Finding registered keeper of a vehicle.
Discussion
My car was hit whilst parked up in a multi storey car park over the weekend. No details were left by the driver but a witness saw it happen and left details of the make, model and colour of the vehicle involved. A MID search reveals the vehicle is insured by Esure and I am going to call them tomorrow. I have also reported the matter to the Police.
Other than completing form V888 and sending it to the DVLA, is there any other way of obtaining the registered keeper's details?
Other than completing form V888 and sending it to the DVLA, is there any other way of obtaining the registered keeper's details?
Yes I know the Police have the PNC and if they see fit, they can visit the registered keeper of the vehicle involved but they're not going to pass the details onto me are they.
I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
Just a bit of an update.
No, my car isn't insured on a third party basis. It is in fact insured fully comp. I only wrote that it was insured on a third party basis to stop people recommending that I merely claim on my own insurance. Yes, I know I can do that but I would have preferred to pay for my own damage if I had no joy with the third party.
Well, armed with just a registration number and description of the third party vehicle, I reported the matter to the Police last Sunday. After a MID search, I called the third party insurer to report the matter with them on Monday. After a couple of hours, they called back to say that their client denies liability. Even though their client admits using that car park, they deny hitting my vehicle.
Before approaching the car park for CCTV, I called the third party insurer again on Thursday to get the finer details of the client's denial of liability. They advised they would take their client's instructions.
I get a call this morning from the third party insurer advising that their client has cleaned their car and noticed damage to the front nearside wing area. She also admits being at the car park on the day the damage occurred. They are therefore willing to deal with my claim and have provided an email to that effect.
They will either arrange for their own garage to repair my car or approve a quote from my own garage. Whilst my car is off the road, they will also provide a like for like hire vehicle. For a week's messing around, I'm tempted to penalise them by going to an AMC and getting a like for like A8 at £280 a day. But then again, maybe not...
No, my car isn't insured on a third party basis. It is in fact insured fully comp. I only wrote that it was insured on a third party basis to stop people recommending that I merely claim on my own insurance. Yes, I know I can do that but I would have preferred to pay for my own damage if I had no joy with the third party.
Well, armed with just a registration number and description of the third party vehicle, I reported the matter to the Police last Sunday. After a MID search, I called the third party insurer to report the matter with them on Monday. After a couple of hours, they called back to say that their client denies liability. Even though their client admits using that car park, they deny hitting my vehicle.
Before approaching the car park for CCTV, I called the third party insurer again on Thursday to get the finer details of the client's denial of liability. They advised they would take their client's instructions.
I get a call this morning from the third party insurer advising that their client has cleaned their car and noticed damage to the front nearside wing area. She also admits being at the car park on the day the damage occurred. They are therefore willing to deal with my claim and have provided an email to that effect.
They will either arrange for their own garage to repair my car or approve a quote from my own garage. Whilst my car is off the road, they will also provide a like for like hire vehicle. For a week's messing around, I'm tempted to penalise them by going to an AMC and getting a like for like A8 at £280 a day. But then again, maybe not...
ConnorW said:
Going into like-for-like credit hire through some bandits at an extortionate daily rate is what costs us all heavily on our insurance premiums, doing it out of spite would be ridiculously petty.
That said, I'm glad it was a positive outcome and you should be too. It could have ended considerably worse.
Hitting my car, driving off, not leaving any details and then only admitting liability once facing pressure from her own insurer is not only immoral but illegal. That said, I'm glad it was a positive outcome and you should be too. It could have ended considerably worse.
I have the option open to me of taking a vehicle on credit hire. The rate of £280 per day is the rate agreed by the Association of British Insurers in a written agreement with subscribing CHO's.
elanfan said:
Now teach them a lesson and report them for leaving the scene of an accident, failing to exchange details etc. Maybe it might teach them a lesson as they obviously thought they'd get away with it!
I already reported the matter to the Police the day after it happened. Hopefully, they will pay her a visit.Edited by KungFuPanda on Saturday 29th July 15:38
I'm not going to but I won't be dictated to by other PHers as to why I should or shouldn't go to a CHO. What about Annie's Dad on here? People have been singing his praises in the past and he provides cars on credit.
This whole incident has pissed me off no end. Being on here means that I'm one of those people that takes pride in my car and don't see it as merely white goods.
This whole incident has pissed me off no end. Being on here means that I'm one of those people that takes pride in my car and don't see it as merely white goods.
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