GT4 smashed up :(
Discussion
As mentioned in the connected thread, I wonder if cold Cup 2's in damp conditions contributed to this, I had them on my GT3 and they need upmost respect in those conditions in my opinion, I know others will disagree but they could be scary as hell in certain conditions. In hot dry conditions when up to temperature they are simply amazing
The GT4 will probably not even be listed in Glasses or as most now use Cap.
Impossible to get agreed value on a vehicle under 12 months old. So you are left with invoice cost which clearly won t put you in the same position as before having regard to the premiums on the car. Most insurers will however have regard to what the vehicle is selling for and backing up by evidence could well help your corneralthough it could well be an uphill struggle depending on the insurer.
Impossible to get agreed value on a vehicle under 12 months old. So you are left with invoice cost which clearly won t put you in the same position as before having regard to the premiums on the car. Most insurers will however have regard to what the vehicle is selling for and backing up by evidence could well help your corneralthough it could well be an uphill struggle depending on the insurer.
Being really nosey but the owner of the written off car has now taken delivery of a brand new silver GT4. Tom posted up on the facebook groups a picture and video but every time someone asks if the car was another build slot (as the second car has come from an OPC), the posts have been removed completely (or I can't find them anyway). Just interested to know if his insurance company (Admiral I believe) paid out with no hassle, and how much the original car was insured for? Maybe Tom can answer?
mdianuk said:
Being really nosey but the owner of the written off car has now taken delivery of a brand new silver GT4. Tom posted up on the facebook groups a picture and video but every time someone asks if the car was another build slot (as the second car has come from an OPC), the posts have been removed completely (or I can't find them anyway). Just interested to know if his insurance company (Admiral I believe) paid out with no hassle, and how much the original car was insured for? Maybe Tom can answer?
I'd really like to think that Porsche GB sorted something for him to get him another car, and maybe put him under NDA so they are not setting the precedence for sorting replacements out if people smash them up.I really wouldn't like to think that his local OPC got another allocation and he jumped the 'queue'.
As for insurance, I'm guessing Admiral paid out without too much hassle given the timeframe. As for how much, I doubt Tom would share that. I probably wouldn't.
Glad that he's managed to get a replacement though
Not sure, only that his friend was driving, which I assume he was covered for otherwise it would have been foolish to mention on a public forum.
Reason I ask how Admiral performed with regards to settlement is because he's mentioned on one of the facebook groups that he's now switched insurers, which if Admiral had paid out with no fuss, you'd surely stick with them?
If ultimately Porsche have stepped in and allowed him to order another, fair play, but it came a bit too quick surely (month or two?) and I'd hate to think that someone has missed out on an allocation, or been delayed as a result.
I guess we'll never find out, which is of course the buyers prerogative.
Reason I ask how Admiral performed with regards to settlement is because he's mentioned on one of the facebook groups that he's now switched insurers, which if Admiral had paid out with no fuss, you'd surely stick with them?
If ultimately Porsche have stepped in and allowed him to order another, fair play, but it came a bit too quick surely (month or two?) and I'd hate to think that someone has missed out on an allocation, or been delayed as a result.
I guess we'll never find out, which is of course the buyers prerogative.
This car is currently HPI clear and on sale, via an advert on PH:
https://www.pistonheads.com/classifieds/used-cars/...
Another failing of the insurance system as per the Autoexpress article: https://www.autoexpress.co.uk/car-news/106336/the-...
It turns out it was never officially written off
https://www.pistonheads.com/classifieds/used-cars/...
Another failing of the insurance system as per the Autoexpress article: https://www.autoexpress.co.uk/car-news/106336/the-...
It turns out it was never officially written off
This car was before on PH: https://www.pistonheads.com/gassing/topic.asp?h=0&...
I quote the description of a person close to the case:
"The insurance company declared it a Cat. C write-off, or in their words a 'total loss'. It's been sold for salvage to a company called HBC in Essex, but it's properly f#cked, I promise you. It needs a new body, front and rear suspension, the engine doesn't run, pretty much every panel needs replacing, both seats are damaged, the electronics have been exposed to moisture where it has been left uncovered and open... Shall I go on?!"
I quote the description of a person close to the case:
"The insurance company declared it a Cat. C write-off, or in their words a 'total loss'. It's been sold for salvage to a company called HBC in Essex, but it's properly f#cked, I promise you. It needs a new body, front and rear suspension, the engine doesn't run, pretty much every panel needs replacing, both seats are damaged, the electronics have been exposed to moisture where it has been left uncovered and open... Shall I go on?!"
mierzwin said:
This car is currently HPI clear and on sale, via an advert on PH:
https://www.pistonheads.com/classifieds/used-cars/...
Another failing of the insurance system as per the Autoexpress article: https://www.autoexpress.co.uk/car-news/106336/the-...
It turns out it was never officially written off
Naughty, very naughty.https://www.pistonheads.com/classifieds/used-cars/...
Another failing of the insurance system as per the Autoexpress article: https://www.autoexpress.co.uk/car-news/106336/the-...
It turns out it was never officially written off
Seem to recall reading on here or 911Uk that the Cat system fails/delays reporting quite frequently.
IIRC HPi used to offer an insurance policy/indemnity for cases such as these (ie you ran an HPi check on a prospective purchase, it HPi’s clear, you proceed with the purchase and six months later it shows up as Cat C/D when you try to re-tax it ...) HPi’s policy then makes up the shortfall in value ?
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