17k for litre bikes - since when?
Discussion
dern said:
anonymous said:
[redacted]
That's a fair point, I haven't ridden them and I'm happy to concede that they could be amazing. I reckon that my safety could be improved more with better observation than more 'stuff' but you're right, it could help.I think it's a shame that prices are so high because of a lot of this stuff but you're right though, each to their own.
Personally I'd still prefer it if they knocked out bike with less stuff on them for less money.
For me 100% Id take the way bikes have become now. So much better! They allow you to push further than before and have a safety net when it goes wrong. Its not perfect but every bit helps when you only have 2 wheels
TheCommuter said:
The Selfish Gene said:
One can lease a motorcycle? Where can that be done sir?
If by lease you mean pcp... look at Yamaha, Kawasaki, Suzuki etc etc. They all do it.TheCommuter said:
Gavia said:
I’ve never done PCP, but why do you think you would be constantly be claiming?
I did pcp on my car but only because interest rate was near zero and i'll be buying it anyway once the 36 months are over. I think if you do pcp and then *don't* buy the car or motorbike it is not economical.
You might own your bike/car at the end but you're not taking into account those factors, lack of warranty and potential costs - plus something new every few years is nice. I think knowing I'll have done 20k(ish) on my road bike in 3 years for social only is about what Im happy with before wanting something 'fresh'
Gavia said:
CaptainSlow said:
If the contract stated it had to be returned in perfect condition then it is perfectly enforceable and would not be overturned.
Defining perfect would be very difficult. If it means as it left the factory then expecting that whilst allowing for an amount of miles each year is unreasonable. 'Fair wear and tear' allows for stone chips, small scuffs etc and I could get this info and add to here. They WILL charge you if you have a broken fairing panel, a dented tank etc
They wont charge you if your paint is a bit chipped up on the wheels, forks and front (like mine currently) look chipped up from day to day riding. Thats the 'Fair wear and tear' bit
Lastly the way they work out the costs is based off HPI or Experian and what the vehicle either books at or auctions at fyi
Birky_41 said:
plus something new every few years is nice
Yes this is exactly what the dealers are counting on and if you can afford it then it's fine :-).I prefer to keep my car until the end of its life. Can't say the same about bikes yet as they are more of a toy aren't they... even if one does use them for commuting.
Birky_41 said:
Id want to see that part of the contract. I do this as a job and have done for 20 years. Below is a Suzuki PCP T&C on this area you talk about. Its generic and is the same on all the other brands I manage
'Fair wear and tear' allows for stone chips, small scuffs etc and I could get this info and add to here. They WILL charge you if you have a broken fairing panel, a dented tank etc
They wont charge you if your paint is a bit chipped up on the wheels, forks and front (like mine currently) look chipped up from day to day riding. Thats the 'Fair wear and tear' bit
Lastly the way they work out the costs is based off HPI or Experian and what the vehicle either books at or auctions at fyi
That wording isn't great. I can't see where is says anything about fair wear and tear. It states the bike needs to be in "good condition" for the age and mileage...what does "good condition" mean?'Fair wear and tear' allows for stone chips, small scuffs etc and I could get this info and add to here. They WILL charge you if you have a broken fairing panel, a dented tank etc
They wont charge you if your paint is a bit chipped up on the wheels, forks and front (like mine currently) look chipped up from day to day riding. Thats the 'Fair wear and tear' bit
Lastly the way they work out the costs is based off HPI or Experian and what the vehicle either books at or auctions at fyi
TheCommuter said:
Birky_41 said:
plus something new every few years is nice
Yes this is exactly what the dealers are counting on and if you can afford it then it's fine :-).I prefer to keep my car until the end of its life. Can't say the same about bikes yet as they are more of a toy aren't they... even if one does use them for commuting.
Where its changing now is NEDC to WLTP and that silly man who is running Londistan. That will force alot to change due to emissions.
I guess if more did what you tend to do you'd get more/better workshops and mechanics rather than 'fitters'...or do you do all your own servicing too?
