Mortgage question

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Discussion

furtive

Original Poster:

4,498 posts

280 months

Monday 19th March 2007
quotequote all
I assume this is the right place to post this.

I've currently got an investment mortgage with an ISA as a repayment vehicle. Looking to move house in the next 12 months or so and increase the mortgage a little bit. Would I be better off:

1) increasing the investment mortgage to cover the difference
2) take out a separate repayment mortgage
3) get a new mortgage with a combination of the two
4) something else?

The current deal on my investment mortgage is up in August so would have to do something then - I assume I can then change it when I move without penalty?

Also, any IFA's interested in talking to me about the above and also about where to move my ISA to so that it grows nice and quickly?