Alternatives To a Prenup?

[TheGreatDane]

Hi All,

So I will be getting married this year and I have a property which is mortgaged (just on my name) with a large chunk of equity within it that was gifted to me by my parents.

The go to to protect my rear end would be a prenup but due to (sigh) cultural reasons a prenup will go down like a lead balloon so is out of the question.

What options do I have to protect myself if the worst happens to transpire?

Thanks

[TheGreatDane]

The house was sold to me at the outstanding mortgage price and the equity gifted to me by my parents, not loaned.

Its falls below the IHT threshold per parents as both were on the deed.

I trust her completely to be clear, but I've witnessed some utter horror stories right in front of my eyes from people I didn't expect hence wanting to find out in the worst case scenario what can I do to protect myself.

[TheGreatDane]

Very clear consensus here, thanks everyone for their input.

I wish it were as simple as having a discussion but her sister had a prenup, fell apart guy left her up s**** creek after amassing huge amounts of debt in her name. She will never come around to the idea of it due to that.

As mentioned culture plays a big part in both of our lives (hers more than mine) so not getting married isn't an option.

I'll have to have a real think, not to sound soppy but I do love her so it is a tough one.

[TheGreatDane]

Honest answer is I wouldn't, and as many have said on here the fact I have to ask this question raises the very valid question of should I be marrying her.

Thinking hat needed.