Specialist Porsche Insurance

[Melv]

Chris Wilkins -020.8773.8123 Mention 'GT3 Titanic' for discount.

CSMA -Civil Service Motoring Association -highly recommend their Brands gig next w/e. See: www.motoringandleisure.uk.com/brandshatch.html

Mel

Sorry about wrong phone number earlier, can't tell me 1's from 7's.....


>> Edited by Melv on Tuesday 18th May 22:17

[dazren]

As Melv said. Unfortunately you or a close friend/family member have to be a civil servant to be eligible to join. Hence I was declined membership along with many new LV policy holders who have phoned up having been told to join by the LV callcentre.

DAZ

[johnny senna]

Oh b_llox.

I was pinning my hopes on LV. Daz, who are you insured with? I assume you are insured when you take the X5o on the track?

I'll have to ring the fellas you said, Melv.

Thanks lads.

[a4ash]

ive been getting a few quotes myself today as im about to get a 996 c2, i reccommend trying as many as you can as ive had quotes from £730 to £2500 all fully comp with 5yrs ncb,just read this thread and tried liverpool victoria they were the best at £730 so thanks for submitting the post as id never heard of them, tesco was ok too at £780.
good luck
Ash..

[John Reay]

Agree with LV, just bought a 993 Targa and insured it for £660 unlimited mileage/business use, protected NCB for a 32yr old and clean licence and wife.
Although the car is garaged, it doesn't have to be.

Straight forward and easy to deal with as well.

[dazren]

johnny senna said:

I was pinning my hopes on LV. Daz, who are you insured with? I assume you are insured when you take the X5o on the track?

Can't insure the car on track anymore.

Hence this years Nurburg pilgrimage involving driving my merc over and doing lots of passenger laps giving advice to a few newbies on corners/lines etc, together with lying in bed till lunchtime and murdering even more than a usual Nurburg visit.

DAZ

(Got quote of £886 per trackday not including third party liability)

>> Edited by dazren on Tuesday 18th May 23:48

[johnny senna]

dazren said:

johnny senna said: I was pinning my hopes on LV. Daz, who are you insured with? I assume you are insured when you take the X5o on the track? Can't insure the car on track anymore. Hence this years Nurburg pilgrimage involving driving my merc over and doing lots of passenger laps giving advice to a few newbies on corners/lines etc, together with lying in bed till lunchtime and murdering even more than a usual Nurburg visit. DAZ (Got quote of £886 per trackday not including third party liability) >> Edited by dazren on Tuesday 18th May 23:48

Daz,
That's very bad news. I'm sure you have researched this to death, but are you sure there is no insurance company out there that will cover track days free of charge? (Except LV and the CSMA thing). I need to find one soon as I have track days booked at Croft and Oulton for my Boxster S.

[dazren]

With a Porsche I would suggest joining porsche club GB for £50 a year, then get a members policy with a broker called Performance Marques that does a scheme which includes Porsche Club Trackdays at no extra cost. I don't know if Don has managed to get insurance for non PCGB trackdays with his Boxster S?

DAZ

[johnny senna]

dazren said:

With a Porsche I would suggest joining porsche club GB for £50 a year, then get a members policy with a broker called Performance Marques that does a scheme which includes Porsche Club Trackdays at no extra cost. I don't know if Don has managed to get insurance for non PCGB trackdays with his Boxster S? DAZ

Daz,
Thanks.
I thought of that, but the PCBG track days are awfully South-centred, are they not? No Donington, no Cadwell, no Croft and no Knockhill for the Scots. For this reason, I can't do that (I am in The Toon).

I have started a thread on the trackday forum, and there a few ideas coming through from there. Mate, you should have a look at the companies the lads have suggested in that thread and see if they would insure you for track days for nowt? Sunninghill are mentioned as someone who plays ball, and Egger Lawson will too I am told but with a small fee for each track day. (Not the sort of fee Competition Car Insurance quote).

I am of the mind that if "every day" insurance policies outlaw track days for good ( and surely it is heading this way) then we will probably all go to the track in 5-10 grand cars that are not insured at all for ciruit use. I would use a bike engined Westfield. Or get another E30 M3 and strip that baby out.

[davrian]

warmfuzzies said:

Hmmm, wifey who was an underwritter says the reps for LV don't know what to wipe their arses with, so YMMV. Whats the policy cover? who's made a claim and how did it go? pertinent questions I feel. Kevin

I was with LV previously with a Beemer that I made a claim on. No delay, no quibbles just what you hope for (but seldom get).

When I was looking for insurance for the Porker I had settled on a 'specialist' for about £400 (limited mileage, star wars immobiliser, PCGB membership, castration, feet tied together - you know the one!). When I rang LV for my No Claims Bonus cert I was asked if they could quote. It came back as £240 with no limitations, or alarm, tracker etc.

Works for me!

[james s]

The LV thing is odd. When I renewed in March I rang them to get a price . They were higher than my classic policy but not by much. There had been much chat on the forum regarding track day cover so I asked them to explain it to me in detail.

The chap read out to me the guidence he was working from and it seemed I was OK for track days, (subject to the usual no timing racing etc). He was certain I was covered.

However when I went back onto the forum other members had received contradictiry advice on the very same day.

In the end I stuck with my Norton classic policy - they have no problems with it.

Might be usful if LV could clarify theri position - I wonder if they would do it on the forum

james

[Melv]

"Egger Lawson will too I am told but with a small fee for each track day."

Small fee!!! At £100 per £10K insured, I was quoted....

