Insurance - NCB for cancelled policy
Discussion
Morning
Potentially changing the car and the current insurer (been with them c.5 months) want an extra £700 for the remaining term - versus £350 for a whole new year elsewhere.
However - what I'm not sure of is, if I cancel the existing insurance, will I get another "proof of no claims bonus" certificate to provide to my new insurer? I haven't made any claims, but I'm not sure I still have a copy of the one from my previous insurer as the current insurer never requested me to send this in.
Clearly, if the current insurer were to provide another NCB certificate, it would be for the same value as declared at inception as I havent accrued another year (so 7 years, as originally taken out with them) but otherwise how do I prove my NCB and lack of claims in the intervening months?
Thanks!
Potentially changing the car and the current insurer (been with them c.5 months) want an extra £700 for the remaining term - versus £350 for a whole new year elsewhere.
However - what I'm not sure of is, if I cancel the existing insurance, will I get another "proof of no claims bonus" certificate to provide to my new insurer? I haven't made any claims, but I'm not sure I still have a copy of the one from my previous insurer as the current insurer never requested me to send this in.
Clearly, if the current insurer were to provide another NCB certificate, it would be for the same value as declared at inception as I havent accrued another year (so 7 years, as originally taken out with them) but otherwise how do I prove my NCB and lack of claims in the intervening months?
Thanks!
Edited by w00tman on Thursday 13th July 08:37
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