of me and under "Vehicle is insured as follows" it says

"Third party liability: unlimited. Damage to persons, max. E8 million"

and

"Fully Comprehensive, excess: E5,000"

Munter

31,319 posts

242 months

Thursday 13th September 2007
quotequote all
tertius said:
Munter said:
RobM77 said:
For a fiver less than that I could have hired an E36 325i coupe with roll cage etc! That's what I'll do next year yes I was going to use rent-racecar.de, glad to see you reccomend them. Are the cars nackered or well looked after?
I had a look at their site and i'd certainly consider that over paying insurnace on my own car. However. I read their terms and conditions page and inder the section about damage it says:

The lessee is liable for theft and for any damage caused to the rented vehicle during the rental period and any damage caused by the lessee’s driving unless he can demonstrate that he was not to blame.

So does that mean if I hit the Armco....I pay for the car repairs? Or even if someone else causes the accident but I cant prove it....

Has anybody crashed one of their cars at the 'ring. What was the procedure?
Where does it say that?

I have my rental agreement in front of me and under "Vehicle is insured as follows" it says

"Third party liability: unlimited. Damage to persons, max. E8 million"

and

"Fully Comprehensive, excess: E5,000"
Section 3 on the following page:
http://www.rent-racecar.de/gb/agbs.html
scratchchin possibly this only applies if you do not take out the insurance that you actually take out as part of the rental cost... Something like that. A sort of "If the insurer refuses to pay up. Then you do."

tertius

6,859 posts

231 months

Thursday 13th September 2007
quotequote all
So I see, but Section 6. same page says:

"If the lessee has taken out third party, fire and theft or fully comprehensive insurance the lessor will pursue the damages claim with the insuring company barring any involvement of the lessee concerning the payment of an excess."

I suspect that section 3 is strictly correct but the insurance is to effectively absolve you of the financial implications of that responsibility.

Plus you don't actually sign a document with that on, so ...

Munter

31,319 posts

242 months

Thursday 13th September 2007
quotequote all
tertius said:
So I see, but Section 6. same page says:

"If the lessee has taken out third party, fire and theft or fully comprehensive insurance the lessor will pursue the damages claim with the insuring company barring any involvement of the lessee concerning the payment of an excess."

I suspect that section 3 is strictly correct but the insurance is to effectively absolve you of the financial implications of that responsibility.

Plus you don't actually sign a document with that on, so ...
Groovy. (Sorry about the sidetrack guys, just didn't want someone to get stiffed when they thought they were insured...appears to all be in order though. Crash away...err)

RobM77

35,349 posts

235 months

Thursday 13th September 2007
quotequote all
Just one more word on that diversion before we move back onto the point. Bear in mind that the insurance probably doesn't cover 'Ring costs such as armco damage, recovery truck call out, circuit closure costs etc. I know my ring insurance didn't. An 'average' stack would have ended up costing me about £2,000 in 'ring costs (plus my rather large £1800 excess). The first man on the scene when you crash is a German guy with a tape measure. He measures the armco you've damaged and charges you by the metre...

Biker's Nemesis

38,775 posts

209 months

Thursday 13th September 2007
quotequote all
Good idea about checking your Insurance once on the ring. Insurance was provided for us by the course we did, for damage to barriers etc. I only informed my Insurance about the countries I was traveling through and how long I would be there.

RobM77

35,349 posts

235 months

Thursday 13th September 2007
quotequote all
Biker's Nemesis said:
Good idea about checking your Insurance once on the ring. Insurance was provided for us by the course we did, for damage to barriers etc. I only informed my Insurance about the countries I was traveling through and how long I would be there.
Good point, as with any insurance you'll need to inform your insurer which countries you'll be in and for how long etc. With my insurance European trips are included. As stated though, most policies won't cover you for driving on the ring. Ring insurance is available, but it usually only covers your car, rather than repairs to other people's cars or the circuit costs incurred in the event of an accident.

tertius

6,859 posts

231 months

Thursday 13th September 2007
quotequote all
RobM77 said:
Biker's Nemesis said:
Good idea about checking your Insurance once on the ring. Insurance was provided for us by the course we did, for damage to barriers etc. I only informed my Insurance about the countries I was traveling through and how long I would be there.
Good point, as with any insurance you'll need to inform your insurer which countries you'll be in and for how long etc. With my insurance European trips are included. As stated though, most policies won't cover you for driving on the ring. Ring insurance is available, but it usually only covers your car, rather than repairs to other people's cars or the circuit costs incurred in the event of an accident.
See also this thread, for first and third party ring insurance: http://www.pistonheads.co.uk/gassing/topic.asp?h=0...

Obant

16 posts

210 months

Tuesday 18th September 2007
quotequote all
Regional said:
I stay at Sliders guesthouse every year when i work at the Ring 24hrs, the owners, Brendan and Suze are great hosts who will look after you and if you ply Brendan with enough alchohol he will sit with you for a lap of the Ring and show you where to put your wheels - he has done over 10'000 laps of the place on bikes and is there most days.

It's about 30 minutes from the circuit along some lovely roads.
I agree with Regional - I stayed there at the same time and had a gas (It'll drive him nuts trying to work out who this is!)