Numberplate change = not insured?

Numberplate change = not insured?

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untakenname

Original Poster:

4,970 posts

193 months

Thursday 15th November 2018
quotequote all
Hi, looking for some advice on the behalf of someone I know who bought his girlfriend a surprise private plate for her 30th, he went through the correct process with the DVLA and transferred it from retention onto her car but for some reason neglected to do the same with her insurer.

Few months on she's been in a minor accident with police in attendance (they drove past a few minutes later) it turns out she is uninsured due to the number plate change, she was still paying for the insurance under the old number plate.


Would the fact that she was still paying to insure the vehicle albeit under a different registration allow some leeway or is it an automatic 6 points?

I would have thought that the insurer may be able to make the change of plate retrospectively but perhaps as you now need to pay a premium to change the plate mid policy the insurers may see it as an undeclared modification and thus void the insurance?

Cheers.

untakenname

Original Poster:

4,970 posts

193 months

Thursday 15th November 2018
quotequote all
Thanks for all the advice, I'll pass it onto him and let you know the progress.



Just out of interest I clicked on that link above to see the steps for putting on a private plate and got this:
Service unavailable
This service should be available daily 7 am - 7 pm.

Odd that something online has time restraints, maybe it's manually checked?