Who's at fault? Traffic collision - with video
Discussion
Hi all
On 23rd Feb 2012, I was involved in a collision with a learner driver on the roundabout near Tesco Aldershot. (Willems Roundabout)
I submitted this dashcam to my insurance company with the firm belief that I was not at fault: http://youtu.be/ue-4z0-RkA8
My insurance company has advised me that they do not feel they can defend the collision in my favour, stating that I had "driven too close to the left lane", and thus they have settled the claim with 100% in favour of the learner driver vehicle.
My thoughts:
1. I was in the correct lane to take the first exit - as per the painted arrows on the road surface you can see in the video and google maps: http://local.google.co.uk/maps?f=q&source=s_q&...
2. I believe I was well within my lane. If you view the video at 0:08 seconds, you can see how the dashcam places the car in the lane, and then at 34.8 seconds is the exact point the other car collided with me. The damage to my car is just behind the passenger back seat, scraping along the back left tire.
The damage to my car is minor, and you can hear in the video that it was not a serious collision, but the learner drivers instructor has put in a personal injury claim on top of the claim to the damage of his car.
I do not have to pay any excess, but would have to pay an excess if I am to get my car repaired.
I advised my insurance company that I was not happy with their view on events and they advised me they have the right to settle the claim however they seem fit, as per my contract.
The question I would like to ask / get advice on is:
1. Should I accept the insurance companies response?
2. Was I at fault in this situation?
3. If I was not at fault, and would like to pursue this further, how would I do so? Are there any recommendations to attorneys that specialise in traffic collisions / road law that I could get a second opinion?
Thanks
On 23rd Feb 2012, I was involved in a collision with a learner driver on the roundabout near Tesco Aldershot. (Willems Roundabout)
I submitted this dashcam to my insurance company with the firm belief that I was not at fault: http://youtu.be/ue-4z0-RkA8
My insurance company has advised me that they do not feel they can defend the collision in my favour, stating that I had "driven too close to the left lane", and thus they have settled the claim with 100% in favour of the learner driver vehicle.
My thoughts:
1. I was in the correct lane to take the first exit - as per the painted arrows on the road surface you can see in the video and google maps: http://local.google.co.uk/maps?f=q&source=s_q&...
2. I believe I was well within my lane. If you view the video at 0:08 seconds, you can see how the dashcam places the car in the lane, and then at 34.8 seconds is the exact point the other car collided with me. The damage to my car is just behind the passenger back seat, scraping along the back left tire.
The damage to my car is minor, and you can hear in the video that it was not a serious collision, but the learner drivers instructor has put in a personal injury claim on top of the claim to the damage of his car.
I do not have to pay any excess, but would have to pay an excess if I am to get my car repaired.
I advised my insurance company that I was not happy with their view on events and they advised me they have the right to settle the claim however they seem fit, as per my contract.
The question I would like to ask / get advice on is:
1. Should I accept the insurance companies response?
2. Was I at fault in this situation?
3. If I was not at fault, and would like to pursue this further, how would I do so? Are there any recommendations to attorneys that specialise in traffic collisions / road law that I could get a second opinion?
Thanks
Hi again
Never expected this thread to get so in depth, with many strong opinions
Over the past 2 days coming into work, on both occassions when I have stopped at the roundabout coming from Farnborough: http://local.google.co.uk/maps?q=Willems+Avenue,+A...
On both mornings, I have seen cars in the L2 taking the first exit, it seems to be the norm, so it may well be worth letting the council know?
Never expected this thread to get so in depth, with many strong opinions
Over the past 2 days coming into work, on both occassions when I have stopped at the roundabout coming from Farnborough: http://local.google.co.uk/maps?q=Willems+Avenue,+A...
On both mornings, I have seen cars in the L2 taking the first exit, it seems to be the norm, so it may well be worth letting the council know?
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