Poll: Using Cheques
Total Members Polled: 217
Discussion
Went for the 'often write them...' option even though I only write one cheque every couple of months! There are still small businesses (especially ones that are cash in hand friendly) who only deal with cash/cheque and it would be very annoying to have to plan getting out cash in advance due to atm limits etc.
Yes, mostly 'home banking' these days but still find them useful, especially at Christmas when you can tuck one into a card for a nephew or niece.
Local water co (I live on the southern coast
)would be really hit. Refund procedure apparently involves weekly cheque run followed by leisurely signing session followed by second class postal dispatch - all the time using my money for free of course. 
Local water co (I live on the southern coast
)would be really hit. Refund procedure apparently involves weekly cheque run followed by leisurely signing session followed by second class postal dispatch - all the time using my money for free of course. Dogwatch said:
Yes, mostly 'home banking' these days but still find them useful, especially at Christmas when you can tuck one into a card for a nephew or niece.
Local water co (I live on the southern coast)would be really hit. Refund procedure apparently involves weekly cheque run followed by leisurely signing session followed by second class postal dispatch - all the time using my money for free of course.
Yes. Got a tax refund recently - by cheque. Don't carry much cash, so the window cleaner usually takes a cheque. Saw a physio last week, s/e, cheque. Things like that.Local water co (I live on the southern coast
)would be really hit. Refund procedure apparently involves weekly cheque run followed by leisurely signing session followed by second class postal dispatch - all the time using my money for free of course. EtA ditto drivilng licence and passport.
Edited by Sticks. on Monday 13th December 12:37
another example of the banks controlling our lives, it all started to ge wrong when we had to have our wages paid into a bank account, the slippery slope and all that.
I can't believe the banner advert at the top of this page is for Wanga.com it shows how mercenary PH has become since Haymarket bought them.
I can't believe the banner advert at the top of this page is for Wanga.com it shows how mercenary PH has become since Haymarket bought them.
I use them occasionally. I'm in a few fishing forums which occasionally hire a stretch of river for the day, and in those cases the person organising the event often prefers cheques to electronic transfer. Makes no difference either way to me.
The reason the banks want to do away with them is that the volume has dropped so much that it isn't worth the ongoing investment in cheque handling infrastructure. Some of them have outsourced it, some of them still have their own cheque processing machines, many of which are now old and could do with being replaced.
The reason the banks want to do away with them is that the volume has dropped so much that it isn't worth the ongoing investment in cheque handling infrastructure. Some of them have outsourced it, some of them still have their own cheque processing machines, many of which are now old and could do with being replaced.
crankedup said:
So the banks want to do away with cheques because retaining them is not worth their investment - what a surprise. Wonder if the coalition may step in to stop banks steam rollering this slice of old age money transfer.
Its not a right... its the banks own decision to stop using them, if its losing them money why should they carry on to appease you? Are you incapable of using any of the other transfer services that they offer?
Remember that accounts in the UK are free and that is a great privilege that is not afforded in many countries, how about if you want a cheque book they stick a £5 a month cost on that for the choice to have one after all it is a choice and therefore its up to them to decide what to do.
Did you also protest when analogue TV sign was turned off as age old way of entertainment the masses?
Things change and people need to adapt hence now you can almost survive cashless, I only have it for the corner shop as everyone else takes card.
Many of my customers still pay me with cheques. Also, charities, clubs and societies often rely on personal cheques from their members.
So, from a business point of view, cheques are almost obsolete. However, many non-business entities still rely on them.
When the banks finally withdraw them, they will replace them with a far more cumbersome paper voucher alternative which will involve having to go to a branch and pay in electronically at the till.
So, from a business point of view, cheques are almost obsolete. However, many non-business entities still rely on them.
When the banks finally withdraw them, they will replace them with a far more cumbersome paper voucher alternative which will involve having to go to a branch and pay in electronically at the till.
Edited by Eric Mc on Monday 13th December 14:10
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