Entering the Biker's Den for Insurance Advice...........

Entering the Biker's Den for Insurance Advice...........

Author
Discussion

bimsb6

8,045 posts

222 months

Thursday 13th April 2006
quotequote all
don't buy a 50 ! waaaaaay too slow even in a 30 limit ,go for a 100 cc second hand ,very undesirable from a chav point of view as they want a 125 as soon as poss
hence cheap. if you register it to the mrs when you use it your car insurance will cover you ,a 50 cc tends to get abused by its 16 yr old owner and will have been
thrashed to within an inch of its life .

gorvid

Original Poster:

22,233 posts

226 months

Thursday 13th April 2006
quotequote all
bimsb6 said:
don't buy a 50 ! waaaaaay too slow even in a 30 limit
Hmmm... I really don't think going fast is an issue
bimsb6 said:
if you register it to the mrs when you use it your car insurance will cover you
...aha! - is that right....?

BobM

887 posts

256 months

Tuesday 18th April 2006
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How've you got on with the insurance gorvid? I was out with my brother yesterday and checked my policies to see if they covered me riding his bike and none of them do. I've got 3 car policies all with different insurers and they all cover me to drive another car not owned by me - the wording used to be another vehicle years ago but somewhere down the line that's changed.

gorvid

Original Poster:

22,233 posts

226 months

Tuesday 18th April 2006
quotequote all
Same for me....
But I got a quote for £59 for the year from 'Bennets' - I think....(I don't dem to have bookmarked it)
So its not too bad - less £££ than the gloves ect

Hunting for CBT info next...!

m1spw

5,999 posts

226 months

Tuesday 18th April 2006
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Gorvid, if you're prepared to wait for a couple of months, I can give you a great deal on a slightly used Gilera DNA50 Only about 1000 miles by then, always garaged, run only on Shell petrol, kept clean and will do about 55mph when derestricted. Great price, and I'll throw in my helmet and jacket/gloves/boots if you want

gorvid

Original Poster:

22,233 posts

226 months

Tuesday 18th April 2006
quotequote all
?

m1spw

5,999 posts

226 months

Tuesday 18th April 2006
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Look at my profile, I'm getting rid of it in a few months so I can buy a car.

gorvid

Original Poster:

22,233 posts

226 months

Tuesday 18th April 2006
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Sorry Christian ...- I'm slow tonight...


>> Edited by gorvid on Tuesday 18th April 22:59

sliced bread

202 posts

220 months

Wednesday 19th April 2006
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That lot pretty well sorts you out Gorvid but, if I may stick in my two-penn'th, next time you and your significant other go on a jeans-buying spree have a look at those specifically made for bikers rather than your usual Levis/Tescos or whatever - they incorporate armour/padding and provide a much better bum/road interface than standard gear. Oh, and they can look quite cool too, always depending of course on your own interpretation of that state of being.

m1spw

5,999 posts

226 months

Wednesday 19th April 2006
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gorvid said:


Sorry Christian ...- I'm slow tonight...

You still havn't answered my question Coolest looking scooter you'll find anywhere

It is a really good idea to invest in some proper gear though, especially at the points where you'll hit the road - gloves, elbow and knee armour, and some strong boots (imagine a 300+ kg bike falling ONTO your leg/ankle...)

>> Edited by m1spw on Wednesday 19th April 10:12

gorvid

Original Poster:

22,233 posts

226 months

Wednesday 19th April 2006
quotequote all
300kg.....?
*needs to be a bot 'retro' - I can't see mrs G astride a little bike....

black-k1

11,936 posts

230 months

Wednesday 19th April 2006
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m1spw said:

It is a really good idea to invest in some proper gear though, especially at the points where you'll hit the road - gloves, elbow and knee armour, and some strong boots (imagine a 300+ kg bike falling ONTO your leg/ankle...)


Good gear (not necessarily the same as expensive gear!) is a good idea but, 300+kg of bike! What are you riding? They obviously build modern mopeds to last!

gorvid

Original Poster:

22,233 posts

226 months

Wednesday 19th April 2006
quotequote all

m1spw

5,999 posts

226 months

Wednesday 19th April 2006
quotequote all
black-k1 said:
Good gear (not necessarily the same as expensive gear!) is a good idea but, 300+kg of bike! What are you riding? They obviously build modern mopeds to last!

Mine actually only weighs just over 100kg dry. So with 9 litres of fuel, oil, water etc etc I reckon it weights about 150kg. I made up the 300kg figure, but it feels like a hell of a lot when it hits your ankle How much does a CBR/GSX type thing weigh?

As black-k1 says, good gear doesn't have to be expensive. I've just got all weather armoured gear and IIRC it was about £100 or so for the jacket and trousers, got some summer gloves in a sale at £20 , nicked some winter gloves off my dad, boots were about £60 (sale again ) and helmet was about £120, but I've also used that for track days and i value my head, so I wasn't going to buy a £40 helmet

>> Edited by m1spw on Wednesday 19th April 11:41