The £75 Mk2 Golf CL 4+E

The £75 Mk2 Golf CL 4+E

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Biker's Nemesis

38,711 posts

209 months

Monday 7th December 2009
quotequote all
RetroCosworth said:
Biker's Nemesis said:
RetroCosworth said:
Biker's Nemesis said:
RetroCosworth said:
Out of interest Oldspeed, how do you afford to have two cars at the age of 18?
The Golf only cost £75?
Insurance.
An earlier post on this thread says that he hasn't been on the road due to not been able to afford insurance untill December the 11th this year.
Yes, I read that. However, I would be interested to know the cost of both of them on the insurance from that date.
Oh right I see.

To the OP; You've done a grand job of sorting that Golf by yourself.

BoRED S2upid

19,714 posts

241 months

Monday 7th December 2009
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Very nice pair of cars you have there. Glad you removed the roof rack from the Golf!.

OldSpeed

Original Poster:

230 posts

181 months

Monday 7th December 2009
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I'm glad I removed the roof rack too! The wind noise was awful. I'd rather wedge my board in the car than use it now TBH.

As for how do I afford both cars...

I bought the Beetle when I was 15 for £350 and spent 2-3 years making it roadworthy and comfortable on a sub £1k budget. All my money went into it in that time. I drove the Beetle for my first year of driving and insurance from Footman James was only £498! The wonders of classic car ownership.

Sadly I can't afford to insure both cars and I don't need to at the moment as the Beetle is now off the road for so the bodywork can be restored (made safe!):






I'm 19 in January and the Golf is going to cost £1300 to insure as I have no NCB as a result of having a classic policy on the Beetle. I'm going to have to work through my holidays next summer to pay for it but it should be worth it as my insurers have offered to half my premium for the following year.

It also helps when you do all your servicing and mechanical work yourself. Saves you a fortune in labour! I'm teaching myself welding and bodywork on the Beetle at the moment in an attempt to fill those rather large holes I have cut in it. I just wish I had a garage and parents with a vague interest in cars as without these, getting this far has been quite hard.

See my other thread here for more on the Beetle's overhaul:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

smile

RetroCosworth

7,211 posts

205 months

Monday 7th December 2009
quotequote all
OldSpeed said:
As for how do I afford both cars...

I bought the Beetle when I was 15 for £350 and spent 2-3 years making it roadworthy and comfortable on a sub £1k budget. All my money went into it in that time. I drove the Beetle for my first year of driving and insurance from Footman James was only £498! The wonders of classic car ownership.

Sadly I can't afford to insure both cars and I don't need to at the moment as the Beetle is now off the road for so the bodywork can be restored (made safe!):






I'm 19 in January and the Golf is going to cost £1300 to insure as I have no NCB as a result of having a classic policy on the Beetle. I'm going to have to work through my holidays next summer to pay for it but it should be worth it as my insurers have offered to half my premium for the following year.

It also helps when you do all your servicing and mechanical work yourself. Saves you a fortune in labour! I'm teaching myself welding and bodywork on the Beetle at the moment in an attempt to fill those rather large holes I have cut in it. I just wish I had a garage and parents with a vague interest in cars as without these, getting this far has been quite hard.

See my other thread here for more on the Beetle's overhaul:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

smile
I've tried to use Footman James for many quotes, but it states that you must be it least 25 years old. Did your parents give you a hand?

The insurance premium on the Golf seems quite cheap if you ask me, the cheapest I've found is £1300 on a Mini but not a Golf. Are you on a limited mileage policy? How many miles do you do?

I'm considering doing my own labour once I have learnt the basics on my mechanics course next year seeing as I won't be able to afford to have someone else do it for me. There is also the pride of seeing your own work which you don't get when someone else has done it for you.

OldSpeed

Original Poster:

230 posts

181 months

Monday 7th December 2009
quotequote all
RetroCosworth said:
OldSpeed said:
As for how do I afford both cars...

I bought the Beetle when I was 15 for £350 and spent 2-3 years making it roadworthy and comfortable on a sub £1k budget. All my money went into it in that time. I drove the Beetle for my first year of driving and insurance from Footman James was only £498! The wonders of classic car ownership.

Sadly I can't afford to insure both cars and I don't need to at the moment as the Beetle is now off the road for so the bodywork can be restored (made safe!):






I'm 19 in January and the Golf is going to cost £1300 to insure as I have no NCB as a result of having a classic policy on the Beetle. I'm going to have to work through my holidays next summer to pay for it but it should be worth it as my insurers have offered to half my premium for the following year.

