Ex-Homeowners' accounts still registered to my house
Ex-Homeowners' accounts still registered to my house
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Discussion

strudel

Original Poster:

5,889 posts

257 months

Tuesday 11th August 2015
quotequote all
Not sure if I should be concerned about this or not.

We moved in three years ago. The previous occupants bought the house as a repossession at some point in the past (no details on nethouseprices), and it's these original owners I still get post for. They generally seem to be debt letters, with the occasional bank notice. They get sent back as not known at this address, but this doesn't seem to make much difference. The other day I actually received a replacement card, which is slightly more worrying.

I did a free credit check via Noddle, which just shows up my accounts. So should I worry or just send the letters back ad-infinitum?

barryrs

5,044 posts

253 months

Tuesday 11th August 2015
quotequote all
Would a "notice of disassociation" do the trick?

V8mate

45,899 posts

219 months

Tuesday 11th August 2015
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He doesn't have to do anything. The days of bad debts tainting an address are long gone.

SunsetZed

3,011 posts

200 months

Wednesday 12th August 2015
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Try sending them back with 'no longer at this address' on, we had the same and did this and someone from the debt agency called us up (landline number never changed) asking if we had a new address for her, told them we didn't as we never got a forwarding address but believe that she still lived locally (saw her in Tesco twice!) and they thanked us for the help, said they'd find her and we got no more letters.

OllyMo

596 posts

242 months

Wednesday 12th August 2015
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SunsetZed said:
Try sending them back with 'no longer at this address' on, we had the same and did this and someone from the debt agency called us up (landline number never changed) asking if we had a new address for her, told them we didn't as we never got a forwarding address but believe that she still lived locally (saw her in Tesco twice!) and they thanked us for the help, said they'd find her and we got no more letters.
This is what works for us. Just scrawl 'not known at this address' on anything, chuck it back in a letterbox and they won't come back. Banks will just put a 'gone away' flag on their account and you won't get anymore letters.

strudel

Original Poster:

5,889 posts

257 months

Wednesday 12th August 2015
quotequote all
I'll keep trying with the not at this address malarky then smile

Thanks.

KTF

10,702 posts

180 months

Wednesday 12th August 2015
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How do you know it was a replacement card as you are not meant to open post that isn't addressed to you wink

strudel

Original Poster:

5,889 posts

257 months

Wednesday 12th August 2015
quotequote all
Accidents happen - especially when they use the same bank! Also you can tell by the way the envelope flexes smile