Parked Car No Insurance

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N7GTX

Original Poster:

7,876 posts

144 months

Thursday 31st October 2019
quotequote all
A neighbour who has a long boundary on a corner plot has 3 cars. They have 2 driveways and a garage. They park their cars equally spaced to prevent anyone else parking on the road outside their house. They actually guide each other to ensure no other car can fit between them. They have put up No Parking signs on the fence as well.
The 2 family cars are taxed, tested and insured. The 3rd car is taxed and tested and when it first appeared 3 months ago was insured. After a couple of weeks it showed as uninsured. A neighbour (elderly 75 year old) reported them to the police for no insurance and for blocking the pavement (its parked half on it). He has to walk his dog in the road due to the hedge sticking out. Some action must have been taken by the police as the car owner gave him abuse. She is very loud and sweary. The car then showed as insured.

Move on a month and the car is uninsured again. So I reported it to west Yorkshire police using live chat on 101 for no insurance (there is a big campaign for uninsured cars here with plenty on Facebook). The call handler said it was not a police matter and I should report it to the council as an abandoned vehicle. The council said it was a police matter. So I contacted them again and this time they said I had to report it to DVLA. They said that as the car is taxed it is a police matter. So I try again to be told the same again. I asked to speak to a supervisor or manager to resolve this and she said the same - unless the car is being driven then there is no offence. I had by now found the Road Traffic Act 1988 Section 143 which says the car must be insured.

I've done a search on here and it seems to agree that parking on the road is classed as using the road so insurance is required. A check with Citizens Advice agrees as does the government's own website and the RAC website. Speaking to the neighbour seems a no go. My wife saw her kicking at a cat sleeping under their hedge. My wife told her not to and she went into a rage about cats and the elderly neighbour. Even her 12 year old daughter told her to calm down and stop swearing. So what can I do to resolve the problem?


N7GTX

Original Poster:

7,876 posts

144 months

Thursday 31st October 2019
quotequote all
Thanks for all the suggestions so far. After I got the email from the supervisor at the call centre I said her answer wasn't correct and escalate to a manager please. I heard no more. That's why I came on here for ideas.
I've just had a call from the police complaints department (Professional Standards she said) saying they were recording this as a complaint against the staff members. They confirm that the car is uninsured. They are going to review the emails and chats and contact me next week.

Agree with the comments about parking off the road. They have an original driveway that can take 2 cars and the other is where they cut down part of the hedge, laid 2 lines of slabs and then had a garage built about 2 car lengths in.

Just come back in and now the car has a flat tyre so wont be going anywhere (it wasn't me before anyone says) rolleyes

N7GTX

Original Poster:

7,876 posts

144 months

Thursday 31st October 2019
quotequote all
Funky Squirrel said:
Trick or treat, Burn it!
hehe If only.....

So far as I know the husband works in a warehouse and not in the trade so a motor trade policy wont come into this (I think). When I had one I still had to register the car(s) with the insurance company as some high performance cars were not covered.

As for hobbies, this hasn't take up much time. Just fired off some emails after midnight and waited for replies on the following nights. Current winter project takes up my time anyway.

The elderly neighbour - 75 yrs old and his wife who is receiving a lot of treatment for manic depression - shouldn't have to put up with abuse when they take the dog for a walk. Its bad when the 12 year old daughter has to tell her mother to stop shouting and swearing in the street.

The police have annoyed me with their stance on this particularly as their Facebook pages are currently showing pictures of cars in the next street that they have seized for no insurance. And the roads policing team or whatever they are called have in the last month seized some 392 cars.

The simplest solution as I understand it is for the owner to declare it SORN then park it on one of his driveways. But that means letting someone else park on the road in front of their house. scratchchin


N7GTX

Original Poster:

7,876 posts

144 months

Thursday 31st October 2019
quotequote all
^^^^ with responses like this, no wonder the place is littered with uninsured cars. rolleyes

The car is parked directly outside the owner's house. How hard is it for a police officer/PCSO to actually get out of the car, knock at the door and ask if they have insurance for it when they attended originally? Oh wait, it was raining, silly me. hehe They were not that busy then if they sent a car round.

The officer(s) is quoted by the call centre as saying, "Our officers have been out and checked that this vehicle is not blocking the road, therefore no offences are being commited, this vehicle is not being used. It is the officers decision on this."

That, I think about sums it up. wink

N7GTX

Original Poster:

7,876 posts

144 months

Friday 1st November 2019
quotequote all
andburg said:
sounds like you've taken all available steps legally.

anything else and you'll just wind up the klampetts who live there.

suggestions to wind them up:
Buy a very small car or quadricycle and park in between the cars
use a trolley jack and some wheel stands to move a car
work with neighbors to block the cars they use in.
guy a gallon of maggots from the local angling supplier and use a small funnel to let them through the door seals etc...
All good but naughty suggestions. smile

N7GTX

Original Poster:

7,876 posts

144 months

Sunday 3rd November 2019
quotequote all
Definitely, all their cars are on the road..... erm pork or beef?

An M.I.D. check of their other cars and they are all taxed, tested and insured.

N7GTX

Original Poster:

7,876 posts

144 months

Monday 4th November 2019
quotequote all
Update: Professional Standards called this morning. They will send a patrol car to deal with this problem. If the owner does not remove it and declare it SORN they will take the 'appropriate action'. They have also apologised for the call centre staff giving the wrong information and training will be given.

