Ski Holiday Insurance

[anonymous-user]

My last thread was about a ski trip for my partner and I which is now only two months away. We managed to get ski insurance for the two of us from the travel agent for a very good price. However, I was rather honest in the medical survey and admitted I use a very high dose of Simvastatin daily (80mg) due to familial hypercholerolemia and as a result, they wouldn't insure me. They class it as a heart condition despite me having run two half marathons this year, being very fit and generally sporty, it's never caused me a problem but rules are rules and I can't get insured by them.

I've now stared to look for other insurers and I'm finding it a drag reading through each one's terms and conditions. Do any of you have any recommendations for good insurers? I'm also concerned about the new Icelandic volcano due to erupt, do insurers cover events like this anymore?

[R TOY]

I use 'complete-ski.' as they gave the best cover for my needs, cant say how they would veiw your medication but worth a try.
Bit off topic but many ins companies,(even specialist ski/board ones) offer off piste cover but if you look in the small print it is so restricted that its worthless.
Hope you get sorted..

[chrismcg1]

Hi - I went to America last month and I am on similar tablets - can be done but gets expensive. Skiing adds to that expense. If you need guidance pm me and I can tell u where I got it from (im an insurance broker so have to keep to the rules!)

[snowmuncher]

The BMC might be worth a look

Their medical conditions

[Bluebarge]

if you're going to Europe just take your EHIC card and take out a specialist ski policy like "Carreneige" (if in France) which will cover you for rescue/recovery for ski accidents. The EHIC will then cover you for the medical stuff.

[Amateurish]

Where are you going and what do you want cover for?

[anonymous-user]

Thanks for the replies everyone. I'm not too concerned if I can't get cover for my condition, I guess the insurance companies will extend it to anything heart related. I'm very fit and active and don't currently have any problems relating to my heart. My concern is breaking a leg or something and not being able to get back to the UK. I've looked on M&S website and it appears they'd cover me for all, even the impending new ash cloud but not anything heart related. It seems good, anyone got any experience of M&S insurance? I've got the house insurance and they appear to be well regarded.

Sorry, forgot to say. It's Soldeu in Andorra. As above, I'm not too concerned if I can't get any more cover than bringing me back with a broken leg, I just don't want to fall foul of some clause which means I'm uninsured as I've read the Ts&Cs wrongly!

Edited by anonymous-user on Monday 5th December 12:23

[anonymous-user]

chrismcg1 said:

Hi - I went to America last month and I am on similar tablets - can be done but gets expensive. Skiing adds to that expense. If you need guidance pm me and I can tell u where I got it from (im an insurance broker so have to keep to the rules!)

Thanks Chris, I'll PM now.