No fault accident - Claim on my insurance or theirs?
Discussion
Whilst in a traffic queue that came to a halt, a car behind me failed to stop and hit the back of my car quite hard, shunting me into the car in front. All details were exchanged at the roadside and once at home, I called my insurance and reported the incident. Having described what happened, my insurers said they would proceed with pursuing the claim against the other driver.
The driver of the car that hit me has admitted liability, and their insurers have now been in touch, stating they will arrange repairs and a replacement car. However, I have already started the proceedings with my own insurer.
It is now not clear to me whether I have done the right thing in allowing my insurance to deal with the accident. What is the best course of action in a situation like this?
Regards,
Steve
The driver of the car that hit me has admitted liability, and their insurers have now been in touch, stating they will arrange repairs and a replacement car. However, I have already started the proceedings with my own insurer.
It is now not clear to me whether I have done the right thing in allowing my insurance to deal with the accident. What is the best course of action in a situation like this?
Regards,
Steve
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