My XK8 was written off - advice on handling the ins co
Discussion
Recently had a crash in my XK8 Convertible - the car is now a write off
Insurance co (reputable Marque specialist) have offered significantly less than I bought the car for - two months before the accident.
Any advice on how I can get them to give me the money I payed for the car?
Details below
(98-50k+ miles, one owner,main dealer maintained without expense, came with a jag main dealer warranty too!)
Police say no fault accident - recent flooding then freeze turned road into 100ft ice ring.
PS - Car was brilliant and saved my life
Insurance co (reputable Marque specialist) have offered significantly less than I bought the car for - two months before the accident.
Any advice on how I can get them to give me the money I payed for the car?
Details below
(98-50k+ miles, one owner,main dealer maintained without expense, came with a jag main dealer warranty too!)
Police say no fault accident - recent flooding then freeze turned road into 100ft ice ring.
PS - Car was brilliant and saved my life
williamp said:
Glad youre ok.
Did you have agreed value? If not, then they will pay the market value for that car. So as others have said, gt some vidence of value. Unfortunantly if you paid more for it then its worth you might not see your money back.
This, I'd have had it on an agreed policy.....Did you have agreed value? If not, then they will pay the market value for that car. So as others have said, gt some vidence of value. Unfortunantly if you paid more for it then its worth you might not see your money back.
Thanks for the advice
The Insurance company were brilliant in the end and payed out in full
Few things I learned
- Don't accept the first offer
- Be calm and polite with the insurance Co and get them to explain exactly how they valued the car - then check to see if this was explained in either the sales literature or any of your insurance documentation. If not tell them you believe the product may not have been described correctly.
- As suggested get examples of other similar cars and send them along with any documentation you have to support the value of your car
_ Find a person at the insurance co who likes cars
The Insurance company were brilliant in the end and payed out in full
Few things I learned
- Don't accept the first offer
- Be calm and polite with the insurance Co and get them to explain exactly how they valued the car - then check to see if this was explained in either the sales literature or any of your insurance documentation. If not tell them you believe the product may not have been described correctly.
- As suggested get examples of other similar cars and send them along with any documentation you have to support the value of your car
_ Find a person at the insurance co who likes cars
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