Benefits

Author
Discussion

Halb

Original Poster:

53,012 posts

185 months

Wednesday 4th August 2010
quotequote all
How do they work? Why do people seemingly get so much?
The specific reason I ask is my gf runs an estate agency, tother day she got a call from a prospective customer for the lettings side.
In a Manc accent that could crunch concrete (someone off Shameless?) the customer-to-be informed gf that she was a single mum, four kids, on benefits and has £700 to pay for rent a month. £700 seems a lot for benefits to give a single mum rent, how is this worked out? Is it per kid? She obviously must have more benefits for food and things...makes me goggle in wonder.
Currently not employed, but when I was (21 days agobiggrin) £700 would have been a nice chunk out of my wage to cough up for rent.

andrewh

458 posts

261 months

Wednesday 4th August 2010
quotequote all
she'll get more or less in benefits what she would get working full time minimum wage and a few quid for each of the kids, seems a little rich though looking at £700 houses, possible the father is still in the picture but she doesn't mention that to the social, obviously some of that money kicks back into the system though and she never owns the home she lives in.

Edited by andrewh on Wednesday 4th August 17:50

12gauge

1,274 posts

176 months

Wednesday 4th August 2010
quotequote all
Housing Benefit, usually, ranges from about £70 (for under 25s) and £120 a week (for over 25) single people, to a lot more depending on household size.

Not a bad deal along with income support if you work under 16 hours a week and council tax benefit.

If you are earning under about £25k a year, given the govt will steal about 1/3 of your income through NI/PAYE anyway its worth looking into whether you'd be better off only working part time.

andrewh

458 posts

261 months

Wednesday 4th August 2010
quotequote all
you dont get all of the 16 hours money though, you get to keep £5 of it then the rest is taken from benefit.

Deva Link

26,934 posts

247 months

Wednesday 4th August 2010
quotequote all
Halb said:
Currently not employed, but when I was (21 days agobiggrin) £700 would have been a nice chunk out of my wage to cough up for rent.
Sure - but if you had 4 kids to look after then you'd get all sorts of other benefits, including either a suitable council house or the money (depending on how much you earned) to rent one privately.

You obviously aren't a Daily Mail reader - stories of people on benefits living in houses that hardly anyone else could afford appear regularly.

Soovy

35,829 posts

273 months

Wednesday 4th August 2010
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She should be in a workhouse.


Dunk76

4,350 posts

216 months

Wednesday 4th August 2010
quotequote all
Guy next door rented his house - agency plonked a DSS 'single' mum in there. Three kids, £650pcm of the rent came from the Council (Caaaahnsil).

Except it sort of didn't. Transpires she wasn't single; bloke was in tow. Someone grassed them up and DSS stopped the housing benefit - which thanks to Labour is now paid into the claimant's bank account, rather than straight to the Landlord/Agent.

So after three months the DSS stop the Housing Benefit, so she stops paying the rent. Council not interested as it's not Council stock. DSS not interested - they've stopped the benefits, so they're happy. So my mate has to pay to serve Eviction notices, orders, and employ baliffs to ensure that she goes.

Nine months later they are eventually evicted, and my mate has herculean task of reclaiming the nine months withheld Housing Benefit from the DSS... Not to mention the expenditure of putting his house back together again.

That's all quite aside from the noise, litter, and general nastiness of having that individual live next door (semi-detached)

There's a reason why Landlords state 'No DSS', and it's mainly down to the above.

Olivera

7,253 posts

241 months

Wednesday 4th August 2010
quotequote all
Dunk76 said:
Guy next door rented his house - agency plonked a DSS 'single' mum in there. Three kids, £650pcm of the rent came from the Council (Caaaahnsil).

Except it sort of didn't. Transpires she wasn't single; bloke was in tow. Someone grassed them up and DSS stopped the housing benefit - which thanks to Labour is now paid into the claimant's bank account, rather than straight to the Landlord/Agent.

So after three months the DSS stop the Housing Benefit, so she stops paying the rent. Council not interested as it's not Council stock. DSS not interested - they've stopped the benefits, so they're happy. So my mate has to pay to serve Eviction notices, orders, and employ baliffs to ensure that she goes.

Nine months later they are eventually evicted, and my mate has herculean task of reclaiming the nine months withheld Housing Benefit from the DSS... Not to mention the expenditure of putting his house back together again.

