Insurance for Astons

Insurance for Astons

Author
Discussion

M@H

11,296 posts

273 months

Friday 20th May 2011
quotequote all
DO you live in a crime capital George, or have you got some insurance history ? £5600 seems a lot ! I have to say I used confused.com as a reasonable benchmark, then have a ring round.

George H

14,707 posts

165 months

Friday 20th May 2011
quotequote all
Insurance history frown

Wrote a car off other year which was my fault.

Live in middle of countryside so I don't think it is that, I think the postcode is rated as B.

M@H

11,296 posts

273 months

Friday 20th May 2011
quotequote all
George H said:
Insurance history frown

Wrote a car off other year which was my fault.

Live in middle of countryside so I don't think it is that, I think the postcode is rated as B.
Hmmm.. somthings not right though - when my wife bent my Discovery it was an own fault claim ("lost control" is the insurance entry) at £4000+ for the repair and that put the Aston premium up by £12 (yes twelve pounds).

I've you'd bent something pricey (no offence to your Fiesta) then I would think it was more logical. confused

Insurance eh - its a lottery.

BR
Matt.

George H

14,707 posts

165 months

Friday 20th May 2011
quotequote all
M@H said:
Hmmm.. somthings not right though - when my wife bent my Discovery it was an own fault claim ("lost control" is the insurance entry) at £4000+ for the repair and that put the Aston premium up by £12 (yes twelve pounds).

I've you'd bent something pricey (no offence to your Fiesta) then I would think it was more logical. confused

Insurance eh - its a lottery.

BR
Matt.
Well it would have been quite a bit anyway since I'm only fairly young, but it does seem odd when it doesn't affect others as much. The car was a write off and they paid out just a bit below £7.5k. Don't know what went down on the report as, but I was driving too fast for the road and ended up rolling it. frown

michael gould

5,691 posts

242 months

Friday 20th May 2011
quotequote all
and the fact your only 23 might have something to do with it smile

Shmee

7,565 posts

214 months

Friday 20th May 2011
quotequote all
George H said:
Well it would have been quite a bit anyway since I'm only fairly young, but it does seem odd when it doesn't affect others as much. The car was a write off and they paid out just a bit below £7.5k. Don't know what went down on the report as, but I was driving too fast for the road and ended up rolling it. frown
George, I know a 21 year old in Wigan who's cheapest insurance he could get on an Audi S5 is £7000, due to age, history and location. Unfortunately it's the way the system works.

M@H

11,296 posts

273 months

Friday 20th May 2011
quotequote all
George H said:
..driving too fast for the road and ended up rolling it.
Aaah.. I see... that could indeed be a problem to insurers. IMO that won't quite be in the same category as sliding off the road on the snow and ice at low speed as in our case.

Matt. smile

George H

14,707 posts

165 months

Friday 20th May 2011
quotequote all
Shmee said:
George, I know a 21 year old in Wigan who's cheapest insurance he could get on an Audi S5 is £7000, due to age, history and location. Unfortunately it's the way the system works.
Glad it isn't just me, but £7k for an S5 is extortionate yikes

Hopefully I can look forward to being older and getting very cheap insurance when they see I have experience of powerful cars smile

And 22 Michael, 23 in August smile

Shmee

7,565 posts

214 months

Friday 20th May 2011
quotequote all
George H said:
Glad it isn't just me, but £7k for an S5 is extortionate yikes
You say that but my insurance on the V8V is literally only a small touch over my Audi S5, getting myself quoted on a BMW M3, and most shockingly is less than a 135i...

mikey k

13,011 posts

217 months

Friday 20th May 2011
quotequote all
George that is just silly
I have a 10K mile limit on mine at £780/yr
I guess age has some benefits wink

George H

14,707 posts

165 months

Friday 20th May 2011
quotequote all
Shmee said:
You say that but my insurance on the V8V is literally only a small touch over my Audi S5, getting myself quoted on a BMW M3, and most shockingly is less than a 135i...
Yes it is a weird thing insurance. When I rang up to get a quote on my Polo GTI when it comes in September, it is almost half the price of the Ibiza Cupra which is the exact same car underneath!

