BMW meets Chimaera

BMW meets Chimaera

Author
Discussion

aorchard

78 posts

268 months

Sunday 9th February 2003
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joust said:

aorchard said: All BMW drivers must die....except those who own a TVR.

....or am I being a bit harsh?

So that includes moi then.....





Sorry, and except those who own a Noble M12 ...oh and my mate Steve who's not a bad bloke really, even if he does drive 325i with M3 badges on it.

if I've left anyone else out please let me know

chris watton

22,477 posts

261 months

Sunday 9th February 2003
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Madhatter,

can you see now why I part exed my brand new TF160 for a four year old Chim 450!!!! lol


Chris

the dodger

2,375 posts

264 months

Sunday 9th February 2003
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Excellent post Bandit!
I've seen that guy before - on different motorways so he must be important to own so many. I have also spotted that his car doesn't have any indicators - or they have been disabled to save battery power for his fog lamps which are on day and night.

Roobarb

197 posts

255 months

Monday 10th February 2003
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Nice one Bandit. Uncanny and Most Amusing.
Cheered up a unbelievably dull Monday!!!!

ATG

20,679 posts

273 months

Monday 10th February 2003
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pricelss, Bandit

joust

14,622 posts

260 months

Monday 10th February 2003
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alt

1,879 posts

283 months

Monday 10th February 2003
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Also appeared on PH last October, November and December.......

the dodger

2,375 posts

264 months

Monday 10th February 2003
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I couldn't see it on either of those Joust. SOme good jokes tho'

You sure it was copied? Bandit - what say you?

alt

1,879 posts

283 months

Monday 10th February 2003
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Search PH for 'the BMW lane'.
It's already been in 3 other threads........

joust

14,622 posts

260 months

Monday 10th February 2003
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the dodger said: I couldn't see it on either of those Joust. SOme good jokes tho'

First one - go down to "Wed, January 08, 2003" near the bottom.

Second one - 8 from the bottom.

J

madhatter

Original Poster:

54 posts

256 months

Monday 10th February 2003
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MGTF to be replaced as loan car by an M3 convertable. Decided to to push for the 996 given the issues over it being a compatable/equivilent car.

Bit ironic that a beemer takes me off the road and I then get one as replacement.

anonymous-user

55 months

Monday 10th February 2003
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the dodger said: I couldn't see it on either of those Joust. SOme good jokes tho'

You sure it was copied? Bandit - what say you?


Sorry guys, wasn't intending to take credit as the author, it just turned up in my e-mail box as I was reading madhatters post...

So no, I didn't write it... but it did make me laugh too and thought it appropriate to post on this thread..

anonymous-user

55 months

Monday 10th February 2003
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madhatter said: MGTF to be replaced as loan car by an M3 convertable. Decided to to push for the 996 given the issues over it being a compatable/equivilent car.

Bit ironic that a beemer takes me off the road and I then get one as replacement.





You're kidding ! My Cerbera got smashed and I'm driving around in a bl*ody Vauxhaul Corsa !! My insurance company are rubbish, they told me to get the cheapest one possible if I wanted to claim the money back off the other guys insurance company.

How did you approach this with the insurance company?
I'm gutted! I've already been driving around in this glum and gutless tin can for 5 weeks, my car won't be ready until next month either !


the dodger

2,375 posts

264 months

Monday 10th February 2003
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joust: thanks, I see them now.
bandit: yes, still made me laugh too! Respec' still.
madhatter: drive the m3 off a cliff (jump out first though). Horrible buzzy, uncomfortable, clunky, ugly, seriously quick, Bavarian minge-magnets! Get Rid. Tell them you insist on a TVR or a Corsa!

t1 pcs

80 posts

283 months

Monday 10th February 2003
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Watch out for the hire car schemes, someone shoved my chimaera a couple of years back and the body shop got me a 328i bmw (don't laugh). Found out the small print was something like ' if we can't recover the costs from third party we'll come and get it from you'.

I think my bills were £4000 for hire car ( a month of hire fees). They had trouble recovering and tried to get money from me. Got a bit nasty and I fought them off (not through court but through quoting the conversation which said I had no liability when I booked).

Long and short of it is I wish I had a Corsa at £20 a day rather than the hassle of the BMW.

