Insurance recommendations
Discussion
Just took out fully comp insurance on a 2014MY V8V (i.e. less than half the value of a DB11, so your mileage may vary, etc,), but was astonished how it fitted on our standard Admiral multicar policy. Limited to 5k miles per year, but only double the cost of insuring for our 6yr old family "skip" (Vauxhall something). They didn't really mind if it was garaged or on the drive.
I have used AVIVA in two ways.
In the jargon of insurance they call it distribution channels.
Premium prices are very different between the broker channel and the direct with AVIVA channel.
I don't think you will find AVIVA quotes on the internet comparison websites. They seem to rely on their own website.
Edited by Jon39 on Friday 26th May 08:59
It's not just price it's the hassle or not service or not when u need to claim. Admiral are fine for more average cars and if you never need to claim then great - always have to them spend ages renewing when they have jacked the price on renewal. I would however always try and go through a broker - they do all the work and get you access to a lot more market.
I use Nowell and Richards - have had policies with Aviva , Chubb and Zurich.
I use Nowell and Richards - have had policies with Aviva , Chubb and Zurich.
I hate to say this, but stay clear of Equity Red Star - or indeed any policy that's underwritten by them. I had to make a claim at the start of the year - although the car was authorised to go back to Works, Simon says (hehe) they had a LOT of trouble with ERS scrutinising and questioning EVERY single line item. I'm STILL having a battle now trying to get money back (4 months on!) for the G-Techniq gubbins to be re-applied.
ERS seem happy to take my benjamins but not so happy to pay for things to be fixed. The constant back and forward added a good few weeks of delays waiting for revised authorisations on things.
ERS seem happy to take my benjamins but not so happy to pay for things to be fixed. The constant back and forward added a good few weeks of delays waiting for revised authorisations on things.
Do you want a good strong policy that will pay out an agreed value, but which may not be the cheapest you can buy? If so then Locktons AMOC scheme first in my mind, or maybe a Zurich Private client policy though a good specialist broker.
Failing that if you just want a cheap policy with std cover (as you might get on any normal cheaper car), then Aviva, DL or Admiral as posted above.
There are very significant differences in cover from a good and a cheap policy, so choose carefully and to meet your needs. Cheapest <> best.
Failing that if you just want a cheap policy with std cover (as you might get on any normal cheaper car), then Aviva, DL or Admiral as posted above.
There are very significant differences in cover from a good and a cheap policy, so choose carefully and to meet your needs. Cheapest <> best.
AdamV12V said:
Do you want a good strong policy that will pay out an agreed value, but which may not be the cheapest you can buy? If so then Locktons AMOC scheme first in my mind, or maybe a Zurich Private client policy though a good specialist broker.
Failing that if you just want a cheap policy with std cover (as you might get on any normal cheaper car), then Aviva, DL or Admiral as posted above.
There are very significant differences in cover from a good and a cheap policy, so choose carefully and to meet your needs. Cheapest <> best.
Well said Adam.Failing that if you just want a cheap policy with std cover (as you might get on any normal cheaper car), then Aviva, DL or Admiral as posted above.
There are very significant differences in cover from a good and a cheap policy, so choose carefully and to meet your needs. Cheapest <> best.
However there are significant differences between AVIVA and Admiral. Check the small print guys, especially around labour rates
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