Parking a car on the road is using it - you do not need to be driving and by its presence on the road it is causing an obstruction. Job done.
wink

N7GTX

Original Poster:

7,876 posts

144 months

Monday 4th November 2019
quotequote all
Byker28i said:
I suppose that saves the 'accident' with a rogue firework tomorrow night...
Funny you should say that, it had crossed my mind...... idea

N7GTX

Original Poster:

7,876 posts

144 months

Tuesday 5th November 2019
quotequote all
oyster said:
xjay1337 said:
The thing about the neighbours spacing their car screams middle aged and entitled fk wits. Nothing you can really do. You can't talk to those kinds of people.

I would just leave it and go about your own business. Some people are just scum.
I'd love to see the look on their faces if you parked a Smart car in between.
The car in question is a Smart Fourfour. Its a strange choice as all 5 members of the family are clinically obese. One of the neighbours watched the father and eldest son get into it and said you'd have thought it was a low rider. wink

N7GTX

Original Poster:

7,876 posts

144 months

Tuesday 5th November 2019
quotequote all
Pip1968 said:
A1VDY said:
Honestly why would you take the time to check on mot/tax and mid on someone else's car??? So what if no one else can park outside their house?
Its not even moving, just parked there. Let them get on with their lives and you get on with yours.
Remember... The rainforests are still burning...
Maybe its because he pays road tax and insures his car and thinks everyone else should too.
clap


N7GTX

Original Poster:

7,876 posts

144 months

Friday 15th November 2019
quotequote all
Just to close this thread off. The traffic police cop turned up this afternoon with a tow truck. 5 minutes later and the car was taken away. Hopefully that is the end of it all. byebye

N7GTX

Original Poster:

7,876 posts

144 months

Thursday 21st November 2019
quotequote all
Here we go again eek

Coming home and see a blue Volvo estate parked where the Smart car used to be. It belongs to a resident around the corner in the next cul-de-sac and is usually parked further away. As I drive past the driver is getting out and glares at me and looking in my mirror watch him look around before locking the car and walking away.
So a check on the DVLA site to find the tax ran out 21st September. MOT expires in 4 days. So, curiosity got to me and checking it on the MID shows as uninsured.
Called 101 and very nice lady took the call and recorded it all. See what happens this time then.

According to the stats there are 1 million uninsured cars on UK roads which is about 1 in 38.

N7GTX

Original Poster:

7,876 posts

144 months

Thursday 21st November 2019
quotequote all
tony wright said:
Not sure I understand. If he’s from a different cul-de sac and just parking his car, why is he glaring at you? Even more so if it’s not taxed and insured as you wouldn’t want to draw any unnecessary attention.
No idea really other than there are 2 speed bumps either side of his car and maybe thought I was being nosey driving slowly past him?

N7GTX

Original Poster:

7,876 posts

144 months

Thursday 21st November 2019
quotequote all
Peter911 said:
N7GTX said:
Here we go again eek

Coming home and see a blue Volvo estate parked where the Smart car used to be. It belongs to a resident around the corner in the next cul-de-sac and is usually parked further away. As I drive past the driver is getting out and glares at me and looking in my mirror watch him look around before locking the car and walking away.
So a check on the DVLA site to find the tax ran out 21st September. MOT expires in 4 days. So, curiosity got to me and checking it on the MID shows as uninsured.
Called 101 and very nice lady took the call and recorded it all. See what happens this time then.

According to the stats there are 1 million uninsured cars on UK roads which is about 1 in 38.
Very unusual for the tax to run out on 21 September. The car must've just changed ownership.
Yes could be the reason. But he has had it for a while as it used to be parked further along the same road. The car tax database updates very quickly though?
Watching Police Interceptors on telly last night (West Yorks) one of them said that they now have an agreement with DVLA to seize untaxed vehicles if the tax is out by 2 months and one day. Which will be tomorrow funnily enough. scratchchin

N7GTX

Original Poster:

7,876 posts

144 months

Thursday 21st November 2019
quotequote all
andburg said:
Or the neighbours bought it from him hence the tax expired and he moved it for them
Yep, maybe. Or he's a relative giving it to them to replace the Smart car their 20 stone 17 year old son struggled to get into. Along with his 16 stone dad.....

N7GTX

Original Poster:

7,876 posts

144 months

Friday 22nd November 2019
quotequote all
Its back! The Smart has just been driven back by the family (MID has been updated too)
While away, a BMW was parked in that area. The Smart is now parked within a couple of inches of the BMW front and the Vauxhall Meriva the mother drives is parked very close to the rear. He'll struggle to get out.
Love they neighbour...... rolleyes

N7GTX

Original Poster:

7,876 posts

144 months

Saturday 7th December 2019
quotequote all
xjay1337 said:
N7GTX said:
Here we go again eek

Coming home and see a blue Volvo estate parked where the Smart car used to be. It belongs to a resident around the corner in the next cul-de-sac and is usually parked further away. As I drive past the driver is getting out and glares at me and looking in my mirror watch him look around before locking the car and walking away.
So a check on the DVLA site to find the tax ran out 21st September. MOT expires in 4 days. So, curiosity got to me and checking it on the MID shows as uninsured.
Called 101 and very nice lady took the call and recorded it all. See what happens this time then.

According to the stats there are 1 million uninsured cars on UK roads which is about 1 in 38.
Episode 2... can't wait ??
Episode 2.

The police turned up last weekend asking if my CCTV shows the blue Volvo estate. Unfortunately not. It seems they have been looking for it for some time and a wanted crim is associated with it. No tax, no insurance, no MOT and no driving licence and is a pool car. Asking for a description of the staring man (the driver) and they decide he is not the wanted man as he's way too young. Off they go.
Since then the car has never returned so either they've realised plod is on the case or (hopefully) plod has caught them.