Only good thing about it is it stops me driving like a dhead like I did before, if I made another claim, the Aston would have to go, or be downgraded, as I dread to think what the premium would be weeping

Luckyluciano

2,398 posts

218 months

Friday 20th May 2011
quotequote all
Mines £600, no mileage limit and business miles inc. Though I am 35.

I couldn't pay that amount of money to do 2k. To me it's a waste of a lot of money.

andyxxx

1,167 posts

228 months

Friday 20th May 2011
quotequote all
George H said:
Hopefully I can look forward to being older and.... smile
George - don't look forward to being older, just to save money. Enjoy and revel in what you have at your age - hats off to u that u can afford to run the car.

Shmee

7,565 posts

214 months

Friday 20th May 2011
quotequote all
George H said:
Only good thing about it is it stops me driving like a dhead like I did before, if I made another claim, the Aston would have to go, or be downgraded, as I dread to think what the premium would be weeping
Seconded, an accident in the Aston and sadly I would have to go without too I think.

George H

14,707 posts

165 months

Friday 20th May 2011
quotequote all
andyxxx said:
George - don't look forward to being older, just to save money. Enjoy and revel in what you have at your age - hats off to u that u can afford to run the car.
Thanks smile Your right though, shouldn't wish my life away. hehe

Luckyluciano said:
Mines £600, no mileage limit and business miles inc. Though I am 35.

I couldn't pay that amount of money to do 2k. To me it's a waste of a lot of money.
Money comes and goes, I'm enjoying it while I have it. You may be right though and when I'm older I may regret it. Bet I would be more gutted if I didn't do it though.

Every time I worry I'm spending too much I look at this cartoon, reminds me to do what I want.


Edited by George H on Friday 20th May 14:50

Simond S

4,518 posts

278 months

Friday 20th May 2011
quotequote all

Admiral have just called me.

If I go multicar they'll offer the Aston at £469, Treg at £368 and Pug at £154

All three cars for less than I pay now for the Aston.

If you need to pay monthly (which obviously nobody on PH does) the price for finance is horrendous.

1 x £62.13 + 11x £61.97 for the Aston = £743.80

I'll be popping insuranc eon my card i think! smile


Luckyluciano

2,398 posts

218 months

Friday 20th May 2011
quotequote all
George H said:
Money comes and goes, I'm enjoying it while I have it. You may be right though and when I'm older I may regret it. Bet I would be more gutted if I didn't do it though.
lol you'll soon change your mind when you get a wifefrown



Jockman

17,917 posts

161 months

Friday 20th May 2011
quotequote all
George H said:
I'm with Admiral at the moment. £5600 per year, but the service has been good. They were also the cheapest by far.
Just caught up with this thread.

George, I've had to sit down and make the sign of the cross when I read this posting.

You weren't going to a prom when you rolled your car were you?

This could explain your irrational dislike for them wink

For once, I have to challenge Mikey K about Insurance Companies losing you for life if they hike a price - it's human nature to still get a quote from them the next year just in case they are competitive again.

I'm with Locktons / Chubb at approx £850 for 5k miles on a value of £75k.

If anyone is using Elephant etc or any of the search engine companies, can you give me any feedback on repairs as every broker I speak to says their policies do not guarantee original parts. An AM with vauxhall stamped parts under the bonnet would not be an appealing sight smile

Mike Scott

422 posts

182 months

Friday 20th May 2011
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26 Yrs old - Good area, 9yrs no Claims £480 with Aviva

Jockman

17,917 posts

161 months

Friday 20th May 2011
quotequote all
Mike Scott said:
26 Yrs old - Good area, 9yrs no Claims £480 with Aviva
Hey Mike, thought you lived in Milton Keynes.... smile