Can you drive an uninsured car if you have own insurnance?

Can you drive an uninsured car if you have own insurnance?

Author
Discussion

CoolHands

Original Poster:

18,639 posts

195 months

Friday 27th January 2012
quotequote all
If a vehicle not belonging to you is uninsured, but taxed and mot'd, can you drive it on your own insurance (if fully comp)? (i.e. you own a car and have insurance).

I thought the vehicle had to already be insured with someone, but on searching found this on answers.com? I thought the 'driving with owners permission' bit only worked if the car you want to drive is already insured.
answers said:
In the UK - it would depend on what type of motor insurance you have. If the policy is comprehensive car insurance - typically you will find that you are insured to drive another car so long as that car has a valid MOT. This is the general rule - but you should check the small print on your motor policy to see what it includes and call your motor insurer to check if you are covered. See the link entitled "accident car insurance" for a description of the different types of car insurance in the UK.

CoolHands

Original Poster:

18,639 posts

195 months

Friday 27th January 2012
quotequote all
ok so to conclude the thread, the individual needs to check their own insurance as it depends on their own T&Cs. Thanks, - no need for some people to be so aggressive about it.

CoolHands

Original Poster:

18,639 posts

195 months

Friday 27th January 2012
quotequote all
littleredrooster said:
3. Why can't posters be bothered to do a simple search which would reveal dozens of threads on the subject, some of which contain good information?
I did a search for 'uninsured car' and this is the results (if it shows up):

http://pistonheads.com/gassing/search4.asp?h=0&amp...

none of them are relevant to my question, and indeed my thread doesn't even show up. That's how I ended up with an answers.com answer. ok? rolleyes

CoolHands

Original Poster:

18,639 posts

195 months

Tuesday 22nd June 2021
quotequote all
cjs racing. said:
Really, you lurk for 14 months, and then break it by replying to a zombi post from 9 years ago.
Hey! I resemble that remark!