Insurance companies now refusing to quote for East London
Discussion
Bennetts have not been able to offer me a renewal quote so have basically told me to go away this despite another year of not claiming, of not getting any bonus points etc. Was told when I enquired sorry nothing we can do many underwriters are pulling out of offering cover for London postcodes now.
So I can't get a quote off eBike online, won't quote, also Carole Nash won't offer me a quote online.
I'm really going to be forced into taking out a 'shell' MCE policy to get reasonable insurance (sub £400) now and remain legal FFS!
£1000+ Mandatory excess mean's I ain't claiming unless its total loss/nicked.
Bring on me leaving London at some point this year!
So I can't get a quote off eBike online, won't quote, also Carole Nash won't offer me a quote online.
I'm really going to be forced into taking out a 'shell' MCE policy to get reasonable insurance (sub £400) now and remain legal FFS!
£1000+ Mandatory excess mean's I ain't claiming unless its total loss/nicked.
Bring on me leaving London at some point this year!
Bike is too valuable for 3rd party only, still worth a good £5k+ also means I won't consider TPFT either sadly.
I called CN after much discussions apparently with underwriter they came back with £900 FComp.. I told them to try again.. £780... was I going to take it. Thanks but no thanks. They tried to offer me TPO and TPFT - I said no chance sorry.
Ok looks like the £390 initial quote from MCE has to be taken.. despite the £1075 mandatory excess
I called CN after much discussions apparently with underwriter they came back with £900 FComp.. I told them to try again.. £780... was I going to take it. Thanks but no thanks. They tried to offer me TPO and TPFT - I said no chance sorry.
Ok looks like the £390 initial quote from MCE has to be taken.. despite the £1075 mandatory excess
sjtscott said:
Bike is too valuable for 3rd party only, still worth a good £5k+ also means I won't consider TPFT either sadly.
I called CN after much discussions apparently with underwriter they came back with £900 FComp.. I told them to try again.. £780... was I going to take it. Thanks but no thanks. They tried to offer me TPO and TPFT - I said no chance sorry.
Ok looks like the £390 initial quote from MCE has to be taken.. despite the £1075 mandatory excess
Why not insure your excess? It’ll cost about £150 from the many online companies. I called CN after much discussions apparently with underwriter they came back with £900 FComp.. I told them to try again.. £780... was I going to take it. Thanks but no thanks. They tried to offer me TPO and TPFT - I said no chance sorry.
Ok looks like the £390 initial quote from MCE has to be taken.. despite the £1075 mandatory excess
Something has got to happen about all these thefts soon hasn't it?!
I've just insured two of my bikes, a Street triple R £86
A Yamaha Xmax300 scooter, same details, £158
I asked how this could be and was told it's because of the statistics on my scooter being stolen!
Surely if insurance companies are refusing cover in certain postcodes this could be the end of riding for 100's
I've just insured two of my bikes, a Street triple R £86
A Yamaha Xmax300 scooter, same details, £158
I asked how this could be and was told it's because of the statistics on my scooter being stolen!
Surely if insurance companies are refusing cover in certain postcodes this could be the end of riding for 100's
MrGman said:
Something has got to happen about all these thefts soon hasn't it?!
I've just insured two of my bikes, a Street triple R £86
A Yamaha Xmax300 scooter, same details, £158
I asked how this could be and was told it's because of the statistics on my scooter being stolen!
Surely if insurance companies are refusing cover in certain postcodes this could be the end of riding for 100's
Bloody hell, I wish my bikes were £86 and £158 to insure. I certainly wouldn’t be complaining. I've just insured two of my bikes, a Street triple R £86
A Yamaha Xmax300 scooter, same details, £158
I asked how this could be and was told it's because of the statistics on my scooter being stolen!
Surely if insurance companies are refusing cover in certain postcodes this could be the end of riding for 100's
Rubin215 said:
MrGman said:
Surely if insurance companies are refusing cover in certain postcodes this could be the end of riding for 100's
Just stop insuring it; chances of getting caught are minimal.carinaman said:
Rubin215 said:
MrGman said:
Surely if insurance companies are refusing cover in certain postcodes this could be the end of riding for 100's
Just stop insuring it; chances of getting caught are minimal.The only thing you can do is make life increasingly uncomfortable for your local Police and Crime Commissioner so that they get your local plod to see motorcycle theft as some sort of priority. Don't hold your breath!
as per other thread - I got knocked off last week, totally other parties fault and they're paying - but it was 3k ish worth of damage and i'm sure they checked I was insured before agreeing to pay.
Are you insuring for TPFT? or Fully Comp? I.e. can you get it for legal reasons at TPFT?
I'm South East London - and it isn't actually horrendous - 400 ish for TPFT, that's garaged though and non commuting.
Are you insuring for TPFT? or Fully Comp? I.e. can you get it for legal reasons at TPFT?
I'm South East London - and it isn't actually horrendous - 400 ish for TPFT, that's garaged though and non commuting.
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