My 17th birthday present

[SMcP114]

_dobbo_ said:

Another one who clearly didn't read the fronting bint thread.

Interesting to see what you think if you get hit by a driver who has the policy voided because they were fronting... It's their choice as you say - but you will be the one screwed as a result. Not the end of the world I guess.

Edited by _dobbo_ on Thursday 27th November 16:40

I read every bit of it, but it's the internet, you don't believe everything you read..

As has been said above, if you're hit by a 'fronting' driver, the insurance company will pay out. Get over it, it happens all the time, there's plenty more important things to be worrying about..

[MonkeyBusiness]

http://news.bbc.co.uk/1/hi/programmes/moneybox/705...

[_dobbo_]

SMcP114 said:

I read every bit of it, but it's the internet, you don't believe everything you read..

As has been said above, if you're hit by a 'fronting' driver, the insurance company will pay out. Get over it, it happens all the time, there's plenty more important things to be worrying about..

Ah right, I didn't realise that thread was all lies, thanks for clearing that up!

As for getting over it - sorry if uninsured drivers bother me.

[minipower]

Being a person who has always had his own policy and now is paying a very good price for insuring an MX5 the question I do have though, is how would the insurance company know the person is fronting? Couldn't these people just say they were only using it part of the time. Where does the point come in that fronting is occurring? I never knew it was such an issue until now.

[SGirl]

I see a few people have referenced the "Fronting Bint Thread". Allow me...

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Summary: bint owns a BMW. Bint wrecks car. Bint comes on here asking for help since car is insured in daddy's name and the insurers tell her to go whistle for her money. Bint stomps feet a lot and eventually deletes all incriminating evidence ('cept for the quoted posts, of course). But in the meantime, keen PHer views her Photobucket account and finds lots of pics of naughty plants.

Does anyone have an update on what happened after that?

[SXi Lad]

This all started because I said Im down as a second driver, but right now my mum uses it more and I dont see anything wrong with that, I only use the corsa when she gets time to take me out, why is everyone moaning at me for

[CommanderJameson]

SXi Lad said:

If your proposing in getting a corsa when you turn 17, Quinn Direct is the best insurance company to go with, I only pay £381 a year.

Quinn Direct are great!

When one of their policyholders hit my car, they rolled over so fast that they started generating coriolis force.

[SMcP114]

minipower said:

Being a person who has always had his own policy and now is paying a very good price for insuring an MX5 the question I do have though, is how would the insurance company know the person is fronting? Couldn't these people just say they were only using it part of the time. Where does the point come in that fronting is occurring? I never knew it was such an issue until now.

Yes, who knows exactly who is the main driver? How can you tell?

[SXi Lad]

Iv heard stories of insurance investigators following people to see if their policy matches in what they see

Edited by SXi Lad on Thursday 27th November 17:44

[MonkeyBusiness]

minipower said:

Being a person who has always had his own policy and now is paying a very good price for insuring an MX5 the question I do have though, is how would the insurance company know the person is fronting? Couldn't these people just say they were only using it part of the time. Where does the point come in that fronting is occurring? I never knew it was such an issue until now.

I'd imagine that faced with a huge payout (driver ploughs into a bus stop full of people for example) the insurance company might think it worthwhile to investigate further.

[SXi Lad]

MonkeyBusiness said:

minipower said:

Being a person who has always had his own policy and now is paying a very good price for insuring an MX5 the question I do have though, is how would the insurance company know the person is fronting? Couldn't these people just say they were only using it part of the time. Where does the point come in that fronting is occurring? I never knew it was such an issue until now.

I'd imagine that faced with a huge payout (driver ploughs into a bus stop full of people for example) the insurance company might think it worthwhile to investigate further.

driver ploughs into bus stop full of people sounds like someone that has had a few

[madrob6]

SXi Lad said:

MonkeyBusiness said:

minipower said:

Being a person who has always had his own policy and now is paying a very good price for insuring an MX5 the question I do have though, is how would the insurance company know the person is fronting? Couldn't these people just say they were only using it part of the time. Where does the point come in that fronting is occurring? I never knew it was such an issue until now.

I'd imagine that faced with a huge payout (driver ploughs into a bus stop full of people for example) the insurance company might think it worthwhile to investigate further.

driver ploughs into bus stop full of people sounds like someone that has had a few

Or doesn't like people who use public transport

[SXi Lad]

madrob6 said:

SXi Lad said:

MonkeyBusiness said:

minipower said:

Being a person who has always had his own policy and now is paying a very good price for insuring an MX5 the question I do have though, is how would the insurance company know the person is fronting? Couldn't these people just say they were only using it part of the time. Where does the point come in that fronting is occurring? I never knew it was such an issue until now.

I'd imagine that faced with a huge payout (driver ploughs into a bus stop full of people for example) the insurance company might think it worthwhile to investigate further.

driver ploughs into bus stop full of people sounds like someone that has had a few

Or doesn't like people who use public transport

[PurelyRetro]

Back to the car itself, not a bad start for a 17 year old.

[SXi Lad]

PurelyRetro said:

Back to the car itself, not a bad start for a 17 year old.

cheers

[190E Matt]

PurelyRetro said:

Back to the car itself, not a bad start for a 17 year old.

I agree with you there - I had a £600 Ibiza for my first!

[SXi Lad]

190E Matt said:

PurelyRetro said:

Back to the car itself, not a bad start for a 17 year old.

I agree with you there - I had a £600 Ibiza for my first!

They are really smart,

[Jonny671]

I'd imagine that CupraR Ibiza cost more than £600

[Curry Burns]

Right let me clear this up....

SXiLad is not fronting, what he is doing is perfectly legal and what I advise my clients to do for their own children, but always advise that as soon as they have passed their test to switch the insurance into their own name as we over a great young persons policy, which tends to win them over.

Clients agree with what I say all the time.

Fronting is when a high performance car is insured in a parents name with the young'un as a named driver, but the young'un is the main driver hence saving the young'un a ton of cash.

[SXi Lad]

Curry Burns said:

Right let me clear this up....

SXiLad is not fronting, what he is doing is perfectly legal and what I advise my clients to do for their own children, but always advise that as soon as they have passed their test to switch the insurance into their own name as we over a great young persons policy, which tends to win them over.

Clients agree with what I say all the time.

Fronting is when a high performance car is insured in a parents name with the young'un as a named driver, but the young'un is the main driver hence saving the young'un a ton of cash.

I rest my case