Bike trip abroad. Insurance

[boyse7en]

I'm heading to Portugal for a few days riding. The trip will include a track session at Portamao and some road riding around the hills

I won't be using my own bike, but one I'm borrowing.

Do i need special travel insurance in case I come a cropper, or will normal travel insurance cover medical bills etc? I've had a look through and some want to know about winter sports, but no mention of motorbiking being an excluded activity.

[vonhosen]

boyse7en said:

I'm heading to Portugal for a few days riding. The trip will include a track session at Portamao and some road riding around the hills

I won't be using my own bike, but one I'm borrowing.

Do i need special travel insurance in case I come a cropper, or will normal travel insurance cover medical bills etc? I've had a look through and some want to know about winter sports, but no mention of motorbiking being an excluded activity.

Depends on the policy.
My normal annual policy covers personal injury/medical etc on anything up to 125cc & riding any larger bike as long as it's my mode of transport from the UK for the trip & I wear suitable protective clothing. The policy won't however cover hiring/borrowing bikes larger than 125cc or track days etc.

[boyse7en]

Much reading through reams of Policy Documents has shown that a lot (nearly all) travel insurance covers up-to-125cc, a few do under 500cc or under 750cc. They really bury stuff in the smallprint.

Very few (I can only find two) do cover for bigger bikes - the Post Office does up to 1500cc if you take its extra Hazardous Activities cover. And Flexicover actually cover any capacity as standard as long as you have a full motorcycle licence. There may be more but I couldn't find them.

[black-k1]

American Express do a policy that covers you on any size bike.

[podman]

I have insured with this company for many years.

http://www.travel-insurance.net/motorcycle/

Not had to use them claim wise but the customer service has always been excellent.

Very few people offer insurance for motorcycles past 125cc as has been said.

[Globs]

Get an EHIC card regardless:
https://www.gov.uk/european-health-insurance-card

Also try to ride the N103 (Braga - Braganca), you'll like it.

[dugsud]

We use Navigator, dedicated bike touring policy.

https://www.navigatortravel.co.uk/activities/motor...

[vonhosen]

Globs said:

Also try to ride the N103 (Braga - Braganca), you'll like it.