Need to declare/how to declare "collision"

Need to declare/how to declare "collision"

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carreauchompeur

Original Poster:

17,852 posts

205 months

Friday 31st March 2023
quotequote all
Folks,

A year ago my partner parked his car at the airport in official parking. It was moved by their parking company and, whilst being driven by one of the company staff, another member of staff reversed a car into it!

It was a nightmare start to finish and they didnt even own up, however they ended up sorting the damage. Quite a lot in the end, over £2k.

Partner called his insurance at the time to inform them of the incident. Apparently since then when his mum came to renew her insurance it was flagged that he, as a named driver, had had a colliision.

I'm now renewing my insurance... I have to declare it as it's clearly logged on CUE, but how? There doesn't seem to be any option other than for 'non fault claim' which is pushng my insurance up by £50!

I get that it could have been parked and hit, but in this case it was being driven by someone else that we had no control over!

carreauchompeur

Original Poster:

17,852 posts

205 months

Friday 31st March 2023
quotequote all
Tribal Chestnut said:
Some folk seem intent on wasting their money.
Thanks, I’m actually intent on NOT wasting my money since this ‘claim’ on his insurance puts mine up by £50 with him as a named driver!

carreauchompeur

Original Poster:

17,852 posts

205 months

Saturday 1st April 2023
quotequote all
No, it’s not the car on the policy-I’m insuring my own car with him as a named driver.

Damage happened to his car, it’s listed against him. Annoyingly. He only ever told his insurance since the airport were playing silly buggers…however they wouldn’t cover it anyway!

It’s a bit of a Catch 22 really…if they flag it up they will want more money from me because CUE says no.

Tempted to just leave him off this year, he’s only ever used my car once and in a scrape he could drive it TP on his policy

carreauchompeur

Original Poster:

17,852 posts

205 months

Saturday 1st April 2023
quotequote all
Thanks all. Tending along the lines of leaving him off at the moment until the CUE entry sorts itself out.

carreauchompeur

Original Poster:

17,852 posts

205 months

Saturday 1st April 2023
quotequote all
I find this all particularly vexing since I’m a traffic cop by day and regularly deal with immense, whole scale insurance deception by utter rogues that rarely, if ever, end up having policies cancelled on them!

My most recent rodeo is a scaffolding company boss who insured his van on a personal (with business use) policy and allowed an unlicensed driver to use it. One of his regular employees. Blatant. Caught twice, vehicle seized on both occasions and finally, 2 months later, policy has been cancelled.

There’s such a thing in this world as being too honest.