Moral dilemma over insurance

Moral dilemma over insurance

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stuartmmcfc

Original Poster:

8,664 posts

193 months

Tuesday 19th September 2017
quotequote all
I have an aquintance who I like and who seems quite a decent sort.
Only last week she was saying how much she loved the car and how nothing has ever gone wrong with it and how she worries a small crash would write it off.
She's had it from new and it's now 17 years old so it's probably only worth a few hundred quid.
Ironically my Wife reversed into it this morning and dented it. She's had a quote from a local garage of £500 to repair it.
This would write it off.
My Wife would have put it through the company insurance but this would mean D's car was scrapped.
Should she pay her self (which luckily we can afford but it's a lot of money) or say "tough" and suffer the guilty concience?

stuartmmcfc

Original Poster:

8,664 posts

193 months

Tuesday 19th September 2017
quotequote all
counterofbeans said:
elanfan said:
Yeah yeah - reversed into this morning and already got a £500 quote. If this happened show us the ohoto sof the damage to both cars.
What a strange post
Like elanfan, I have very little to occupy my time.
Unlike elanfan, I try and fill it with something worthwhile rolleyes

Edited by stuartmmcfc on Tuesday 19th September 13:46

stuartmmcfc

Original Poster:

8,664 posts

193 months

Tuesday 19th September 2017
quotequote all
I'm pretty sure she'll pay. She's got to many morals to make D loose her car.
Unfortunately it did break the paint, even though it was a very low speed bump on our drive.
I get the impression her garage is quite small, not a main dealer or body shop.
Incidentally, as my Wife drives a company car, putting it through her company insurance wouldn't actually affect her financially realistically, particularly as she's one of the bosses.
My car is motability, so equally that would have no monetary effect either.

stuartmmcfc

Original Poster:

8,664 posts

193 months

Tuesday 19th September 2017
quotequote all
Sycamore said:


FWIW I'd just pay to have it repaired. It'll just sit as a marker against your wife when it comes to insurance.
The marker won't have any effect on our situation but it won't be forgotten by me next time I do something wrong hehe