Turbo Insurance

Turbo Insurance

Author
Discussion

PhilH42

Original Poster:

690 posts

102 months

Friday 17th February 2017
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So with the old girl Biddie off to Eann's on Thursday for the Turbo install I need to sort out the change to the insurance.

So question is to you Turbo savvy blokes...who are you with and did you need to change insurers or were they quite accommodating?

I've been thinking of a list of plus points to blag a cheap uplift in cost...none of which include wanting to go faster!! Safer and cleaner seem to be my buzz words smile

Thoughts??

Discopotatoes

4,101 posts

221 months

Friday 17th February 2017
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Classic line for me

KateV8

448 posts

152 months

Friday 17th February 2017
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Kate was insured by Mannings until the supercharger went on at which point they refused to insure her (or me) even after three years of loyalty. So we went to Adrian Flux who have been very good on price (hardly any more than Mannings wanted for NA) and were pretty handy last year when Kate was rear-ended by a young girl in an Astra who forgot to look ahead approaching a junction. That said, I'll still be phoning round FI friendly companies in a couple of months.

davetripletvr

370 posts

163 months

Saturday 18th February 2017
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I was with Mannings asked the question before the install about Turbosmokinand they said Noooooooooooooooooo, so when renewal came around i shopped around for quotes. But asked the question how much if i had a turbosmokin fitted, ended up Footman James and Classicline were the best quotes who ticked all the boxes with agreed value. Classicline came out slightly cheaper for me. thumbup

PhilH42

Original Poster:

690 posts

102 months

Saturday 18th February 2017
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Thanks chaps.

I'm with footman James this year but Classicline looks like a good alternative then.

N7GTX

7,874 posts

143 months

Saturday 18th February 2017
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Classicline for me too. If you have upgraded your brakes this will help.

Richard 858

1,882 posts

135 months

Saturday 18th February 2017
quotequote all
N7GTX said:
Classicline for me too. If you have upgraded your brakes this will help.
^+1

TV8

3,122 posts

175 months

Sunday 19th February 2017
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Footman James for me but....only because I now have what TVR said it should have from new! If you live in Saaarf London, classic line seem to add a hefty you can afford it type of premium...

PhilH42

Original Poster:

690 posts

102 months

Sunday 19th February 2017
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Time will tell I suppose! Sunny Brentwood in Essex...which has reputation enough to stick the premium up with that daft Towie thing going on.

PhilH42

Original Poster:

690 posts

102 months

Wednesday 1st March 2017
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Just a heads up...changing to cover the turbo cost me 15 quid with FJ.

Thats £230 quid all in for 5000 miles, breakdown and guaranteed value blah blah blah. I think its a bargain.


TV8

3,122 posts

175 months

Wednesday 1st March 2017
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That is very good. Do you live somewhere rural?

PhilH42

Original Poster:

690 posts

102 months

Thursday 2nd March 2017
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TV8 said:
That is very good. Do you live somewhere rural?
Doddinghurst in Essex so I guess you could say its quite rural.

I reckon its my hair...the tide has turned in favour of grey! Its one of the questions they asked "do you have grey hair" not bothered if it went faster...just thought they were onto winner because I'd likely be struggling to get in, in the first place!

Clever bastwerds these insurance lot smile

TV8

3,122 posts

175 months

Thursday 2nd March 2017
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PhilH42 said:
Doddinghurst in Essex so I guess you could say its quite rural.

I reckon its my hair...the tide has turned in favour of grey! Its one of the questions they asked "do you have grey hair" not bothered if it went faster...just thought they were onto winner because I'd likely be struggling to get in, in the first place!

Clever bastwerds these insurance lot smile
I have just checked your post code CM15?
According to this site we are the same insurance risk: http://www.motorcarinsuranceuk.co.uk/post-code-rat...

I am in BR2 and they are both D. You have done well there!

PhilH42

Original Poster:

690 posts

102 months

Friday 3rd March 2017
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TV8 said:
I have just checked your post code CM15?
According to this site we are the same insurance risk: http://www.motorcarinsuranceuk.co.uk/post-code-rat...

I am in BR2 and they are both D. You have done well there!
I was right then yikes

No seriously....what does that say about the bandings then assuming your licence is clean and your over 40? I reckon the underwriter got their end away the night before!

Where did you get your 5.3 badge made up by the way?

nigegas

284 posts

158 months

Tuesday 21st March 2017
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Just changed my insurance to CLine on my SC chim all mods included
Supercharged Canems ecu ect ect
£290 saving me £140 a year pleased with that one 👍.

Brithunter

599 posts

88 months

Tuesday 21st March 2017
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Hmmm just checked our post code and we are in band A ......................... wonder why they wanted so much for cover for the Rover 75 Diesel then. Oddly enought he MGF's are faairly cheap to insure and much less than the 75 CDT................................. makes no sense to me!