CaptainSlow said:
That wording isn't great. I can't see where is says anything about fair wear and tear. It states the bike needs to be in "good condition" for the age and mileage...what does "good condition" mean?
The same difference depending on contract and manufacturer. They all say one or the other. I agree its quite loose but having seen 50+ VT's or end of term hand backs, thats the way they do it as said aboveThey wont kick off if a tyre is worn but legal - they will if its down to metal.
To be honest at least in cars they try hard to get you to change before the end anyways with renewal supports (Not so much on bikes from what I have seen) especially if you have negative equity as you are completely in your right to give it back to them let them take the loss and just start a new agreement
This is the fair wear and tear guide I got from Black Horse
and the full info is here https://www.blackhorse.co.uk/content/bbp/repositor...
and the full info is here https://www.blackhorse.co.uk/content/bbp/repositor...
Edited by Jazoli on Thursday 14th June 17:07
Birky_41 said:
Nothing wrong with that way of thinking but it if enough thought that way it would put bike/car showrooms out of business. PCP is a very clever way of getting people to change as its easy. The problem with it is when prices go up for whatever reason and too many are put on the road RV's go down then PCP's need to be longer and discounts higher meaning less profit to keep the same(ish) payment for the customer and so on. I've seen twice the trade drop or go stagnant, we are in one now. The last was 2008. Then it slowly picks up and the circle begins again
Where its changing now is NEDC to WLTP and that silly man who is running Londistan. That will force alot to change due to emissions.
I guess if more did what you tend to do you'd get more/better workshops and mechanics rather than 'fitters'...or do you do all your own servicing too?
Interesting insight into the business. Yes I agree that if most people simply bought their cars or motorbikes then the PCP model wouldn't work. Is it fair to say that most people can't or don't prefer to pay the "balloon payment" at the end and find it easier to just get another car on a new loan?Where its changing now is NEDC to WLTP and that silly man who is running Londistan. That will force alot to change due to emissions.
I guess if more did what you tend to do you'd get more/better workshops and mechanics rather than 'fitters'...or do you do all your own servicing too?
And no mate I don't service my car :-). The main dealer from whom I bought my car has done a good job so far and if servicing cost continues to be reasonable I'll go back even after the pcp ends. I tend not to change a garage so long as they do a good job.
Think we've digressed a bit from the original topic :-)
Pretty sure I’ve PCPd about 12 bikes now, Never ever had a problem with it, I go into it with eyes open, like to try different bikes and I’m not tied up cash wise in them.
Some you win some you loose, f
k it I only have 1 life and can afford to change bikes often doing it this way.
Ride on mother fkers!
Some you win some you loose, f
k it I only have 1 life and can afford to change bikes often doing it this way.Ride on mother f
kers!Andybow said:
Pretty sure I’ve PCPd about 12 bikes now, Never ever had a problem with it, I go into it with eyes open, like to try different bikes and I’m not tied up cash wise in them.
Some you win some you loose, fk it I only have 1 life and can afford to change bikes often doing it this way.
Ride on mother fkers!
I love PCP, my brand new BMW S1000RR Sport cost me £14.5k, only it didn't. The £2k deposit came from the dealer and BMW finance and I pay a nominal sum for 11 months until the new RR is available. Some you win some you loose, f
k it I only have 1 life and can afford to change bikes often doing it this way.Ride on mother f
kers!Easy calculations, don't consider trade in cost, selling, buying etc etc. It work's well for me, maybe not for others.
neelyp said:
Pothole said:
Dave Hedgehog said:
deliberatly created with quantative easing
someone has to pay the bank dept of, easiest way is to devalue a currency 30% and stiff the working people
debt. off.someone has to pay the bank dept of, easiest way is to devalue a currency 30% and stiff the working people
If you're going to pontificate at least try and look like you have some basic intelligence.
Edited by Pothole on Thursday 14th June 12:00
It adds zero value to the matter being debated and makes you come across as a total fud.
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