Can a windscreen claim write off your car?

[Kozy]

Just had a thought, I need to claim for a new windscreen for my shed Mondeo at some point as it has a crack stretching half the length of it. Since it is a heated item, the cost is reportedly around £700. With the car being worth £400, could my insurers potentially write the car off?

[Cledus Snow]

£700 for a windscreen? You're phoning the wrong people.

[vixen1700]

http://shop.mondeospares.co.uk/ford-mondeo-mk3-hea...

£71 for a heated Mondeo windscreen.

And that was the quickest of searches.

[soad]

Cledus Snow said:

£700 for a windscreen? You're phoning the wrong people.

That's one helluva inflated price!!! Priced as insurance job perhaps? No wonder so steep

[Lord Pikey]

Cledus Snow said:

£700 for a windscreen? You're phoning the wrong people.

No comment.

Just like to say i dof my cap to you Sir for that user name

[Glassman]

Kozy said:

could my insurers potentially write the car off?

If they take their 'nominated' supplier's word for it, yes.

About three years ago, a guy had all the windows in his Passat caved in. He had it transported to his insurer's preferred supplier and given the extent of damage, they called his insurer with some numbers.

IIRC, the figure they quoted was IRO £2,800. The car was worth around 1800 quid; the insurer deemed it a total loss. The next day he looked into it and looked to an independent company near his home. They quoted him something like £800. He called his insurer but they wouldn't budge and shrugged him off with a 'we will only make a contribution of £100 because they are not our preferred supplier'.

He took the write off value, bought the car back off them, spent 800 quid getting new windows and pocketed the difference. Happy days for him.