911TT X50 insurance

911TT X50 insurance

Author
Discussion

Spie

Original Poster:

122 posts

254 months

Thursday 25th September 2003
quotequote all
Those of you who have X50 equipped TT's - did you tell your insurance company about the X50 option, or is that not neccessary as it's factory fitted?

JamieBeeston

9,294 posts

266 months

Friday 26th September 2003
quotequote all
cant speak for the X50, but I was told by Tesco that I had to declare all the options on mine, factory fit or not.

If i didnt list them ALL, i was told that

a) in the event of theft, I ran the risk of the claim being voided (due to the Aero Kit making it more 'desirable'

b) in the event of theft / fire i wouldnt be covered for any of the options, and would only get a 'base model' in return.

Given the options list can run into £10s of thousands, esp with X50, i think its a must to declare.

iirc a few of the guys on here list in their profile it was only a 10% loadinf (think it was Daz's)

Spie

Original Poster:

122 posts

254 months

Friday 26th September 2003
quotequote all
Interesting. Direct Line only want to know about "modifications" and "changes to appearance" I think. I have no problem telling them, I'm just not sure I need to.

buster

1,060 posts

285 months

Friday 26th September 2003
quotequote all
I did - Norwich Union called it the "Turbo S"

No problems once we'd realised what that was....!

JamieBeeston

9,294 posts

266 months

Friday 26th September 2003
quotequote all
Turbo S was the brand name given to the 993 Turbo 'X50' of the time iirc.

tho i dont think the 996 carries the same marque.

its called the Porsche FkinQwik now

domster

8,431 posts

271 months

Friday 26th September 2003
quotequote all
X50 actually refers to the pricing structure for the conversion.

Getting another 34bhp out of a mildly tuned turbo unit is actually quite easy, involving a remapped chip, an airbox with holes made by a black and dekker in it, and a couple of old washers stuck in the wastegates. Total cost? About 120 GBP, but by the time you've added labour, VAT and carriage from one end of the workshop to the other, it is 240GBP.

The engineers at Weissach knew that this was underpricing the mod so they multiplied this figure by 50 times, standard Porsche procedure apparently.

Therefore, the conversion was known as 'X50'.

All true

JamieBeeston

9,294 posts

266 months

Friday 26th September 2003
quotequote all
hahaa

had me going for a moment there, was all set to wade in with suspension upgrades, and gt2 turbos, till i wound my neck back in ;P

getcarter

29,418 posts

280 months

Friday 26th September 2003
quotequote all
I told my insurers (Porsche Insurance Services) about the X50 upgrade - they told me it would not increase the premium (apart from the fact that it adds a wedge to the value of the car!).

Edited to mention that this policy has a £1000 excess, this may have been altered by X50... not sure.

Steve
www.SadGit.net




>> Edited by getcarter on Friday 26th September 16:25

Spie

Original Poster:

122 posts

254 months

Friday 6th February 2004
quotequote all
Well as the car is only a few weeks away I thought I'd phone round again. Direct Line now seem very interested in all options, especially the X50 and quoted me £3K. Considering I pay £790 for my 03 C4 I'm dissapointed. Phoned a couple more places but they are all getting back to me. Any recommendations for reasonable insurance companies gratefully received.

>> Edited by Spie on Friday 6th February 15:52

clubsport

7,260 posts

259 months

Friday 6th February 2004
quotequote all
I was with performance marque for 4 years and they came in £300 more expensive than last year with no claims or change in circumstances,,,,so forget those clowns!
With this dilemma I tried www.confused.com ended up with admiral about £400 cheaper than the ludicrous quote i received...try www.liverpoolvictoria.co.uk but you may need to phone ref x50

dazren

22,612 posts

262 months

Friday 6th February 2004
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I'm currently paying about £2,800 with performance marques including PCGB trackday cover.

As clubsport mentioned, liverpool victoria are worth a look, having recently given two of my mates good quotes on a fezza 550 and an EVO VIII.

DAZ

Spie

Original Poster:

122 posts

254 months

Friday 6th February 2004
quotequote all
Just heard back from Nowell & Richards (01785 255514) - £1370 with £1000 excess. Has to be garaged at home between 10pm and 6pm (always is) and have Tracker Horizon fitted (planned to anyway). I think this is the best deal I'm going to get.

grant3

3,638 posts

256 months

Monday 9th February 2004
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Spie, before you decide try my secret weapons..
A Plan..01494677776
Cheam....020869497617