Invalid insurance?
Discussion
While discussing the pros and cons of laser jammers/garage door openers and radar detectors at work today, a colleague directed me to an article he'd recently found on Hantsweb > www.hants.gov.uk/regulatory/busadvice/auto.html
I was a little disturbed when I read this piece “A vehicle user found operating with non-complaint equipment would technically be invalidating his insurance and could be prosecuted in the event of an accident” as I use both a jammer and a detector (maybe not for much longer), and neither of them appear to have an E-mark, does this mean that my insurance may be invalid?
Does anyone have knowledge of this European Directive 95/54/EC, and/or the implications?
I was a little disturbed when I read this piece “A vehicle user found operating with non-complaint equipment would technically be invalidating his insurance and could be prosecuted in the event of an accident” as I use both a jammer and a detector (maybe not for much longer), and neither of them appear to have an E-mark, does this mean that my insurance may be invalid?
Does anyone have knowledge of this European Directive 95/54/EC, and/or the implications?
>>>>>>A vehicle user found operating with non-complaint equipment would technically be invalidating his insurance and could be prosecuted in the event of an accident<<<<<<<
Well that bit IMHO is a load of dogs danglies. Section 148 (2) (b) Road Traffic Act 1988 says they have to pay out on third party risks. However there may well be a case for claiming back off the Insured under civil law.
DVD
Well that bit IMHO is a load of dogs danglies. Section 148 (2) (b) Road Traffic Act 1988 says they have to pay out on third party risks. However there may well be a case for claiming back off the Insured under civil law.
DVD
WillPeterson said:
Does anyone have knowledge of this European Directive 95/54/EC, and/or the implications?
It requires ANY electronic equipment fitted to vehicles is approved and given an 'e-mark'.
Effectively the whole vehicle type approval 'may' be considered invalid if installed equipment does not comply.
As you say, give insurance companies an edge and they will use it.......
Currently I'm involved with a company developing an interactive vehicle tracking system, and for this we need 'E'-marking/type approval.
From the legislation, it seems as though a passive GPS unit, like a Road Angel,is probably exempt, especiallt if its power comes from an adaptor plugged into the cig lighter socket, so long as the adaptor is itself 'E'-marked.
There is no reason why a laser jamer cannot be type approved. The approval organisation is not concerned with its actual use, only its electro-magnetic output and the potential for that output to interfere with other electronic-based systems in the vehicle, like the ABS or auto gearbox, for example (does anyone remember the incidents with the Motorola car-installed phones in the late 80's which caused an Audi auto to change from 4th to 3rd when the phone was used?).
All the test-house has to do is to test the unit in an EMC chamber as a witnessed test and so long as the emissions are within the required tolerance, a certificate of compliance will be issued.
I'm sure the devices being discussed will already have been certificated by the manufacturers as the manufacturers have a 'duty of care' towards their customers and should not sell an item unless it is 'fit for purpose' (i.e. legal, which means type-approved, to be installed as the installation instructions describe for the purpose for which the item was sold).
From the legislation, it seems as though a passive GPS unit, like a Road Angel,is probably exempt, especiallt if its power comes from an adaptor plugged into the cig lighter socket, so long as the adaptor is itself 'E'-marked.
There is no reason why a laser jamer cannot be type approved. The approval organisation is not concerned with its actual use, only its electro-magnetic output and the potential for that output to interfere with other electronic-based systems in the vehicle, like the ABS or auto gearbox, for example (does anyone remember the incidents with the Motorola car-installed phones in the late 80's which caused an Audi auto to change from 4th to 3rd when the phone was used?).
All the test-house has to do is to test the unit in an EMC chamber as a witnessed test and so long as the emissions are within the required tolerance, a certificate of compliance will be issued.
I'm sure the devices being discussed will already have been certificated by the manufacturers as the manufacturers have a 'duty of care' towards their customers and should not sell an item unless it is 'fit for purpose' (i.e. legal, which means type-approved, to be installed as the installation instructions describe for the purpose for which the item was sold).
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff