Insurance RSA or Aviva

[ripley500]

Tried using the search but it's down - any recommendations over RSA or Aviva for insurance? RSA are a about £200 cheaper at the moment for me.

[SL500UK]

Loads of people here vote for Admiral but I prefer to pay extra and go through Lockton/Chubb or one of the insurers you've mentioned.

[snuffy]

ripley500 said:

Tried using the search but it's down

I can't ever recall a time when the search was not down, but then I've only been a member of PH for 12 years.

[Jon39]

I usually buy insurance now on a catastrophe only basis.
This decision was reached having paid thousands of pounds in premiums over many years, without ever making a claim.

However, when purchasing my AM toy, I could have obtained a certificate for quite a modest cost, using a comparison site, but decided to spend more and use Aviva at about £700.

My reason was, I did not want an insurer telling me to use their favourite back street repairer. The wording of my present policy does allow a choice of repairer.

Whether Aviva deal with claims well, I have no idea.

[Arjxh56]

I must admit, Admiral mutli car was the cheapest by a VERY long way, but i went with Locktons/Chubb in the end.

[ripley500]

Jon39 said:

I usually buy insurance now on a catastrophe only basis.
This decision was reached having paid thousands of pounds in premiums over many years, without ever making a claim.

However, when purchasing my AM toy, I could have obtained a certificate for quite a modest cost, using a comparison site, but decided to spend more and use Aviva at about £700.

My reason was, I did not want an insurer telling me to use their favourite back street repairer. The wording of my present policy does allow a choice of repairer.

Whether Aviva deal with claims well, I have no idea.

The RSA policy is Aston Martin Approved parts & labour plus a 'like for like' courtesy car following a no fault claim (that could get quite expensive for the other person's insurance!) - and it's cheaper than Aviva

[Jockman]

ripley500 said:

Tried using the search but it's down - any recommendations over RSA or Aviva for insurance? RSA are a about £200 cheaper at the moment for me.

The very first Insurer I used for the DB9 was RSA (High Net Worth Policy, and I'm not even in to fishing )

No probs with it Ripley, though I never had to claim on it

[Jon39]

Arjxh56 said:

I must admit, Admiral mutli car was the cheapest by a VERY long way, but i went with Locktons/Chubb in the end.

Say 3 cars are insured on an Admiral multicar policy, and a blame claim occurs, does that mean none of the three cars would then have a full no-claims discount?

If that is the case, when moving any of the 3 cars to another insurer, there would not be full no-claims bonuses to use.

With those circumstances on a three separate policy basis, one policy would lose the full NCD, whereas the other two policies would keep it.

Sometimes that might be the reason multicar policies are cheaper. Save at the outset, but the unlucky ones who claim, pay more later.

We hear about ever rising insurance prices, but switching does pay. Many insurers now make their existing customers pay more to renew, than they quote to their new customers. Loyalty seems to have gone.

For most of us, our Aston Martin premium is probably the most expensive, but I am more than happy with £118 for a Vauxhall, and for a Mercedes-Benz coupe with a 150mph top speed, £160 seems reasonable.

[Jockman]

Jon - my understanding (happy to be corrected) is that they are standalone policies within a multicar umbrella and are thus not linked.

Bit like investing multiple pension policies on a transact platform - scale economies prevail

[Neil1300R]

[quote=Jon39
My reason was, I did not want an insurer telling me to use their favourite back street repairer. The wording of my present policy does allow a choice of repairer.
[/quote]
They all have to, justt some advertise it more than others. Only downside is if you don't use their preferred repairers you may not get a hire car whilst your car is repaired.