BTW I got so much grief driving it - a completely different attitude from others.

Anyway just a word of caution...

Cheers

Paul

>> Edited by t1 pcs on Monday 10th February 19:55

madhatter

Original Poster:

54 posts

256 months

Tuesday 11th February 2003
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bandit said: You're kidding ! My Cerbera got smashed and I'm driving around in a bl*ody Vauxhaul Corsa !! My insurance company are rubbish, they told me to get the cheapest one possible if I wanted to claim the money back off the other guys insurance company.

How did you approach this with the insurance company?
I'm gutted! I've already been driving around in this glum and gutless tin can for 5 weeks, my car won't be ready until next month either !






If you claiming against the third party your legally entitled to additionaly claim for a replacement vehical similar to your own, provided you are in need of transport. i.e. its your only car and you use it as day to day transport.

Direct line weren't intereted in providing me with a replacement vehical until they'd sorted liability out with the third party. Bugger all use to me as with the real lights sitting in the boot the car wasn't road legal or water proof.

The bodyshop pointed me at one of these post accident loan car companies, Helphire. They take over the entire claim, i.e. their lawyers claim against the third party rather than your insurance companies. In addition to claiming for your repairs they also claim back the cost of your car. Obviously they make their money on inflated hire car rates, they ain't no .

If your cars still off the road and your being forced to drive a corsa around I'd go back to the insurance company and complain. Your entitled to something equivilent.


madhatter

Original Poster:

54 posts

256 months

Tuesday 11th February 2003
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t1 pcs said: Watch out for the hire car schemes, someone shoved my chimaera a couple of years back and the body shop got me a 328i bmw (don't laugh). Found out the small print was something like ' if we can't recover the costs from third party we'll come and get it from you'.

I think my bills were £4000 for hire car ( a month of hire fees). They had trouble recovering and tried to get money from me. Got a bit nasty and I fought them off (not through court but through quoting the conversation which said I had no liability when I booked).

Long and short of it is I wish I had a Corsa at £20 a day rather than the hassle of the BMW.

BTW I got so much grief driving it - a completely different attitude from others.

Anyway just a word of caution...

Cheers

Paul

>> Edited by t1 pcs on Monday 10th February 19:55


Thanks for the warning, I've got the same small print. I'll have to make sure I've covered my back.

shillers

101 posts

258 months

Tuesday 11th February 2003
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Thats a real pisser Madhatter - There is never an excuse for driving into the back of someone on the road. I have not read all the posts here so I dont know if this has been covered (been away) but the other driver could have the Queen as a witness but that means bollocks all.

joust

14,622 posts

260 months

Tuesday 11th February 2003
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madhatter said:The bodyshop pointed me at one of these post accident loan car companies, Helphire. They take over the entire claim, i.e. their lawyers claim against the third party rather than your insurance companies. In addition to claiming for your repairs they also claim back the cost of your car. Obviously they make their money on inflated hire car rates, they ain't no .

Careful. There have been test cases and it has been found that these companies are NOT allowed to inflate their charges. See www.golds.co.uk/articles/articles_ins_lovelldimond.htm

To quote...

"Hire higher at your peril
The credit hire company lost out because its agreement was defective.

As the report explains, there is an easy solution for that.

However, their Lordships expressed an opinion which seems to put to an end the ability of credit hire companies to recover their full rate if they charge a higher rate.

Although the opinion of the Lordships is not a fully fledged decision on the facts that needed to be considered - because the case had already been decided on the dodgy document - no judge is going to easily be persuaded to see things differently from Lord Hoffman.

In legal language, this decision is going to be 'highly persuasive'. And while the principles of law are slightly different, it is difficult to see Scots law ending up at a different conclusion.

In short, this case virtually guarantees that higher hire charges will not be recoverable. The credit hire industry is bound to be severely affected. The question is whether they will be able to survive on the reduced margins that lower charges will bring. Or is there another innovation waiting around the corner?"

J

madhatter

Original Poster:

54 posts

256 months

Thursday 13th February 2003
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joust

The current scam they're using to get round this is to suppy you with an insurance policy covering you against the recoverable charges. You pay a fixes amout per day you have the loan car with an upper limit on the total of £40. Should they failed to recover charges the insurance policy leaves me with no liability. At least thats what I was told over the phone.