It also helps when you do all your servicing and mechanical work yourself. Saves you a fortune in labour! I'm teaching myself welding and bodywork on the Beetle at the moment in an attempt to fill those rather large holes I have cut in it. I just wish I had a garage and parents with a vague interest in cars as without these, getting this far has been quite hard.

See my other thread here for more on the Beetle's overhaul:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

smile
I've tried to use Footman James for many quotes, but it states that you must be it least 25 years old. Did your parents give you a hand?

The insurance premium on the Golf seems quite cheap if you ask me, the cheapest I've found is £1300 on a Mini but not a Golf. Are you on a limited mileage policy? How many miles do you do?

I'm considering doing my own labour once I have learnt the basics on my mechanics course next year seeing as I won't be able to afford to have someone else do it for me. There is also the pride of seeing your own work which you don't get when someone else has done it for you.
Ignore the blurb on Footman James' website. Ring them up and they should give you a quote. My parents were not on the policy at all. smile

As for the Golf. It's a third party fire and theft policy which is limited to 5000 miles a year (not a problem as I'm away at university most of the time). It started off at £1800 or so but I added my dad to it and it came down about £200 and then my mum and it dropped a further £250 (as named drivers). The policy does sound cheap but its only for 10 months not 12. The deal is that after 10 months they will give me the equivalent of 1 years NCB and drop the policy to £700 for 8,000 miles i think it was. The company is 'Bell Insurance' and they specialize in customers with no or low NCB. Definitely worth a try. Their online quote system even works! smile

Good luck with the mechanics course and get stuck in. It feels great when you produce something good. I've got a heck of a long way on a gravel driveway to work on and only very basic tools. I learned all I know by trail and error, using the internet and occasionally a Haynes manual on the Beetle. Non injection cars are all just like Meccano anyway. biggrin

gary71

1,967 posts

180 months

Monday 7th December 2009
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I had a red '85 1300 Mk2 when I was 19 and spent many, many hours with T-Cut and polish stopping it going pink! Great cars and led me on a long path of MK2 ownership. Enjoy smile

MiniMan64

16,942 posts

191 months

Tuesday 8th December 2009
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For what it's worth Footman James have done me pretty well over the last few years on my classic Mini, the old age is a really killer though, just wait till your 25 and it's all downhill from there. The insurance on my car ran out a week before my 25th and they quoted me something around £350-400 renewal. Through a combination of factors I didn't get it sorted till a week later post-birthday and upon re-quoting it was £100.20 all in.

OldSpeed

Original Poster:

230 posts

181 months

Monday 1st March 2010
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In the autumn I added a few nice bits including a late 16v GTI steering wheel, leather gear gaiter and gear knob. Oh and also a pair of new number plates and a twin lamp grille:



Paint had already taken a bit of a battering!

The Golf has served me really well through the winter and coped brilliantly in the snow:


So I've decided to treat it to a few nice bits...

So far I've collected the following parts:

1. Mk2 GTI 16v late 256mm front disc brake conversion.
2. Mk2 GTI 16v rear beam with disc brakes and anti roll bar.
3. GTI Front anti roll bar.
4. '90 Spec GTI front seats with mint bolsters to replace the stained originals.
5. GTI camshaft.

Next on the list is a pair of Boge Turbo shocks for the front and GAZ adjustables for the rear with either stock 16v GTI springs (-25mm) or 40mm lowering springs. I want to keep the drop subtle for insurance reasons.

This brings my total spend on the car up to approximately £350/400. Not bad for a car that should be on a par, if not even better than a GTI in the suspension and braking department.

All that leaves is the engine and aside from the GTI cam and perhaps a performance exhaust manifold and straight through centre section it will be staying fairly stock for now once again for insurance reasons. Its far from slow for a 19 year old's car anyway with a 0-60 of 10 seconds stock so I can't complain.

The exterior will be staying as it is. I like my cars to look as if they could have rolled out of the factory the way they are styled both inside and out.


Edited by OldSpeed on Monday 1st March 16:29

curlie467

7,650 posts

202 months

Tuesday 2nd March 2010
quotequote all
OldSpeed said:
In the autumn I added a few nice bits including a late 16v GTI steering wheel, leather gear gaiter and gear knob. Oh and also a pair of new number plates and a twin lamp grille:



Paint had already taken a bit of a battering!

The Golf has served me really well through the winter and coped brilliantly in the snow:


So I've decided to treat it to a few nice bits...

