Claim in company car, tell the insurance for private?

Claim in company car, tell the insurance for private?

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Speed addicted

Original Poster:

5,576 posts

228 months

Saturday 20th April 2019
quotequote all
Theoretical one here.
I’m a company director (powerfully built obviously) and I run a pickup as a company vehicle.

A while ago someone reversed into the pickup, scratched and dented the wing. He confessed, I got quotes and he paid. Zero hassle.

The question is that if he’d just driven off, as I suspect most people would, and if claimed on my company insurance would I then need to tell my private car/motorbike insurers about it for the next 5 years?

Or is it a separate thing because it’s a company truck?

Speed addicted

Original Poster:

5,576 posts

228 months

Saturday 20th April 2019
quotequote all
The initial question was more IF I had claimed to fix the truck would I need to declare it on my private car/bike insurance.
As it was sorted otherwise, I see no point in mentioning it to anyone. There’s no record, it’s a minor but annoying thing.

But it made me wonder if I’d needed to claim on the company insurance if it would then effect the car and three sets of bike insurance I also hold, this becoming a proper pain.

So it looks like it’s a yes for declaring accidents/damage in the company vehicle on the other insurance policies.
It’s a shame really, the truck is far from small and quite easy to see but that’s the second time it’s been reversed into in the last year that I know about!