full insurance payout, in case of write off, after 12/12 old

full insurance payout, in case of write off, after 12/12 old

Author
Discussion

carspath

Original Poster:

834 posts

177 months

Wednesday 29th March 2017
quotequote all
Help please re the names of any insurance companies that will pay out the full purchase price of a boxster , once the car is past its first birthday.

I bought my 981 S in june 17, and insured it with A Plan , and the policy states that the full invoice price will be reimbursed in case of a write of , during the 1st 12 months

I would like to have this , for the following year or 2 , and would be grateful if you could tell me of any insurance company which will extend this privilege past the 1st 12 months

thank you

TooMany2cvs

29,008 posts

126 months

Wednesday 29th March 2017
quotequote all
You want to find an insurer who, if your 2yo car is written off, will pay for a new one?

You won't.

But you should be able to find a gap policy that'll give you return-to-invoice (RTI) cover as a top-up.

PSRG

656 posts

126 months

Sunday 16th April 2017
quotequote all
NFU provide replacement cover for two years, rather than the usual one...

https://www.nfumutual.co.uk/insurance/motor-insura...


vikingaero

10,334 posts

169 months

Friday 28th April 2017
quotequote all
Possibly Hiscox and definitely Chubb.

WizzBang

297 posts

106 months

Friday 28th April 2017
quotequote all
Yep, full 24 month replacement cover available with Aurum from DUAL Underwriting. Only available from an insurance broker.

Fantastic claims service.

http://dualprivateclient.com/#aurum

P.S. A-Plan sels Aurum.

tree7777

333 posts

119 months

Saturday 29th April 2017
quotequote all
Locktons do a deal with the Porsche owners club. Cost a bit but you can name the value. So for my GT3RS 991 I had £250,000 vaule and would have been paid that amount if it had been written off.

Cheib

23,250 posts

175 months

Saturday 29th April 2017
quotequote all
TooMany2cvs said:
You want to find an insurer who, if your 2yo car is written off, will pay for a new one?

You won't.

But you should be able to find a gap policy that'll give you return-to-invoice (RTI) cover as a top-up.
You will.

Aviva Private Client policy does this....gives three year cover. The car has to have been bought new and have less than 250 miles on it when purchased...no demonstrators.

We moved all our cars to a fleet policy a couple of months ago...my wife's Mini Clubman which we bought in March 2016 is covered as such until 2019.

They will also do agreed value which is what the cover on my 997 GTS is. Didn't need a valuation.