So far I've collected the following parts:

1. Mk2 GTI 16v late 256mm front disc brake conversion.
2. Mk2 GTI 16v rear beam with disc brakes and anti roll bar.
3. GTI Front anti roll bar.
4. '90 Spec GTI front seats with mint bolsters to replace the stained originals.
5. GTI camshaft.

Next on the list is a pair of Boge Turbo shocks for the front and GAZ adjustables for the rear with either stock 16v GTI springs (-25mm) or 40mm lowering springs. I want to keep the drop subtle for insurance reasons.

This brings my total spend on the car up to approximately £350/400. Not bad for a car that should be on a par, if not even better than a GTI in the suspension and braking department.

All that leaves is the engine and aside from the GTI cam and perhaps a performance exhaust manifold and straight through centre section it will be staying fairly stock for now once again for insurance reasons. Its far from slow for a 19 year old's car anyway with a 0-60 of 10 seconds stock so I can't complain.

The exterior will be staying as it is. I like my cars to look as if they could have rolled out of the factory the way they are styled both inside and out.


Edited by OldSpeed on Monday 1st March 16:29
Do you need the 16v hubs for the front brake conversion, i was going to upgrade mine but i think the 16v hubs differ to the other model hubs as in the caliper carrier is cast into the hub on the lesser models but a seperate bracket on the 16v models due to the larger discs, can you confirm if this is the case as my brakes dont inspire me with confidence either!
I was going to go the 239mm vented discs and pads which bolt straight to the driver hubs that i have.

OldSpeed

Original Poster:

230 posts

181 months

Tuesday 2nd March 2010
quotequote all
Yeah the vented 239mm discs will fit straight on but you are better off saving up for a big brake conversion TBH as the little discs will never be that good.

You do need a complete set of 16v stub axles and also a 16v master cylinder to make it work properly though. Once its all installed I'll report back as to whether it was worth it.

GreatGranny

9,128 posts

227 months

Wednesday 3rd March 2010
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later spec 8v's also had the 256mm discs if I remember rightly.

From there it was an easy swap to 280mm Rallye disks.

Ladvr6

176 posts

186 months

Wednesday 3rd March 2010
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chuck a set of braided hoses on too for a big improvement, the rubber ones will be more than likely shot.

I've got 280's on mine, using pagid pads its stops really well..

Matt_N

8,903 posts

203 months

Thursday 4th March 2010
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GreatGranny said:
later spec 8v's also had the 256mm discs if I remember rightly.

From there it was an easy swap to 280mm Rallye disks.
The 8v never had 256mm, only ever 239mm.

Early 16v came with 239mm up until 88/89, they then went to 256mm.

Matt_N

8,903 posts

203 months

Thursday 4th March 2010
quotequote all
OldSpeed said:
Yeah the vented 239mm discs will fit straight on but you are better off saving up for a big brake conversion TBH as the little discs will never be that good.
Aslong as the discs, pads and fluid are decent, the 239s are more than upto the job of stopping a non GTi.

The 8v's in the 750MC Mk2 Golf series use the standard 239mm discs with free choice on pads and seem to do just fine wink

OldSpeed

Original Poster:

230 posts

181 months

Wednesday 31st March 2010
quotequote all
Cheers for the tips guys. I'll consider swapping to braided hoses at some point if I can find a reasonably priced set.

So I'm home for Easter and work has resumed.

Yesterday I fitted my GTI red stripe bumpers:




Need to sort some centre caps as I'm missing one after someone pinched it. frown

Tomorrow I'm fitting these:


Next week its GTI rear beam time and then the front big brake conversion. wink

OldSpeed

Original Poster:

230 posts

181 months

Monday 12th April 2010
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Changed the gear lever ball and socket joint today. What an utter bh of a job. Took 4 hours, half of which was spent on my back under the car with only about a foot of clearance!


No wonder it was so easy to slip into reverse:




Lowrider?


Stance with new suspension. Nothing drastic but how they should have looked from the factory with sweet handling to match:

Front needs to settle a little as just off the jack!

New front seats which aren't stained and nasty like the last pair:


Getting there now. smile

Stablelad

3,815 posts

205 months

Monday 12th April 2010
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Good job Fella thumbup

mc_blue

2,548 posts

219 months

Monday 12th April 2010
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Love this thread - car looks great.

Not Ideal

2,899 posts

189 months

Tuesday 13th April 2010
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Looks great - good on ya.

collo16v

6 posts

169 months

Tuesday 13th April 2010
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I recognise those seats!! sorry about the rear beam not being up to cratch ,but good work so far,will be looking out for progress