Getting NIPs for a mystery car registered in my name

[Dog Star]

Really odd one this.

A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.

It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.

A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.

As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?

It's all most fascinating - how many NIPs will I get today I wonder?

[Dog Star]

SS2. said:

I'd write back to the issuing authority / authorities straightaway and tell them this is not (and never has been) your vehicle and you are unaware who was driving it on the dates and times specified.

Oh I have!
However until DVLA actually action it I'll continue getting NIPs; I've a feeling there are going to be a lot.

On a Cheshire Police NIP there is no option for "This is not and has never been my vehicle"; GMP have this option.

[Dog Star]

It's uninsured on Askmid now, it's also got a "marker" on it. Really annoying as if I had the V5 I'd sorn it or scrap it (don't think I can scrap it).

I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.

[Dog Star]

bigandclever said:

Dog Star said:

I cannot understand why I have no V5.

Because there is a postal redirect for Mr Asianname@Your address in place? Wild speculation

Well the NIPs come to me, so it must therefore be in my name.

SantaBarbara said:

Notify the police in case it. Is used in other crimes

Oh I have; there's a "marker" on it and everything now, and the crime ref number has gone to the DVLA.
I suspect it's running drugs around and up and down to Birmingham (looking at where one of the tickets is from).

[Dog Star]

justinio said:

Gavin0478 said:

Shame you don't have the log book as you could get a log book loan and profit from this. Then say well its not my car!

Call me old fashioned... But isnt that a wee bit fraudy?

What an awesome idea that is!

I've just had the police on the phone. The car isn't registered in my name, it isn't actually registered in any name, so stuff gets sent to the insured address.

Evidently they have a very good idea who the miscreant is and will be looking at "taking the car off him". Ho ho.

[Dog Star]

It's nothing like my car; it's a completely random vehicle. There's been no issue or complication - the police have told me to not even bother responding to the NIPs now.