Best Place for insurance for newley passed biker

[mi1ne]

As above, looking at gsxr600 cbr600 etc.

could get a price of 350 TPFT which was not too bad. wondering how much everyone else is though.

[roboxm3]

How the fk did you manage that, if you don't mind me asking!?!?

I got 2 quotes yesterday, one from go-compare on a gixxer-6 and one from Carole Nash on a CBR-6 and both came in at over £1k!

I'm 27, recently passed (Monday in fact) with two 2 year old SP30s.

I was expecting £750ish but over £1k is taking the michael, to the point where I'm thinking I might as well not have bothered getting my license.....(that may have had something to do with me spitting my dummy out 5yo stylee )

[trumpet600]

roboxm3 said:

recently passed (Monday in fact) with two 2 year old SP30s.

There's your answer

[roboxm3]

trumpet600 said:

roboxm3 said:

recently passed (Monday in fact) with two 2 year old SP30s.

There's your answer

Yeah but £1k plus for a 600!? Seems a bit steep to me; I could insure £15ks worth of M3 for about the same!

[lawrence567]

I passed in March, but have been riding since 18 -125s etc.
Just bought a K8 GSXR, i used express insurance - phone them up as they are Rizla Suzuki's sponsors & do awesome deals for Suzuki owners.
3 years NCB Quote came in @ £925 FC but Suzuki paid the first £500 so i paid £425 FC with a years breakdown cover.
Other than that use the Tesco comparer.
It was a lot cheaper for me than anywhere else using them!

[Ruttager]

Hmm, Bennets are worth a shot.

28years old, just passed, 6 points (both SP30) 1 accident (in the car)in the last 5 years.

£150 TPFT bike with bike unsecured on driveway. (bike does have a thatcham alarm and imob though)

buts thats for a F650GS which isn't the most desirable of bikes among the thieving community.


Rutts

[trumpet600]

roboxm3 said:

trumpet600 said:

roboxm3 said:

recently passed (Monday in fact) with two 2 year old SP30s.

There's your answer

Yeah but £1k plus for a 600!? Seems a bit steep to me; I could insure £15ks worth of M3 for about the same!

The M3 has 4 wheels though. Have you any NCB on bikes from your 125 days? That would bring it down.

Is it being parked on the road or garage? Being a member of the BMF can also knock a bit off

[mi1ne]

well im 22 with no points and no crash's and passed last week. Quote was for a 2001 GSXR 600

Edited by mi1ne on Wednesday 13th August 09:16

[lawrence567]

I'm 22 also....
Try the Tesco comparer.
Best quote i got was £710 with them for a brand new K8 Fully comp.
Just go to google type in tesco insurance comparer or something.
It obvisouly affects you where you live, where you keep the bike etc etc.
My first quote after i'd passed my test for my Thundercat was £410 TPFT.

[roboxm3]

trumpet600 said:

roboxm3 said:

trumpet600 said:

roboxm3 said:

recently passed (Monday in fact) with two 2 year old SP30s.

There's your answer

Yeah but £1k plus for a 600!? Seems a bit steep to me; I could insure £15ks worth of M3 for about the same!

The M3 has 4 wheels though. Have you any NCB on bikes from your 125 days? That would bring it down.

Is it being parked on the road or garage? Being a member of the BMF can also knock a bit off

Unfortunately I didn't have any 125 days, only 250f days and they were / are being spent off-road, so no NCB.

The bike would be garaged and the area I live in can't be the reason for high insurance as the Mrs and myself insure our cars cheap enough.

Like I said, I wasn't expecting it to be cheap being a newb but even compared to the guys above ^^^ my quotes seem to be coming in a bit high!?

I even tried a quote on a Duc Monster just to see if something other than a sports bike would make a difference but Bennetts said they couldn't give me am online quote, which to me says £££££!!

I'll give Tesco Compare a try as suggested but failing that, it looks like no bike for me until 2009!!

