Golf R engine blown

[Burwood]

Beanie said:

SuperchargedVR6 said:

Beanie said:

I see your point but where do you draw the line?

Same can be said for putting wrong fuel in

Or front ending a car on purpose, may aswel get the stone chips on the bonnet and the engine done at the same time?

That's why there are insurance investigators, to stop fraud.

I had nothing to gain from it

The people who put the wrong fuel in are just as stupid as the people who destroy engines, but thankfully for our premiums, one is considerably cheaper than the other to put right. And some ins companies actually cover misfuelling. They don't and shouldn't cover ineptitude behind the wheel.

Perhaps I should drive my car through my living room wall and get my insurance company to pay for a new car, and a new house? What do I have to lose? What should I care if it's moral fraud or not? Why should I take any responsibility for my own actions?

So Im pretty sure this was my first ever 'at fault' claim on my insurance in 20 years of driving.

The industry will have done well out of my premiums to date and made a fortune. And I'm damn sure they will make me pay in my future premiums for my 1 claim in 20 years.

I'm sure from your response you have never ever made an 'at fault claim' on your insurance. I suppose you never will need to either???

well, in principle there is no difference between a missed gear and back your car into a post so I guess you should be covered

[MB140]

Sorry for reviving the old thread but I have one question beanie (or someone in the know). Who actually owns the now defunct engine. You or the lease company, surely if you owned the engine then they would have to return it. Its theft otherwise unless you relinquished it to VW.

I sure as hell would want the engine back, even if just to strip down for myself to have a look at whats damaged.

[DuraAce]

Price of the new engine is probably exchange. Ie you give your old one back to reduce price of new one.
If you want to keep old engine then new one will cost you even more.
Standard practice.

[helix402]

It’s in the thread already. VW own the old engine.

[pangster79]

I always thought they called this the money shift... and not the insurance shift?!.. LOL - either way good outcome as they stumped up for it in the end..

[xjay1337]

pangster79 said:

I always thought they called this the money shift... and not the insurance shift?!.. LOL - either way good outcome as they stumped up for it in the end..

Nothing like denying you didn't put it in 1st at 70mph and then getting a whole new engine!!