Range Rovers becoming uninsurable in London?
Discussion
The Leaper said:
I live mid Surrey. I have a LR DS 2.2 SD4 HSE Luxury 2015, current value say £19,000. I have full NCD. Car is garaged, I have a steering lock, and the keyless entry is disabled. Car insured at the moment with LV, premium is £736. Renewal is due 31 March, just got renewal package from the broker. They have found it necessary to get a quote from a different insurer, Agean, and the premium is £1,336. I know it sounds crazy, but I feel a bit relieved as I was anticipating no company would be interested, or maybe something around £2,000+, judging by the media, what I see on PH, etc.
My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
Just to update anyone interested, I did get quotes from a comparison website. I was surprised how many companies were willing to quote. The cost ranged between about £1100 and £3500. I have decided to go ahead with the quote from Ageas via the broker.My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
BTW, Admiral declined to quote when I tried their own website. They did quote on the comparison website. All rather strange...maybe they quote to look like being in the market but refuse to proceed if they are selected.
R.
Unexpected Item In The Bagging Area said:
I’m not in London but I’ve just had a renewal quote from Hastings taking the premium from £1015 to £2069 for our 2017 L405. No changes to the car, drivers etc. That’s acceptable considering what I’ve read here and elsewhere, I was expecting worse.
For reference I paid £1460 in the endPortofino said:
Renewal for my Velar came through, £1300 up from £980.
3 mins on Confused & I have plenty of quotes from £680 so pleased with that. Surrey Gatwick area.
Looks a good price. For me, the cheapest on moneysupermarket was around £1100 as I recall. I did not go for it because the cover was inferior.3 mins on Confused & I have plenty of quotes from £680 so pleased with that. Surrey Gatwick area.
We do not live far apart so the location factor should not be too different. I live between Guildford and Leatherhead.
R.
Portofino said:
Renewal for my Velar came through, £1300 up from £980.
3 mins on Confused & I have plenty of quotes from £680 so pleased with that. Surrey Gatwick area.
Interesting, I live in that area and the renewal on my Disco5.5 is due in July so I’m hoping things continue to drop. It’s on a multicar which helps a bit, but reading your comment has given me some hope that it’s not going to be too bad. 3 mins on Confused & I have plenty of quotes from £680 so pleased with that. Surrey Gatwick area.
I paid a few pounds shy of £900 last year (up from £700 the year before).
My best work mate has a 2023 90 V8 Carpathian. She paid £4k to insure it last year after a 80mph in a 50 van. This year someone reversed into her and accepted fault. Wing, wheel, tyre and hire car. About £6k claim.
Only one insurer in UK is offering a price at £18k.
I've tried all my usual suggestions to help and brokers and specialists, but I think she will be forced to sell. Has anyone any insurance suggestions or ways to help. A no fault claim shouldn't multiple by 4+ ?
Only one insurer in UK is offering a price at £18k.
I've tried all my usual suggestions to help and brokers and specialists, but I think she will be forced to sell. Has anyone any insurance suggestions or ways to help. A no fault claim shouldn't multiple by 4+ ?
Looks like JLR are taking steps to tackle this issue - might be a case of the horse has bolted though.
We own a 2020 Evoque, so not one of the models highest on the list for targeted theft.
Even so, we had a recall letter yesterday inviting us to book in for "the latest suite of security enhancements". The letter goes on to acknowledge 'the recent increase in vehicle theft' and ' a commitment to protect our clients'.
The recall code is N862 for reference. Yet to speak to the dealership so unsure how long this will take and whether this is a software update only.
Hope this helps.
We own a 2020 Evoque, so not one of the models highest on the list for targeted theft.
Even so, we had a recall letter yesterday inviting us to book in for "the latest suite of security enhancements". The letter goes on to acknowledge 'the recent increase in vehicle theft' and ' a commitment to protect our clients'.
The recall code is N862 for reference. Yet to speak to the dealership so unsure how long this will take and whether this is a software update only.
Hope this helps.
swisstoni said:
bimjim said:
Use Land Rover Assist to perform the update, if you have the option.
It'll then take hours/days rather than weeks/months it likely would with a dealer.
Not sure I’d be trusting an ota update not to ‘brick’ my car, frankly.It'll then take hours/days rather than weeks/months it likely would with a dealer.
Mikebentley said:
swisstoni said:
bimjim said:
Use Land Rover Assist to perform the update, if you have the option.
It'll then take hours/days rather than weeks/months it likely would with a dealer.
Not sure I’d be trusting an ota update not to ‘brick’ my car, frankly.It'll then take hours/days rather than weeks/months it likely would with a dealer.
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