Discussion
I was thinking just yesterday that I've not had any accidents except one non fault one in 25 yrs of driving.
Then this morning a lorry starts to pull into the inner lane whilst I'm beside him.
I had no choice but to brake hard to avoid impact.
Trouble is the lady behind me didn't manage to stop & slammed into the back of my van smashing up the rear side panel bumper & light.
Not her fault really & I apologised to her but she was ok with it & gave me her name address & numbers.
A lot of people would have gone off on one at me no doubt but she was quite sweet & took it well.
I know the company the lorry belongs to but didnt have time to note the reg number.
Question is who should I pursue, the lorry or the lady who hit me.
I kinda feel bad about pursuing her as it wasn't really down to her.
Thought appreciated pls.
Apologies for my iPhones speeeling!
Then this morning a lorry starts to pull into the inner lane whilst I'm beside him.
I had no choice but to brake hard to avoid impact.
Trouble is the lady behind me didn't manage to stop & slammed into the back of my van smashing up the rear side panel bumper & light.
Not her fault really & I apologised to her but she was ok with it & gave me her name address & numbers.
A lot of people would have gone off on one at me no doubt but she was quite sweet & took it well.
I know the company the lorry belongs to but didnt have time to note the reg number.
Question is who should I pursue, the lorry or the lady who hit me.
I kinda feel bad about pursuing her as it wasn't really down to her.
Thought appreciated pls.
Apologies for my iPhones speeeling!
SorryThere was no impact between you and the lorry, so you can't make a claim against them no matter how inconsiderate a driver he/she was.
The lady drove into you from behind, so by definition, wasn't maintaining a sufficient braking distance and had little right to be p'eed off at you anyway. I always thought that if you are rear-ended it's almost always gonna come off as their fault.
The lady drove into you from behind, so by definition, wasn't maintaining a sufficient braking distance and had little right to be p'eed off at you anyway. I always thought that if you are rear-ended it's almost always gonna come off as their fault.
rajkohli81 said:
I always thought that if you are rear-ended it's almost always gonna come off as their fault.
Pretty much. Only example I can think of where it wouldn't be is if you pull out in front of someone without leaving enough time/distance (and even then I think the person who hit you would have to have been visible and not doing silly speeds).Kentish said:
Thanks for the replies folks.
I've decided not to involve insurance companies; I've sourced the parts and will fix it myself and ask the lady if she wouldn't mind contributing towards the cost of them.
You Sir are a gentleman of the highest order.I've decided not to involve insurance companies; I've sourced the parts and will fix it myself and ask the lady if she wouldn't mind contributing towards the cost of them.
A while ago, 2002 I think, I was front vehicle in a three vehicle pile up, all caused by some stupid old bag, but ....... I missed her, the two vehicles behind got me, Police and insurance companies weren't interested in her at all.
I feel things may be a little different if , for example, you have a roadhawk, they'd find you very difficult to ignore if you had video evidence.
Good luck anyway
Buff Mchugelarge said:
Kentish said:
Thanks for the replies folks.
I've decided not to involve insurance companies; I've sourced the parts and will fix it myself and ask the lady if she wouldn't mind contributing towards the cost of them.
Good man. I've decided not to involve insurance companies; I've sourced the parts and will fix it myself and ask the lady if she wouldn't mind contributing towards the cost of them.
I'm sure she'll thankyou come renewal time
last week on a local roundabout,, (bearing in mind my car is 6 weeks old and has only 1000 miles on the clock 
)Virtually no damage & no whipcash claim, or am i a fool and should i claim for my achy neck ?
Well, I'd like to think that someone would do the same for me if the situation was reversed.
I know what insurance companies are like, they screw her come renewal time for the next 5 years and she'd have to stump up her excess.
From a more selfish point of view; several insurance companies have told me over the past couple of years that even non fault claims impact on your premiums come renewal time if you change companies.
I don't see why but it is apparently something most do now.
I know what insurance companies are like, they screw her come renewal time for the next 5 years and she'd have to stump up her excess.
From a more selfish point of view; several insurance companies have told me over the past couple of years that even non fault claims impact on your premiums come renewal time if you change companies.
I don't see why but it is apparently something most do now.
speedyguy said:
Buff Mchugelarge said:
Kentish said:
Thanks for the replies folks.
I've decided not to involve insurance companies; I've sourced the parts and will fix it myself and ask the lady if she wouldn't mind contributing towards the cost of them.
Good man. I've decided not to involve insurance companies; I've sourced the parts and will fix it myself and ask the lady if she wouldn't mind contributing towards the cost of them.
I'm sure she'll thankyou come renewal time
last week on a local roundabout,, (bearing in mind my car is 6 weeks old and has only 1000 miles on the clock )Virtually no damage & no whipcash claim, or am i a fool and should i claim for my achy neck ?
I refused to claim whiplash when the van I was driving was hit (all of 10mph!). The passenger (in my van)claimed.. and got payed?!
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