Insurance - NCB for cancelled policy

Insurance - NCB for cancelled policy

Author
Discussion

w00tman

Original Poster:

605 posts

145 months

Thursday 13th July 2017
quotequote all
Morning

Potentially changing the car and the current insurer (been with them c.5 months) want an extra £700 for the remaining term - versus £350 for a whole new year elsewhere.

However - what I'm not sure of is, if I cancel the existing insurance, will I get another "proof of no claims bonus" certificate to provide to my new insurer? I haven't made any claims, but I'm not sure I still have a copy of the one from my previous insurer as the current insurer never requested me to send this in.

Clearly, if the current insurer were to provide another NCB certificate, it would be for the same value as declared at inception as I havent accrued another year (so 7 years, as originally taken out with them) but otherwise how do I prove my NCB and lack of claims in the intervening months?

Thanks!

Edited by w00tman on Thursday 13th July 08:37

w00tman

Original Poster:

605 posts

145 months

Thursday 13th July 2017
quotequote all
Finally managed to get through to the insurance and they will give me a letter saying, essentially, "on risk for 5 months, 7 years NCB, no claims during this period" - should be enough for any future insurer.

Just annoyed as quite like them but the price hike is too much.

w00tman

Original Poster:

605 posts

145 months

Thursday 13th July 2017
quotequote all
Well it doesn't matter anyway, as having just put down a deposit on the car, I then proceeded to reverse into a brand-new Audi A4..

..sigh, FML.

w00tman

Original Poster:

605 posts

145 months

Friday 14th July 2017
quotequote all
I know. What a di..

I don't suppose I can cancel an insurance policy with an ongoing claim anyway - now the insurance want £850 for a change in car, versus going elsewhere at £450 for 12 months. Sigh..