That's all quite aside from the noise, litter, and general nastiness of having that individual live next door (semi-detached)

There's a reason why Landlords state 'No DSS', and it's mainly down to the above.
Yet there are plenty of landlords who state 'DSS Welcome'. If the landlord is lucky enough to get a decent DSS tenant then it is in many ways preferable to a private tenant funding it out of their own pocket. A private tenant may on average only stay for a year or so before moving location and job. Lots of DSS tenants on the other hand have garaunteed housing benefit from the state until the day they drop dead.

Dunk76

4,350 posts

216 months

Wednesday 4th August 2010
quotequote all
Olivera said:
Dunk76 said:
Guy next door rented his house - agency plonked a DSS 'single' mum in there. Three kids, £650pcm of the rent came from the Council (Caaaahnsil).

Except it sort of didn't. Transpires she wasn't single; bloke was in tow. Someone grassed them up and DSS stopped the housing benefit - which thanks to Labour is now paid into the claimant's bank account, rather than straight to the Landlord/Agent.

So after three months the DSS stop the Housing Benefit, so she stops paying the rent. Council not interested as it's not Council stock. DSS not interested - they've stopped the benefits, so they're happy. So my mate has to pay to serve Eviction notices, orders, and employ baliffs to ensure that she goes.

Nine months later they are eventually evicted, and my mate has herculean task of reclaiming the nine months withheld Housing Benefit from the DSS... Not to mention the expenditure of putting his house back together again.

That's all quite aside from the noise, litter, and general nastiness of having that individual live next door (semi-detached)

There's a reason why Landlords state 'No DSS', and it's mainly down to the above.
Yet there are plenty of landlords who state 'DSS Welcome'. If the landlord is lucky enough to get a decent DSS tenant then it is in many ways preferable to a private tenant funding it out of their own pocket. A private tenant may on average only stay for a year or so before moving location and job. Lots of DSS tenants on the other hand have garaunteed housing benefit from the state until the day they drop dead.
Yep, but I understand the recent change to paying HB direct to the claimant has brought a new layer of troubles for Landlords to worry about

Dixie68

3,091 posts

189 months

Wednesday 4th August 2010
quotequote all
Dunk76 said:
Olivera said:
Dunk76 said:
Guy next door rented his house - agency plonked a DSS 'single' mum in there. Three kids, £650pcm of the rent came from the Council (Caaaahnsil).

Except it sort of didn't. Transpires she wasn't single; bloke was in tow. Someone grassed them up and DSS stopped the housing benefit - which thanks to Labour is now paid into the claimant's bank account, rather than straight to the Landlord/Agent.

So after three months the DSS stop the Housing Benefit, so she stops paying the rent. Council not interested as it's not Council stock. DSS not interested - they've stopped the benefits, so they're happy. So my mate has to pay to serve Eviction notices, orders, and employ baliffs to ensure that she goes.

Nine months later they are eventually evicted, and my mate has herculean task of reclaiming the nine months withheld Housing Benefit from the DSS... Not to mention the expenditure of putting his house back together again.

That's all quite aside from the noise, litter, and general nastiness of having that individual live next door (semi-detached)

There's a reason why Landlords state 'No DSS', and it's mainly down to the above.
Yet there are plenty of landlords who state 'DSS Welcome'. If the landlord is lucky enough to get a decent DSS tenant then it is in many ways preferable to a private tenant funding it out of their own pocket. A private tenant may on average only stay for a year or so before moving location and job. Lots of DSS tenants on the other hand have garaunteed housing benefit from the state until the day they drop dead.
Yep, but I understand the recent change to paying HB direct to the claimant has brought a new layer of troubles for Landlords to worry about
On the plus side for us renters I have noticed it's easier to rent a place when you've got pets than it was, with a small additional deposit of course.

stitched

3,813 posts

175 months

Wednesday 4th August 2010
quotequote all
The problem when HB was paid direct to the landlord was that in the incredibly unlikely event the tenant were found to be cheating then the landlord could be required to repay a substantial amount of rent back, believe me they were not nice about reclaiming it.
If the rent is paid to the tenant, who then hopefully passes it on, then the landlord is not liable for any payments which need to be reclaimed.

Dunk76

4,350 posts

216 months

Wednesday 4th August 2010
quotequote all
Even though the claimant was living, and therefore renting, the property at the time?

You really have to love the public sector's warped logic