Mel

[dazren]

johnny senna said:

Daz, .....I have started a thread on the trackday forum, and there a few ideas coming through from there. Mate, you should have a look at the companies the lads have suggested in that thread and see if they would insure you for track days for nowt? Sunninghill are mentioned as someone who plays ball, and Egger Lawson will too I am told but with a small fee for each track day. (Not the sort of fee Competition Car Insurance quote).

I think I've forgot to make myself clear. I can still get insurance from my original brokers for PCGB events, but I can't do these due to the requirement to wear a helmet. The problem I am having is getting written confirmation from any company that they will cover me fully comp for driving on the Nurburgring during public sessions.

I am aware technically it is a toll road during this time and should be covered. However I cannot take the risk of driving through one of the many blind bends and running into a crashed motorcyclist, killing him, then being exposed to a legalsuit from his family to cover the cost of losing the family breadwinner (ie £1million+). Then be financially wiped out because my insurers declined to pay out.

Your comment about getting a trackday only car is an interesting one which I haven't had the time to fully explore yet. Unlike most though I will come up against the problem of headroom/wearing a helmet in most of the suitable cars. (Memo, must get around to checking the headroom on mid 90's M3s without sunroofs.)

DAZ

[dazren]

Melv said:

"Egger Lawson will too I am told but with a small fee for each track day." Small fee!!! At £100 per £10K insured, I was quoted.... Mel

Quite.

I was quoted £886 per day at the Ring (same price if you do 2 laps or 30 laps in a day) and this does not include third party liability, which to me is more important than insuring the value of my car.

DAZ

[clubsport]

[ Johnny Senna; said;
.
I thought of that, but the PCBG track days are awfully South-centred, are they not? No Donington, no Cadwell, no Croft and no Knockhill for the Scots. For this reason, I can't do that (I am in The Toon).

I saw a line in the latest Porky Post that the club has a Donington day pencilled in, dates to be confirmed very soon.

>> Edited by clubsport on Thursday 20th May 10:51

[fergus]

Does anyone have a car with a cage in (apart from Melv) who can even get a QUOTE for insurance? Why do the words LHD and 'import' seem to precurse the words 'sorry we can't help you' ?!

[domster]

johnny senna said:

I have started a thread on the trackday forum, and there a few ideas coming through from there... Sunninghill are mentioned as someone who plays ball, and Egger Lawson will too I am told but with a small fee for each track day. (Not the sort of fee Competition Car Insurance quote).

Few points:

1) The track insurance subject has (unsurprisingly) been done to death on the Trackday forum, so always remember the search facility... you could have seen a lot of info already covered a lot earlier, plus people don't need to keep repeating themselves... however, a new thread is no harm because brokers change their mind like the wind, the buggers

2) Sunninghill only did track cover for TVRs last time I checked.

3) Egger Lawson and Competition Car Insurance are one and the same. Their fees will be equally extortionate, but I have used CCI a couple of times and the service is very good. Actually the cover is quite reasonable for sub 20k cars. A friend of mine also had to claim from them, and he didn't have a problem.

[domster]

fergus said:

Does anyone have a car with a cage in (apart from Melv) who can even get a QUOTE for insurance? Why do the words LHD and 'import' seem to precurse the words 'sorry we can't help you' ?!

Ferg, a good last resort as they'll take cars modded up to the armpits:

www.graham-sykes.co.uk

[johnny senna]

domster said:

johnny senna said: I have started a thread on the trackday forum, and there a few ideas coming through from there... Sunninghill are mentioned as someone who plays ball, and Egger Lawson will too I am told but with a small fee for each track day. (Not the sort of fee Competition Car Insurance quote). Few points: 1) The track insurance subject has (unsurprisingly) been done to death on the Trackday forum, so always remember the search facility... you could have seen a lot of info already covered a lot earlier, plus people don't need to keep repeating themselves... however, a new thread is no harm because brokers change their mind like the wind, the buggers 2) Sunninghill only did track cover for TVRs last time I checked. 3) Egger Lawson and Competition Car Insurance are one and the same. Their fees will be equally extortionate, but I have used CCI a couple of times and the service is very good. Actually the cover is quite reasonable for sub 20k cars. A friend of mine also had to claim from them, and he didn't have a problem.

Dom,
As I explained, I have used the search facility, but on this topic there is so much contradictory information around, hence the need for a new thread. Besides, the situation about which companies will cover track days is fluid, so a new thread is valid.
PS, who insures you?

[domster]

Sorry I missed that bit in your post Johnny. As I said, a fresh post never goes amiss anyway - but some of the info here (sunninghill, csma and LV) HAS been covered previously.

My LHD 964RS is insured with a half cage through Carole Nash (AXA classic policy), trackdays permitted if notification given beforehand. Good value at 700 GBP or so, as well. However, I did not post this info as 1) the Carole Nash trackday issue has been posted before in an insurance thread on the trackday forum - and it is still a grey area; and 2) they wouldn't help Fergus with an almost identical car this year, so the policy or underwriter may have changed.

Conflicting stories are the worst bit of the process. You can ONLY get sense from people like Tesco if you get them to speak to the underwriters. I have had many who said they covered trackdays and then when pressed for confirmation with underwriters, this story changes.

Confusion also occurs because people like Carole Nash have different policies and underwriters. The one I have with them is an AXA one. Someone may post 'Carole Nash doesn't cover trackdays' in reference to an NU policy etc. which would be misleading.

ATB
Dom