[trumpet600]

or get a smaller bike to get some NCB behind you

[PulsatingStar]

mi1ne said:

As above, looking at gsxr600 cbr600 etc.

could get a price of 350 TPFT which was not too bad. wondering how much everyone else is though.

27. 0 NCB just got bike licence. 03 CBR600RR about 550 TPFT. I could forget about insuring it fully comp. Hopefully it will go down next year. Not garaged. It was >200 saving to take theft off though, but that just told me they must get stolen a lot!

[lawrence567]

When i was 18 i bought a brand new piaggio scooter 125cc.
It cost me £450 to insure.
6 months later i bought a brand new Kawasaki Eliminator & the policy went up £20.
After a years NCB my renewal was £200!

[7ommy]

I got a good qoute through the bike insurer and insurance I went with bikesure underwritten by nig ( when my paperwork arrived it was from adrian flux) I got quoted 135 tpf&t on a 99 gsx750f valued at 1500 with one sp30 in feb and 4 no fault claims in last 2 years and no ncb

[shouldbworking]

roboxm3 said:

How the fk did you manage that, if you don't mind me asking!?!?

I got 2 quotes yesterday, one from go-compare on a gixxer-6 and one from Carole Nash on a CBR-6 and both came in at over £1k!

I'm 27, recently passed (Monday in fact) with two 2 year old SP30s.

I was expecting £750ish but over £1k is taking the michael, to the point where I'm thinking I might as well not have bothered getting my license.....(that may have had something to do with me spitting my dummy out 5yo stylee )

Its the points. Im 27, one expired sp50 and the only thing I managed to get coming in over a grand was a 916

[roboxm3]

shouldbworking said:

roboxm3 said:

How the fk did you manage that, if you don't mind me asking!?!?

I got 2 quotes yesterday, one from go-compare on a gixxer-6 and one from Carole Nash on a CBR-6 and both came in at over £1k!

I'm 27, recently passed (Monday in fact) with two 2 year old SP30s.

I was expecting £750ish but over £1k is taking the michael, to the point where I'm thinking I might as well not have bothered getting my license.....(that may have had something to do with me spitting my dummy out 5yo stylee )

Its the points. Im 27, one expired sp50 and the only thing I managed to get coming in over a grand was a 916

A grand for a 916!? Now you're talking!!

So the general advice would be to either suffer a snotter or a smaller bike for a year to get some NCB and then start looking at SP1/2s!? Especially as, by that time the SP30s will have expired!!

How about an old FZR750 or something.....:runs off to scour ebay:

Edited by roboxm3 on Wednesday 13th August 10:16

[NineOneSeven]

I paid £130 for TPFT with Insurance direct. Thats with legal cover.

I'm 33 now (I still can't believe I have left my 20's) and only passed my DAS 3 weeks ago.

Oh I have Ducati M600 Monster.

[mi1ne]

the thing that helped i think, was that they asked if i had any car NCB which i have 5 Years of.

Edited by mi1ne on Wednesday 13th August 10:43

[John Laverick]

I have 2 years riding experience .... 2x SP30’s ... 0 yrs NCB ... 2 non fault and one fault claim in the last three years.

£600 TPFT stored on the road on a 2005 ZX6-R, quite happy with that. [Although my Dads insurance is about £85!!]

[Chris_R]

Ruttager said:

Hmm, Bennets are worth a shot.

Bennets are cheap for a reason. After having an accident earlier this year you are better off putting the money in a fire than dealing with them.
In all seriousness they do NOTHING for the money, ended up having to arrange everything myself, pickup of the bike, which garage it was going to, insurance assessor, getting the helmet/leathers cover sorted. It took bloody months for a small scrape and so glad I had a second bike.
Finally had to raise a complaint via the Financial Ombudsman to get it finished in the end. It was the first time that anyone had rang me back when they got that letter.
That was fully comp, so god knows how bad less cover is!